2 Svatantra Microfin Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

Svatantra Microfin Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

Anonymous

posted on 16 Jan 2025

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - HR

(2 Questions)

Q1. Your introduction .

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Q2. Education

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Interview Preparation Tips

Interview preparation tips for other job seekers - Savtantra microfinance Good company and Culture

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Interview Tips & Stories

1d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 14 Feb 2021

I applied via Walk-in and was interviewed in Aug 2020. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Tell me about yourself? How you know about this job? Tell me about this bank?

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Interview Preparation Tips

Interview preparation tips for other job seekers - Always be in time for interview,
Always kept some information about job and organisation,
Always wear formal dress.

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 15 Feb 2021

Interview Questionnaire

2 Questions

Q1. Written test

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Q2. Math, resoning, general awernes, english

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Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 11 Jan 2020

I applied via Referral and was interviewed in Jul 2019. There were 5 interview rounds.

Interview Questionnaire

1 Question

Q1. How I will do the pd and I could check the cibil and track. What question to ask from customer. What documents are required for processing the case for decision.

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Interview Preparation Tips

Interview preparation tips for other job seekers - My interview is very good with Acm Sir. I satisfy to my boss with answers.

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 18 Nov 2020

I applied via Naukri.com and was interviewed before Nov 2019. There was 1 interview round.

Interview Questionnaire

5 Questions

Q1. What is CIBIL and Full Form of CIBIL?

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Q2. FOIR and IIR Description?

Ans.

FOIR and IIR are ratios used by lenders to assess the creditworthiness of borrowers.

FOIR stands for Fixed Obligation to Income Ratio and is calculated by dividing the borrower's fixed obligations (such as loan EMIs, rent, etc.) by their monthly income.
IIR stands for Installment to Income Ratio and is calculated by dividing the borrower's total loan installments by their monthly income.
Both ratios help lenders determine...

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Q3. How to conduct PD With Customer?

Ans.

PD with customer involves assessing the probability of default for a borrower.

Gather information about the customer's financial history and current situation
Analyze the data to determine the likelihood of default
Consider external factors such as economic conditions and industry trends
Use a credit scoring model or other tools to assist in the assessment
Communicate the findings to the customer and make recommendations fo...

Answered by AI

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Q4. What is Credit 5cs?

Ans.

Credit 5Cs is a framework used by lenders to evaluate the creditworthiness of a borrower.

The 5Cs are Character, Capacity, Capital, Collateral, and Conditions.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's assets and net worth.
Collateral refers to the assets that can be used as security for the loan.
Conditions ...

Answered by AI

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Q5. Credit Related Many Questions I.e.like ITR,ABB and Legal Report

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Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test. It lasted for about 45 Minutes. The interviewer wanted to test both my knowledge and communication skills. Most of the questions asked to me were related to Last Experience Company Credit Policy and Work curriculum i.e. Customer Profile, Credit Process, Credit Sanction related topics. He stressed a lot on the basics related to my Credit Work topic.Luckily I was able to answer most of the questions correctly. I tried to answer each question with examples and also used props on the table (like pens, paperweights, pen stands etc.) to explain my theories and Practice Experience.You need to stay calm and should apply presence of mind. Please go through the job description thoroughly word-by-word and recheck your resume to ensure that you are a best-fit for the position.

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 19 Jan 2018

I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.

Interview Questionnaire

4 Questions

Q1. HR executive Asking me my How was your experience in old company. and how handle client,how is process file punching. your comfort this job profile. you now current job profile.I have give satisfy answer...

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Q2. I am asking about what is the job profile of the company , how study new file.

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Q3. I am asking to HR Executive which salary make and how is increase salary appraisal wise or senior employees wise .

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Q4. What is the timing daily work.

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Interview Preparation Tips

Round: Resume Shortlist
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.

General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.

Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 30 May 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.

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Round 2 - Technical

(1 Question)

Q1. Mobaile software

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Round 3 - Group Discussion

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience

Bad

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test

No duration some math and GK questions

Round 2 - One-on-one

(2 Questions)

Q1. Apne bare m btao, Famile ke baare m btao in hindi.

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Q2. No other Question just description by Regional Head

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Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 16 Oct 2021

I applied via Walk-in

Interview Questionnaire

3 Questions

Q1. Will you do Work

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Q2. Something about your family

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Q3. Are you comfortable for work pan india

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Interview Preparation Tips

Interview preparation tips for other job seekers - Don't take a tension kuch jada hard nahi hai simple hai test clear kro written genral questions about gk , computer,maths, English aapka test clear selection ho gya

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank

Anonymous

posted on 26 Feb 2022

I applied via Walk-in

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. They just ask some calculation related questions

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Interview Preparation Tips

Interview preparation tips for other job seekers - Visit HR office at patna , they will take a written exam , if u get pass in this they will interview and finally if u succeed u will get the job .

Svatantra Microfin Interview FAQs

How many rounds are there in Svatantra Microfin Credit Officer interview?

Svatantra Microfin interview process usually has 1 rounds. The most common rounds in the Svatantra Microfin interview process are HR.

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Svatantra Microfin Credit Officer Interview Process

based on 1 interview

Interview experience

Good

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Svatantra Microfin Credit Officer Salary

based on 12 salaries

₹2.5 L/yr - ₹4 L/yr

17% less than the average Credit Officer Salary in India

View more details

Svatantra Microfin Salaries in India

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