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Muthoot Fincorp Branch Credit Officer Interview Questions and Answers

Updated 20 Dec 2024

Muthoot Fincorp Branch Credit Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Company Website and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - Case Study 

My personal information about family, habits

Round 2 - HR 

(1 Question)

  • Q1. Personal information and salary details

Interview Preparation Tips

Interview preparation tips for other job seekers - All documents uploaded in portal

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self..?
  • Q2. Tell me about the company..?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organisation
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - Group Discussion 

Case study on finance and marketing

Round 2 - One-on-one 

(2 Questions)

  • Q1. Interview about finance knowledge
  • Q2. Self introduction
Round 3 - HR 

(2 Questions)

  • Q1. Salary expectation and flexibility
  • Q2. Location

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence and keep motivating
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Question about Previous company experience
  • Q2. Salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduction previous job experiences
  • Ans. 

    I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.

    • Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements

    • Processed loan applications and conducted risk assessments at ABC Credit Union

    • Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications

  • Answered by AI
  • Q2. Question about banking sector and finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(5 Questions)

  • Q1. Financial questions
  • Q2. Disbursement type of question
  • Q3. Customer problem handle
  • Q4. Behaviour of all senior
  • Q5. How to manage target
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge

Muthoot Fincorp Interview FAQs

How many rounds are there in Muthoot Fincorp Branch Credit Officer interview?
Muthoot Fincorp interview process usually has 2 rounds. The most common rounds in the Muthoot Fincorp interview process are Case Study and HR.

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Muthoot Fincorp Branch Credit Officer Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Muthoot Fincorp Branch Credit Officer Salary
based on 4 salaries
₹3 L/yr - ₹3.2 L/yr
At par with the average Branch Credit Officer Salary in India
View more details

Muthoot Fincorp Branch Credit Officer Reviews and Ratings

based on 4 reviews

4.0/5

Rating in categories

4.0

Skill development

4.0

Work-life balance

3.7

Salary

4.0

Job security

4.0

Company culture

3.7

Promotions

4.0

Work satisfaction

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