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ZipLoan Interview Questions and Answers

Updated 15 Sep 2022

ZipLoan Interview Experiences

2 interviews found

Product Interview Questions & Answers

user image Anonymous

posted on 15 Sep 2022

I applied via Recruitment Consulltant and was interviewed before Sep 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Product management basics
  • Q2. How do you manage technology team?
  • Q3. What do you understand about MSMEs in India and their financing requirements?
Round 3 - HR 

(2 Questions)

  • Q1. Why do you want to change within 2 years?
  • Q2. How can you improve performance of your team members?

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep it brief and to the point.
Prepare well by studying about the company and its business.

I applied via Job Portal and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Meaning of dpd
  • Ans. 

    DPD stands for Days Past Due, a measure of how many days a payment is overdue.

    • DPD is commonly used in credit management to assess the risk of late payments.

    • It is calculated by counting the number of days between the due date and the actual payment date.

    • For example, if a payment was due on January 1st and was paid on January 15th, the DPD would be 14.

    • DPD can be used to determine the interest or penalty charges for late ...

  • Answered by AI
  • Q2. How to calculate margin
  • Ans. 

    Margin is calculated by subtracting the cost of goods sold from the revenue and dividing the result by revenue.

    • Margin = (Revenue - Cost of Goods Sold) / Revenue

    • Revenue is the total amount of money earned from sales

    • Cost of Goods Sold is the total cost of producing or purchasing the goods sold

    • Margin is expressed as a percentage or a decimal

    • Example: If revenue is $10,000 and cost of goods sold is $7,000, then margin is ($

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay confident and stay aware about industry

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Upgrad and was interviewed in Dec 2024. There were 3 interview rounds.

Round 1 - Coding Test 

Formulating SQL queries based on the data presented by the interviewer during the screen sharing session.

Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Questions based on past experiences
Round 3 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself and questions about past experiences
  • Q2. Salary discussion

Interview Preparation Tips

Topics to prepare for Ketto Senior Data Analyst interview:
  • SQL Queries
  • Fetching data and joins
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Dec 2024. There were 3 interview rounds.

Round 1 - Assignment 

The assignment involved analyzing sample data from Inshorts to extract valuable insights.

Round 2 - Technical 

(2 Questions)

  • Q1. Can you elaborate on the projects that you have worked on?
  • Ans. 

    I have worked on projects involving predictive modeling, natural language processing, and machine learning algorithms.

    • Developed a predictive model to forecast customer churn for a telecommunications company

    • Implemented sentiment analysis using natural language processing techniques on social media data

    • Utilized machine learning algorithms to classify fraudulent transactions for a financial institution

  • Answered by AI
  • Q2. What were the key discussion points regarding the assignment?
  • Ans. 

    Key discussion points regarding the assignment

    • The methodology used to analyze the data

    • The key findings and insights derived from the analysis

    • Any challenges faced during the assignment and how they were overcome

    • Recommendations for future improvements or further analysis

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Statistics, ML models, Assignment, Case Study
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - Assignment 

An assignment for checking your Excel and Google sheet knowledge

Round 2 - Technical 

(2 Questions)

  • Q1. How will you lead a team of more than 100 people?
  • Q2. How will you approach a new project handed to you ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Have a knowledge of Excel and Google Sheets.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company

Round 1 - HR 

(1 Question)

  • Q1. My good students 4 years
Round 2 - One-on-one 

(3 Questions)

  • Q1. Hello mam good morning
  • Q2. My name is Anurag Awasthi
  • Q3. Eye makeup artist ma'am

Interview Preparation Tips

Interview preparation tips for other job seekers - My name is anurag awasthi I'm intereste my currently job colour bar
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2024. There were 4 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why do you think, you are fit for this role?
  • Ans. 

    I have a proven track record of successfully managing key accounts and exceeding sales targets.

    • Strong communication and negotiation skills

    • Ability to build and maintain relationships with key clients

    • Experience in developing strategic account plans

    • Proven track record of meeting and exceeding sales targets

    • Familiarity with CRM systems and sales analytics

  • Answered by AI
  • Q2. Your past achievements
  • Ans. 

    Consistently exceeded sales targets by 20% for the past 3 years through strategic account management and relationship building.

    • Exceeded sales targets by 20% for the past 3 years

    • Implemented strategic account management techniques

    • Built strong relationships with key accounts

    • Received recognition for top performance in sales

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. Intro about yourself
  • Ans. 

    Experienced Key Account Manager with a proven track record of exceeding sales targets and building strong client relationships.

    • Over 5 years of experience in key account management

    • Successfully increased sales by 20% in the last quarter through strategic account planning

    • Strong communication and negotiation skills

    • Ability to analyze market trends and identify growth opportunities

    • Managed key accounts such as Company A and C

  • Answered by AI
  • Q2. Past incident where you hustled and succeded
  • Ans. 

