ICICI Bank Relationship Manager Interview Questions, Process, and Tips

It was personality test.no one one eliminated in this round during campus placement

GD was on the topic digitalisation of banking

Q1. Tell about yourself Are u ready to relocate About the company
Add your answer

Q1. About the role Sales
Add your answer

Q1. Tell me about your self
Add your answer
Q2. How is your convincing skill
Add your answer
Q3. Can you relocate your self
Add your answer
Q4. Tell me about your interest
Add your answer
Q5. Ceo of icici bank kon hai
Add your answer

Q1. Few basic technical questions as per my experience
Add your answer
Q2. Hr was really disappointed to know that I have taken extension of maternity leave.
Add your answer

Q1. General interaction and introduction
Ans. About family and many other things
Answered by Irfan Rashid
View 1 more answer
Q2. Academic Qualifications and work experience
Add your answer
Q3. Tell about your profile and mention about the experience which will be useful in banking
Add your answer

Q1. About previous experience what nos i achieve in my previous job what are the ratings and promotions i received
Ans. My previous nos like business no my ratings and my promtions
Answered by Irfan Rashid
Add your answer
Q2. How will be my experience used in banking
Ans. 
Your experience in relationship management will be used to build and maintain strong relationships with clients in the banking industry.
• You will be able to leverage your communication and interpersonal skills to understand clients' needs and provide personalized solutions.

• Your ability to manage multiple relationships simultaneously will be valuable in a fast-paced banking environment.

• Your experience in analyzing financ...read more
Answered by AI
View 1 more answer
Q3. Why to switch from insurance to banking
Ans. Today banking industry is a high developing sector because of many reasons ..Banks are showing a rapid growth so are the employees of the banks while as today insurance is totally sold by banks around 70 percent of insurance is directly or indirectly sold by banks ... People are trusting bankers as their financial doctors so i want to grow with banking sector.
Answered by Irfan Rashid
Add your answer

Mathematical calculations,reasoning,computer basic knowledge and english

Basically knowledge about basic topics ,how to explain and have a conversation within team

Q1. Are you interested in sales?
Add your answer
Q2. Are you willing to work at any location within india?
Add your answer

There were several quant related questions as well as English was the major part.

Q1. They asked me questions related to banking terms and what all products they provide.
Add your answer
Q2. What is equity and debt?
Ans. 
Equity represents ownership in a company, while debt represents borrowed money that must be repaid with interest.
• Equity is ownership in a company, typically in the form of stocks or shares

• Debt is borrowed money that must be repaid, usually with interest

• Equity holders have ownership rights and may receive dividends, while debt holders are creditors with a claim on the company's assets in case of default
Answered by AI
Add your answer
Q3. How does banks earn?
Ans. 
Banks earn through various sources such as interest on loans, fees, investments, and other financial services.
• Interest on loans: Banks charge interest on the loans they provide to customers.

• Fees: Banks earn fees for services such as account maintenance, ATM usage, and overdrafts.

• Investments: Banks invest in various financial instruments to earn returns.

• Other financial services: Banks offer services like wealth manageme...read more
Answered by AI
Add your answer
Q4. How would you define if bank would be able to provide the loan?
Ans. 
The bank's ability to provide a loan is determined by the applicant's credit score, income, debt-to-income ratio, and collateral.
• Assess the applicant's credit score to determine their creditworthiness.

• Evaluate the applicant's income to ensure they have the means to repay the loan.

• Calculate the applicant's debt-to-income ratio to gauge their ability to manage additional debt.

• Consider if the applicant has sufficient coll...read more
Answered by AI
Add your answer
Q5. If x wants to expand his business by taking loans what are the options he could go with?
Ans. 
x can consider options like bank loans, business loans, personal loans, or crowdfunding to expand his business.
• Bank loans: Traditional option with fixed interest rates and repayment terms.

• Business loans: Specifically designed for business expansion with flexible terms.

• Personal loans: Can be used for business purposes but may have higher interest rates.

• Crowdfunding: Alternative option where individuals contribute funds
Answered by AI
Add your answer