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20+ Interview Questions and Answers

Updated 19 May 2024

Q1. How would advise the customer who has been calling the call center more than 3 times and no solution given

Ans.

I would apologize for the inconvenience and escalate the issue to a supervisor or manager for immediate resolution.

  • Apologize sincerely for the customer's frustration

  • Assure the customer that their issue will be resolved

  • Escalate the problem to a higher authority for prompt action

  • Provide the customer with a direct contact or reference number for follow-up

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Q2. What is different between credit card and debit card

Ans.

Credit card is a loan while debit card is linked to your bank account.

  • Credit card allows you to borrow money from the bank and pay it back later with interest

  • Debit card deducts money directly from your bank account when you make a purchase

  • Credit card can help build credit score while debit card does not affect credit score

  • Credit card may have rewards or cashback programs while debit card usually does not

  • Credit card may have higher fees and interest rates than debit card

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Q3. 1.How does the computer works?,

Ans.

A computer works by executing instructions stored in its memory, performing calculations, and communicating with other devices.

  • A computer processes data using its central processing unit (CPU).

  • It follows a set of instructions called a program, which tells it what tasks to perform.

  • The CPU performs calculations and manipulates data based on the instructions.

  • The computer's memory stores data and instructions temporarily or permanently.

  • Input devices like keyboards and mice allow ...read more

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Q4. What do you know about a call center

Ans.

A call center is a centralized office where customer service representatives handle incoming and outgoing telephone calls.

  • Call centers are used by companies to provide customer support and handle inquiries.

  • They can be inbound, where representatives answer calls from customers, or outbound, where representatives make calls to customers.

  • Call centers often use computer systems and software to manage and track customer interactions.

  • They may also utilize scripts and guidelines to ...read more

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Q5. What products does Airtel offer?

Ans.

Airtel offers a wide range of products and services including mobile, broadband, digital TV, and enterprise solutions.

  • Mobile services

  • Broadband internet

  • Digital TV

  • Enterprise solutions

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Q6. What is Insurance?

Ans.

Insurance is a contract between an individual and an insurance company to protect against financial loss.

  • Insurance provides financial protection against unexpected events

  • Individuals pay premiums to an insurance company in exchange for coverage

  • Types of insurance include health, auto, home, and life insurance

  • Insurance policies have terms and conditions that outline what is covered and what is not

  • Insurance helps individuals and businesses manage risk

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Q7. What are is the computer software?

Ans.

Computer software refers to a collection of programs, data, and instructions that enable a computer to perform specific tasks.

  • Computer software is a set of instructions that tell a computer what to do.

  • It includes programs, data, and documentation.

  • Software can be categorized into system software and application software.

  • Examples of computer software include operating systems, word processors, and web browsers.

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Q8. 3. What are the software?

Ans.

Software refers to a collection of programs, data, and instructions that tell a computer how to perform specific tasks.

  • Software is a set of instructions that enable a computer to perform various tasks.

  • There are different types of software, including operating systems, application software, and utility software.

  • Examples of software include Microsoft Windows (operating system), Microsoft Office (application software), and antivirus programs (utility software).

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Q9. What Are The KPI of Team Leader

Ans.

Key performance indicators (KPIs) of a team leader measure their effectiveness in managing and leading a team.

  • Productivity: Measure the team's output and efficiency in achieving goals.

  • Quality: Assess the team's ability to deliver high-quality work.

  • Customer Satisfaction: Evaluate how well the team meets customer expectations.

  • Employee Engagement: Measure the level of motivation and satisfaction among team members.

  • Team Morale: Assess the overall mood and cohesion within the team...read more

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Q10. 1. How can trace the customer who has charge off

Ans.

To trace a customer who has charged off, you can use various methods such as skip tracing, credit reporting agencies, and legal action.

  • Use skip tracing techniques to locate the customer's current address and contact information

  • Check credit reporting agencies for any recent activity or updates on the customer's account

  • Consider legal action to recover the debt and obtain information on the customer's whereabouts

  • Contact any references or co-signers listed on the account for pote...read more

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Q11. What do understand by credit card

Ans.

