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Svatantra Microfin
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posted on 14 Feb 2021
I applied via Walk-in and was interviewed in Aug 2020. There were 3 interview rounds.
posted on 15 Feb 2021
posted on 11 Jan 2020
I applied via Referral and was interviewed in Jul 2019. There were 5 interview rounds.
posted on 18 Nov 2020
I applied via Naukri.com and was interviewed before Nov 2019. There was 1 interview round.
FOIR and IIR are ratios used by lenders to assess the creditworthiness of borrowers.
FOIR stands for Fixed Obligation to Income Ratio and is calculated by dividing the borrower's fixed obligations (such as loan EMIs, rent, etc.) by their monthly income.
IIR stands for Installment to Income Ratio and is calculated by dividing the borrower's total loan installments by their monthly income.
Both ratios help lenders determine...
PD with customer involves assessing the probability of default for a borrower.
Gather information about the customer's financial history and current situation
Analyze the data to determine the likelihood of default
Consider external factors such as economic conditions and industry trends
Use a credit scoring model or other tools to assist in the assessment
Communicate the findings to the customer and make recommendations fo...
Credit 5Cs is a framework used by lenders to evaluate the creditworthiness of a borrower.
The 5Cs are Character, Capacity, Capital, Collateral, and Conditions.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's assets and net worth.
Collateral refers to the assets that can be used as security for the loan.
Conditions ...
posted on 19 Jan 2018
I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.
posted on 30 May 2023
I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.
GLG Format of interview
posted on 22 May 2024
I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.
No duration some math and GK questions
posted on 16 Oct 2021
I applied via Walk-in
posted on 26 Feb 2022
I applied via Walk-in
based on 1 interview
Interview experience
based on 12 reviews
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Branch Manager
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