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Svatantra Microfin Credit Officer Interview Questions and Answers

Updated 16 Jan 2025

Svatantra Microfin Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 16 Jan 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Your introduction .
    • Add your answer
  • Q2. Education
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Savtantra microfinance Good company and Culture

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Interview Tips & Stories
2w (edited)
timepasstiwari
·
A Digital Markter
Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question
So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..
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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Kinara Capital user image Anonymous

posted on 14 May 2018

Interview Questionnaire 

1 Question

  • Q1. Noo more questions, here only processing joining formalities
    • Add your answer

Interview Preparation Tips

Round: Resume Shortlist
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing

Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....

Credit Officer Interview Questions & Answers

Mahindra Rural Housing Finance user image Anonymous

posted on 11 Oct 2020

Interview Questionnaire 

1 Question

  • Q1. What is your ambition
    • Add your answer

Credit Officer Interview Questions & Answers

Kinara Capital user image Anonymous

posted on 25 Mar 2022

I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What do u check in cibil? What will u analyze in customer beforr funding
  • Ans. 

    In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

    • Check credit history and credit score in CIBIL

    • Analyze customer's financial stability

    • Assess customer's income and existing debts

    • Evaluate customer's repayment history

    • Consider any previous defaults or delinquencies

    • Answered by AI
    View 2 more answers
  • Q2. What is dpd ? What is more important to analysis the credit worthiness of customers
  • Ans. 

    DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

    • DPD is a measure of how many days a payment is overdue

    • It is important to analyze payment history to determine if the customer pays on time

    • Credit utilization is also important as it shows how much credit the customer is using compared to their limit

    • Both factors can indicate the customer's ability to manage...

    • Answered by AI
    Add your answer
Round 3 - HR 

(8 Questions)

  • Q1. What are your strengths and weaknesses?
    • Add your answer
  • Q2. What are your salary expectations?
    • Add your answer
  • Q3. What is your family background?
    • Add your answer
  • Q4. Share details of your previous job.
    • Add your answer
  • Q5. Why should we hire you?
    • Add your answer
  • Q6. Why are you looking for a change?
    • Add your answer
  • Q7. Where do you see yourself in 5 years?
    • Add your answer
  • Q8. Tell me about yourself.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Do have proper knowledge of Cibil and dpds and the credit ratios

Credit Officer Interview Questions & Answers

Mahindra Rural Housing Finance user image Anonymous

posted on 14 Dec 2021

I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

14 Questions

  • Q1. The first question was, tell me about yourself.
    • View 2 more answers
  • Q2. Then where you used to work what was the work that you used to work according to the policy
    • Add your answer
  • Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge
    • Add your answer
  • Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.
    • Add your answer
  • Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
  • Ans. 

    The statement is unclear and needs clarification.

    • The question needs to be rephrased for better understanding.

    • It is unclear what 'confeda' means in this context.

    • More information is needed about the borrower's creditworthiness and repayment history.

    • The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.

    • The loan officer should also consider the risks associated with lend

    • Answered by AI
    View 1 more answer
  • Q6. Rest of the general information you should know about the department in which you are applying.
    • Add your answer
  • Q7. And you need to be confident
    • Add your answer
  • Q8. How to answer your question Question: Answering you the same way: Do not add something to B:
    • Add your answer
  • Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.
    • Add your answer
  • Q10. That's my only advice
    • Add your answer
  • Q11. The rest of the field you are going to be aware of.
    • Add your answer
  • Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.
    • Add your answer
  • Q13. Mahindra good company
    • Add your answer
  • Q14. I am looking for job in mahindra
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Whether your video is calling or face to face, take care of dressing

Credit Officer Interview Questions & Answers

Mahindra Rural Housing Finance user image

posted on 23 Sep 2022

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Self and profile
    • Add your answer

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company

Credit Officer Interview Questions & Answers

Aavas Financiers user image Anonymous

posted on 16 Aug 2022

I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Core question of financial work.
    • Add your answer
  • Q2. Loan related norms like LTV FOIR
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Same as was in technical.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.

Credit Officer Interview Questions & Answers

Mahindra Rural Housing Finance user image Rupesh Kushwah

posted on 17 Jul 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. What is your experience
    • Add your answer
  • Q2. Which organisation
  • Ans. 1.Manappuram finance limited 3year A. 2 year gold loan opretion B. 1 year micro home finance ( sales) 2. Mahindra rural housing finance Opretion ( cashier account)
    • Answered by Rupesh Kushwah
    Add your answer

Credit Officer Interview Questions & Answers

Mahindra Rural Housing Finance user image

posted on 10 Apr 2022

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Where do you see yourself in 5 years?
    • Add your answer
  • Q2. Tell me about yourself.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good company good salary and Bonas, over all this is good company

Credit Officer Interview Questions & Answers

Tata Capital user image Anonymous

posted on 15 Jan 2025

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Behavioral 

(2 Questions)

  • Q1. Work experience
    • Add your answer
  • Q2. Qualification
    • Add your answer
Round 2 - HR 

(2 Questions)

  • Q1. What is your education
  • Ans. 

    I have a Bachelor's degree in Finance and a Master's degree in Business Administration.

    • Bachelor's degree in Finance

    • Master's degree in Business Administration

    • Answered by AI
    Add your answer
  • Q2. Qualification
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - do not join this company
More about working at Svatantra Microfin

Svatantra Microfin Interview FAQs

How many rounds are there in Svatantra Microfin Credit Officer interview?
Svatantra Microfin interview process usually has 1 rounds. The most common rounds in the Svatantra Microfin interview process are HR.

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Svatantra Microfin Interviews By Designations

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Svatantra Microfin Credit Officer Interview Process

based on 1 interview

Interview experience

4
  
Good
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Svatantra Microfin Credit Officer Salary
based on 12 salaries
₹2.5 L/yr - ₹4 L/yr
17% less than the average Credit Officer Salary in India
View more details

Svatantra Microfin Credit Officer Reviews and Ratings

based on 12 reviews

3.7/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.7

Salary

4.0

Job security

3.9

Company culture

3.2

Promotions

3.8

Work satisfaction

Explore 12 Reviews and Ratings
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