A credit card is a plastic card that allows the holder to borrow money from a bank or financial institution to make purchases.

  • Credit cards allow users to make purchases without having to pay for them immediately

  • The user is required to pay back the borrowed amount along with interest

  • Credit cards often come with rewards programs and other benefits

  • Examples of credit card companies include Visa, Mastercard, and American Express

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Q12. Where r u from

Ans.

I am from New York City, a bustling metropolis known for its diverse culture and iconic landmarks.

  • I am from New York City.

  • New York City is known for its diverse culture.

  • It is also famous for its iconic landmarks like the Statue of Liberty and Times Square.

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Q13. How does the computer work?

Ans.

A computer is an electronic device that processes data and performs tasks based on instructions provided by the user.

  • A computer consists of hardware components such as a central processing unit (CPU), memory, and storage devices.

  • It operates on binary code, which is a series of 0s and 1s representing data and instructions.

  • The CPU fetches instructions from memory, decodes them, executes the necessary operations, and stores the results.

  • Computers use various input and output devi...read more

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Q14. Between k2000-k3000

Ans.

The question is asking for an answer between k2000 and k3000.

  • The answer should be a value between k2000 and k3000.

  • Provide a specific number or range within k2000 and k3000.

  • Examples: k2500, k2800-k2900.

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Q15. 3. What you know about collection ?

Ans.

Collection refers to the process of recovering unpaid debts from borrowers.

  • Collection involves contacting borrowers who have defaulted on their payments.

  • The goal of collection is to recover the outstanding debt and bring the account up to date.

  • Collection can be done through various means such as phone calls, letters, and legal action.

  • Effective communication and negotiation skills are important in collection.

  • Collection executives must also be knowledgeable about relevant laws ...read more

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Q16. What do you know about ison xperience

Ans.

Ison xperience is a customer experience management platform that helps businesses improve customer satisfaction and loyalty.

  • Ison xperience is a software platform designed to collect and analyze customer feedback.

  • It helps businesses understand customer preferences and behavior to improve their products and services.

  • The platform offers tools for measuring customer satisfaction, identifying areas for improvement, and tracking customer loyalty.

  • Businesses can use Ison xperience to...read more

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Q17. What is regression testing

Ans.

Regression testing is the process of retesting a software application to ensure that new code changes have not adversely affected existing functionality.

  • It involves running previously executed test cases to verify that the existing features still work correctly after code changes.

  • Regression testing helps in identifying any defects introduced by new code changes.

  • Automated testing tools are often used to streamline the regression testing process.

  • Regression testing is an essenti...read more

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Q18. What is a call center

Ans.

A call center is a centralized office used for receiving or transmitting a large volume of requests by telephone.

  • Call centers handle inbound and outbound calls for customer service, sales, technical support, and more

  • Agents in call centers use phone systems and computer software to manage calls efficiently

  • Call centers can be located in-house or outsourced to third-party companies

  • Examples of call centers include customer support hotlines, telemarketing companies, and emergency ...read more

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Q19. what are types of insurance

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Q20. What is retesting

Ans.

Retesting is the process of testing a previously failed test case again after the defects have been fixed.

  • Retesting is done to ensure that the reported defects have been fixed correctly.

  • It focuses on the areas where defects were found during initial testing.

  • Retesting is usually performed by the same tester who found the defect.

  • It is a part of regression testing to verify that the fixes did not introduce new defects.

  • Examples: After a bug is fixed, the tester retests the specif...read more

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Q21. Hom many days experience

Ans.

I have 5 years of experience as a Personal Loan Officer.

  • I have worked as a Personal Loan Officer for 5 years.

  • During my time as a Personal Loan Officer, I have gained extensive knowledge and expertise in assessing loan applications, evaluating creditworthiness, and providing financial advice to clients.

  • I have successfully processed and approved numerous personal loan applications, helping clients achieve their financial goals.

  • My experience has also allowed me to develop strong...read more

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