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Aye Finance Branch Credit Officer Interview Questions and Answers

Updated 18 Aug 2023

Aye Finance Branch Credit Officer Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Current work responsibility and description about yourself
  • Q2. Just brief them about your work experiences and information/background about yourself
  • Q3. Handling product/responsibility briefing
  • Q4. How will you handle deliquency
  • Ans. 

    To handle delinquency, I would implement proactive measures, establish clear communication channels, offer flexible repayment options, and collaborate with collection agencies if necessary.

    • Implement proactive measures to prevent delinquency, such as conducting regular credit reviews and monitoring payment patterns.

    • Establish clear communication channels with borrowers to address any issues or concerns they may have and ...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. About yourself and your current CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be real in interview and brief them about your work experiences and roll/responsibility as well if if you have really knowledge about your roll and responsibilities then not need to worry

I applied via Referral and was interviewed in Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Tell me about your delft
  • Ans. 

    My delft is a small town in the Netherlands known for its historic architecture and famous blue and white pottery.

    • Delft is located in the province of South Holland.

    • It is home to the iconic Delft University of Technology.

    • The town is famous for its canals, narrow streets, and beautiful historic buildings.

    • Delft is renowned for its Delftware pottery, characterized by blue and white designs.

    • The Royal Delft factory is a popu...

  • Answered by AI
  • Q2. Some questions from the credit
  • Q3. Are you ready to relocate
  • Ans. 

    Yes, I am ready to relocate for the Branch Credit Officer position.

    • I am open to moving to a new location for career growth opportunities.

    • I understand that the role may require me to work in different branches or regions.

    • I am flexible and adaptable to new environments and can quickly adjust to a new location.

    • I have previously relocated for job opportunities and have successfully integrated into new communities.

    • I am exci...

  • Answered by AI
  • Q4. Terms related to credit job profile what is pd

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be normal
Job profile in Bco is nice with good packages

Branch Credit Officer Interview Questions Asked at Other Companies

Q1. Which type of documents will be accepted as Address proof?
Q2. How many months of bank stmt we will take?
Q3. What type of documents accepted as BUSINESS PROOF?
asked in Aye Finance
Q4. Have you have experience in Field assessment about business orien ... read more
Q5. Basic documents required for technical initiation?
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Have you have experience in Field assessment about business oriented and fraud identification
  • Ans. 

    Yes, I have experience in field assessments for business orientation and fraud identification.

    • I have conducted field assessments to evaluate the financial health and operations of businesses.

    • I have identified potential fraud indicators during these assessments.

    • I have experience in verifying the authenticity of business documents and transactions.

    • I have worked with teams to investigate suspicious activities and prevent ...

  • Answered by AI
  • Q2. Bills verification and kyc verification

Interview Preparation Tips

Interview preparation tips for other job seekers - Do well

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self..?
  • Q2. Tell me about the company..?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organisation
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Behavioral 

(2 Questions)

  • Q1. Work experience
  • Q2. Qualification
Round 2 - HR 

(2 Questions)

  • Q1. What is your education
  • Q2. Qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - do not join this company
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Question about Previous company experience
  • Q2. Salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduction previous job experiences
  • Ans. 

    I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.

    • Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements

    • Processed loan applications and conducted risk assessments at ABC Credit Union

    • Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications

  • Answered by AI
  • Q2. Question about banking sector and finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion with senior

Round 2 - HR 

(2 Questions)

  • Q1. Question related to salary package
  • Q2. Question related to notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Working here has been a disastrous experience due to the company's terrible work culture and environment, characterized by significant work pressure and a lack of recognition for accomplishments; it is primarily sales-oriented.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Q3. Work experience
  • Q4. Income analysis
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Your introduction .
  • Q2. Education

Interview Preparation Tips

Interview preparation tips for other job seekers - Savtantra microfinance Good company and Culture

Aye Finance Interview FAQs

How many rounds are there in Aye Finance Branch Credit Officer interview?
Aye Finance interview process usually has 2-3 rounds. The most common rounds in the Aye Finance interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Aye Finance Branch Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aye Finance. The most common topics and skills that interviewers at Aye Finance expect are Credit Appraisal, Credit Policy, Finance, Credit Operations and Balance Sheet.
What are the top questions asked in Aye Finance Branch Credit Officer interview?

Some of the top questions asked at the Aye Finance Branch Credit Officer interview -

  1. Have you have experience in Field assessment about business oriented and fraud ...read more
  2. How will you handle delique...read more
  3. Terms related to credit job profile what is...read more

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Aye Finance Branch Credit Officer Interview Process

based on 4 interviews

2 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
View more

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Aye Finance Branch Credit Officer Salary
based on 162 salaries
₹2.1 L/yr - ₹3.7 L/yr
At par with the average Branch Credit Officer Salary in India
View more details

Aye Finance Branch Credit Officer Reviews and Ratings

based on 71 reviews

4.2/5

Rating in categories

4.0

Skill development

4.0

Work-life balance

3.9

Salary

4.1

Job security

4.0

Company culture

3.9

Promotions

3.9

Work satisfaction

Explore 71 Reviews and Ratings
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