    I hustled to secure a key account by going above and beyond to meet their needs and exceed expectations.

    • Identified key pain points of the client and proposed tailored solutions

    • Worked overtime to prepare a comprehensive presentation showcasing our products/services

    • Followed up diligently and addressed any concerns promptly

    • Negotiated terms and pricing to ensure a win-win situation for both parties

  • Answered by AI
Round 3 - One-on-one 

(2 Questions)

  • Q1. What company does?
  • Q2. Are you aware of your roles and responsibilities?
  • Ans. 

    Yes, I am aware of my roles and responsibilities as a Key Account Manager.

    • I am responsible for managing and growing relationships with key clients.

    • I need to understand the needs and goals of each key account.

    • I must develop strategies to meet the needs of key clients and achieve sales targets.

    • I am accountable for the overall success of key accounts and ensuring customer satisfaction.

    • I need to collaborate with internal t

  • Answered by AI
Round 4 - One-on-one 

(2 Questions)

  • Q1. Why do you want to join?
  • Ans. 

    I am passionate about building strong relationships with key accounts and driving business growth.

    • I have a proven track record of successfully managing key accounts in my previous roles.

    • I am excited about the opportunity to work with a reputable company like yours and contribute to its success.

    • I am motivated by the challenge of meeting and exceeding sales targets through strategic account management.

    • I believe my skills...

  • Answered by AI
  • Q2. Last ctc and expectations?
  • Ans. 

    Last CTC was $80,000 and expectations are $100,000.

    • Last CTC: $80,000

    • Expectations: $100,000

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't think much, be confident choose value and culture over market hype, Never let such companies decide you are worth it, you are the best and would do well wherever you work and your team would grow. In the Worst case go for MAGICPIN otherwise just enjoy the process.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. Favorite UPI App, and why?
  • Ans. 

    My favorite UPI app is PhonePe because of its user-friendly interface and wide range of services.

    • User-friendly interface makes transactions quick and easy

    • Wide range of services like bill payments, recharges, and shopping

    • Offers cashback and rewards for transactions

    • Secure and reliable platform for financial transactions

  • Answered by AI
  • Q2. Develop two features to help Paytm cope up with loosing users?
  • Ans. 

    Implement personalized recommendations and loyalty rewards program.

    • Implement personalized recommendations based on user behavior and preferences to increase user engagement.

    • Introduce a loyalty rewards program to incentivize users to continue using Paytm and earn rewards for their transactions.

  • Answered by AI
  • Q3. Estimate the number of UPI transactions per day in Mumbai?
  • Ans. 

    It is difficult to provide an accurate estimate without specific data, but the number of UPI transactions in Mumbai is likely to be high due to the city's large population and high digital adoption rate.

    • Mumbai is one of the largest cities in India with a high population density, leading to a high volume of transactions.

    • UPI (Unified Payments Interface) has gained significant popularity in India as a convenient and secur...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. About the company 'Meritto'
  • Q2. What is SAS?
  • Q3. Cloud Computing

Interview Preparation Tips

Interview preparation tips for other job seekers - Read thoroughly about the company
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Depth of OOPS Concepts
  • Q2. Depth of SOLID principles
  • Ans. 

    SOLID principles are a set of five design principles in object-oriented programming to make software designs more understandable, flexible, and maintainable.

    • S - Single Responsibility Principle: A class should have only one reason to change.

    • O - Open/Closed Principle: Software entities should be open for extension but closed for modification.

    • L - Liskov Substitution Principle: Objects of a superclass should be replaceable...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Park Plus Android Engineer interview:
  • MVVM
  • Clean Arch
  • Coroutines
  • Design Patterns
  • SOLID

Skills evaluated in this interview

ZipLoan Interview FAQs

How many rounds are there in ZipLoan interview?
ZipLoan interview process usually has 3 rounds. The most common rounds in the ZipLoan interview process are Resume Shortlist, Technical and HR.
How to prepare for ZipLoan interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ZipLoan. The most common topics and skills that interviewers at ZipLoan expect are Python, Django, Manual Testing, Angularjs and Automation Testing.
What are the top questions asked in ZipLoan interview?

Some of the top questions asked at the ZipLoan interview -

  1. What do you understand about MSMEs in India and their financing requiremen...read more
  2. How to calculate mar...read more
  3. Meaning of ...read more

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ZipLoan Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

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ZipLoan Reviews and Ratings

based on 51 reviews

3.0/5

Rating in categories

2.7

Skill development

3.0

Work-life balance

2.8

Salary

2.6

Job security

2.9

Company culture

2.5

Promotions

2.8

Work satisfaction

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