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ZipLoan Credit Manager Interview Questions and Answers

Updated 31 Aug 2021

ZipLoan Credit Manager Interview Experiences

1 interview found

I applied via Job Portal and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Meaning of dpd
  • Ans. 

    DPD stands for Days Past Due, a measure of how many days a payment is overdue.

    • DPD is commonly used in credit management to assess the risk of late payments.

    • It is calculated by counting the number of days between the due date and the actual payment date.

    • For example, if a payment was due on January 1st and was paid on January 15th, the DPD would be 14.

    • DPD can be used to determine the interest or penalty charges for late ...

  • Answered by AI
  • Q2. How to calculate margin
  • Ans. 

    Margin is calculated by subtracting the cost of goods sold from the revenue and dividing the result by revenue.

    • Margin = (Revenue - Cost of Goods Sold) / Revenue

    • Revenue is the total amount of money earned from sales

    • Cost of Goods Sold is the total cost of producing or purchasing the goods sold

    • Margin is expressed as a percentage or a decimal

    • Example: If revenue is $10,000 and cost of goods sold is $7,000, then margin is ($

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay confident and stay aware about industry

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Basically your pratically sales experience how you can grow company
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Apr 2024. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - please check the company website in detail

Manager Interview Questions & Answers

Droom user image Anonymous

posted on 11 May 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Apr 2023. There were 4 interview rounds.

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

Interview Preparation Tips

Interview preparation tips for other job seekers - Will advice not to join this company.

Sales Manager Interview Questions & Answers

Park Plus user image Arvind Ashok Gurav

posted on 10 Jul 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

Interview Preparation Tips

Interview preparation tips for other job seekers - Be loyal

Intern Interview Questions & Answers

Droom user image Anonymous

posted on 5 May 2017

I appeared for an interview in Oct 2016.

Interview Questionnaire 

2 Questions

  • Q1. What do you know about our company and product
  • Ans. 

    I'm sorry, I don't have access to the internet to research the company and product.

    • Answered by AI
    • Q2. Tell us all you know about Droom
    • Ans. 

      Droom is an online marketplace for buying and selling new and used vehicles.

      • Founded in 2014 by Sandeep Aggarwal

      • Offers a wide range of vehicles including cars, bikes, and scooters

      • Provides services such as vehicle history reports and inspections

      • Has over 6,500 certified dealers and over 50,000 listings

      • Operates in India and Singapore

    • Answered by AI

    Interview Preparation Tips

    Round: Resume Shortlist
    Experience: The company needed people with a few extracurriculars to fit into their company culture. Thus they selected students with a good technical background and extracurricular skillset
    Tips: Mention the extracurriculars well and your learnings from each of them.

    Round: Technical Interview
    Experience: The company needed people with a few extracurriculars to fit into their company culture. Thus they selected students with a good technical background and extracurricular skillset
    Tips: Mention the extracurriculars well and your learnings from each of them.

    Round: Technical Interview
    Experience: Seems like an HR question, but is a product based question for the company. So now, when they call it technical, it is because their product is the website that they manage. So I started talking about Droom's vision and mission.
    I spoke of a few features that would help customers. I also spoke of the tools that were useful for customer experience. I also mentioned the speed and quality of the site.
    Tips: Here be careful as you need to answer in the technical sense. Starting with when the company was started/ the location will not help build a point. Start off with the product. Also feel free to point out negatives, but make sure you sandwich it between smoother and better things.

    I applied via Naukri.com and was interviewed before Feb 2021. There were 2 interview rounds.

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Keep knowledge in advance. Marketing and sales related.

    I applied via Indeed and was interviewed before Jun 2019. There were 4 interview rounds.

    Interview Questionnaire 

    3 Questions

    • Q1. Business problems and case studies
    • Q2. Guesstimates
    • Q3. Experience to date
    • Ans. 

      I have 3 years of experience working as a Data Analyst in the finance industry.

      • Analyzed financial data to identify trends and make recommendations

      • Created reports and dashboards using tools like Tableau and Excel

      • Collaborated with cross-functional teams to improve data quality and accuracy

    • Answered by AI

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Use your basic aptitude.

    I applied via Recruitment Consultant and was interviewed in Aug 2019. There were 5 interview rounds.

    Interview Questionnaire 

    1 Question

    • Q1. Basic Questions only, Oops concept, Android basic questions, work manager related, MVVM pattern, why kotlin?

    Interview Preparation Tips

    Interview preparation tips for other job seekers - It is a well-motivated place in terms of work, they are really making the best use of technology that they can. The interview can be clarified by someone who has clear basics of technology, how things are really moving in technology. They are only examining the basics of technology.
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    ZipLoan Interview FAQs

    What are the top questions asked in ZipLoan Credit Manager interview?

    Some of the top questions asked at the ZipLoan Credit Manager interview -

    1. How to calculate mar...read more
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    ZipLoan Credit Manager Salary
    based on 27 salaries
    ₹5.5 L/yr - ₹8.2 L/yr
    11% less than the average Credit Manager Salary in India
    View more details

    ZipLoan Credit Manager Reviews and Ratings

    based on 3 reviews

    2.0/5

    Rating in categories

    1.7

    Skill development

    2.0

    Work-life balance

    2.0

    Salary

    1.8

    Job security

    1.9

    Company culture

    1.9

    Promotions

    1.9

    Work satisfaction

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