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Svatantra Microfin Credit Officer Interview Questions and Answers

Updated 16 Jan 2025

Svatantra Microfin Credit Officer Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Your introduction .
  • Q2. Education

Interview Preparation Tips

Interview preparation tips for other job seekers - Savtantra microfinance Good company and Culture

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Noo more questions, here only processing joining formalities

Interview Preparation Tips

Round: Resume Shortlist
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing

Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....

Interview Questionnaire 

1 Question

  • Q1. What is your ambition

I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What do u check in cibil? What will u analyze in customer beforr funding
  • Ans. 

    In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

    • Check credit history and credit score in CIBIL

    • Analyze customer's financial stability

    • Assess customer's income and existing debts

    • Evaluate customer's repayment history

    • Consider any previous defaults or delinquencies

  • Answered by AI
  • Q2. What is dpd ? What is more important to analysis the credit worthiness of customers
  • Ans. 

    DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

    • DPD is a measure of how many days a payment is overdue

    • It is important to analyze payment history to determine if the customer pays on time

    • Credit utilization is also important as it shows how much credit the customer is using compared to their limit

    • Both factors can indicate the customer's ability to manage...

  • Answered by AI
Round 3 - HR 

(8 Questions)

  • Q1. What are your strengths and weaknesses?
  • Q2. What are your salary expectations?
  • Q3. What is your family background?
  • Q4. Share details of your previous job.
  • Q5. Why should we hire you?
  • Q6. Why are you looking for a change?
  • Q7. Where do you see yourself in 5 years?
  • Q8. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Do have proper knowledge of Cibil and dpds and the credit ratios

I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

14 Questions

  • Q1. The first question was, tell me about yourself.
  • Q2. Then where you used to work what was the work that you used to work according to the policy
  • Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge
  • Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.
  • Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
  • Ans. 

    The statement is unclear and needs clarification.

    • The question needs to be rephrased for better understanding.

    • It is unclear what 'confeda' means in this context.

    • More information is needed about the borrower's creditworthiness and repayment history.

    • The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.

    • The loan officer should also consider the risks associated with lend

  • Answered by AI
  • Q6. Rest of the general information you should know about the department in which you are applying.
  • Q7. And you need to be confident
  • Q8. How to answer your question Question: Answering you the same way: Do not add something to B:
  • Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.
  • Q10. That's my only advice
  • Q11. The rest of the field you are going to be aware of.
  • Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.
  • Q13. Mahindra good company
  • Q14. I am looking for job in mahindra

Interview Preparation Tips

Interview preparation tips for other job seekers - Whether your video is calling or face to face, take care of dressing
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Self and profile

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company

I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Core question of financial work.
  • Q2. Loan related norms like LTV FOIR
Round 3 - HR 

(1 Question)

  • Q1. Same as was in technical.

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. What is your experience
  • Q2. Which organisation
  • Ans. 1.Manappuram finance limited 3year A. 2 year gold loan opretion B. 1 year micro home finance ( sales) 2. Mahindra rural housing finance Opretion ( cashier account)
  • Answered by Rupesh Kushwah

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Where do you see yourself in 5 years?
  • Q2. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good company good salary and Bonas, over all this is good company
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Behavioral 

(2 Questions)

  • Q1. Work experience
  • Q2. Qualification
Round 2 - HR 

(2 Questions)

  • Q1. What is your education
  • Ans. 

    I have a Bachelor's degree in Finance and a Master's degree in Business Administration.

    • Bachelor's degree in Finance

    • Master's degree in Business Administration

  • Answered by AI
  • Q2. Qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - do not join this company

Svatantra Microfin Interview FAQs

How many rounds are there in Svatantra Microfin Credit Officer interview?
Svatantra Microfin interview process usually has 1 rounds. The most common rounds in the Svatantra Microfin interview process are HR.

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Svatantra Microfin Credit Officer Interview Process

based on 1 interview

Interview experience

4
  
Good
View more
Svatantra Microfin Credit Officer Salary
based on 12 salaries
₹2.5 L/yr - ₹4 L/yr
17% less than the average Credit Officer Salary in India
View more details

Svatantra Microfin Credit Officer Reviews and Ratings

based on 12 reviews

3.7/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.7

Salary

4.0

Job security

3.9

Company culture

3.2

Promotions

3.8

Work satisfaction

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