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Svatantra Microfin
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posted on 11 Oct 2020
I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.
In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.
Check credit history and credit score in CIBIL
Analyze customer's financial stability
Assess customer's income and existing debts
Evaluate customer's repayment history
Consider any previous defaults or delinquencies
DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.
DPD is a measure of how many days a payment is overdue
It is important to analyze payment history to determine if the customer pays on time
Credit utilization is also important as it shows how much credit the customer is using compared to their limit
Both factors can indicate the customer's ability to manage...
posted on 14 Dec 2021
I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.
The statement is unclear and needs clarification.
The question needs to be rephrased for better understanding.
It is unclear what 'confeda' means in this context.
More information is needed about the borrower's creditworthiness and repayment history.
The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.
The loan officer should also consider the risks associated with lend
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.
posted on 17 Jul 2023
I applied via Referral
I have a Bachelor's degree in Finance and a Master's degree in Business Administration.
Bachelor's degree in Finance
Master's degree in Business Administration
based on 1 interview
Interview experience
based on 12 reviews
Rating in categories
Field Officer
146
salaries
| ₹1 L/yr - ₹3.2 L/yr |
Brach Operation Manager
118
salaries
| ₹2 L/yr - ₹4 L/yr |
Branch Manager
95
salaries
| ₹2.1 L/yr - ₹6 L/yr |
Risk Officer
74
salaries
| ₹2 L/yr - ₹3.5 L/yr |
Senior Branch Manager
48
salaries
| ₹3.3 L/yr - ₹5.4 L/yr |
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