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based on 6k Reviews

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Equitas Small Finance Bank Area Credit Manager Interview Questions and Answers

Updated 11 Dec 2024

Equitas Small Finance Bank Area Credit Manager Interview Experiences

3 interviews found

Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 11 Dec 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meant by Credit underwriting
  • Ans. 

    Credit underwriting is the process of evaluating the creditworthiness of a borrower to determine if they qualify for a loan or credit.

    • Credit underwriting involves assessing the financial situation of a borrower, including their income, assets, and credit history.

    • Lenders use credit underwriting to determine the risk of lending money to a borrower and to set the terms of the loan, such as interest rates and repayment sch...

    • Answered by AI
    Add your answer
  • Q2. Product knowledge
    • Add your answer
Round 2 - Group Discussion 

Discussion on credit appraisals and portfolio management

Interview Preparation Tips

Interview preparation tips for other job seekers - Explain about prior experience clearly

Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 22 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About process and product
    • Add your answer

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Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 20 Nov 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Regarding profile and knowledge of the industry
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Regarding behaviour and compensation
    • Add your answer

Top trending discussions

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Interview Tips & Stories
2w
heartwarmingracoon
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·
works at
Esways Conglomerate
Post interview process
I am working as a front-end developer for 4.5years in a same company. So I think this is the right time to switch my job. I attended F2F interview yesterday(21-01-25) at TCD, I completed two rounds of interview and wait for a while, they say you may leave now you got a call from us soon. Is they call me either I cleared the interview or not cleared it, or they call only I cleared the interview? Can I wait for the call or focus on other interview?
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Interview questions from similar companies

Area Credit Manager Interview Questions & Answers

IndusInd Bank user image Anonymous

posted on 20 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Job related day today work
    • Add your answer

Area Credit Manager Interview Questions & Answers

Ujjivan Small Finance Bank user image koushik roy

posted on 1 Jul 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About job experience
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Recommended if you are seeking work life balance

Credit Officer Interview Questions & Answers

AU Small Finance Bank user image Anonymous

posted on 10 Jan 2025

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths and reasoning questions

Round 2 - HR 

(3 Questions)

  • Q1. Finance related questions
    • Add your answer
  • Q2. Cibil related questions
    • Add your answer
  • Q3. About family background
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - For freshers company is good to improve skill and learning.

Credit Manager Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 31 Jan 2025

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Jul 2024.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you provide some information about yourself?
    • Add your answer
  • Q2. What is your experience related to this field?l
    • Add your answer
  • Q3. Your achievements
    • Add your answer
Round 2 - Aptitude Test 

Reasoning, logical, and mathematical skills.

Round 3 - HR 

(1 Question)

  • Q1. What is your current salary, and how would you like to discuss it?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining IDFC due to its poor work culture.

Credit Manager Interview Questions & Answers

Jana Small Finance Bank user image kuldeep patil

posted on 15 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
    • Add your answer
  • Q2. Credit Underwriting
    • Add your answer

Credit Analyst Interview Questions & Answers

Standard Chartered user image Anonymous

posted on 25 Nov 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
    • Add your answer
  • Q2. Work experience
    • Add your answer

Credit Officer Interview Questions & Answers

Bank of Maharashtra user image Anonymous

posted on 22 Jul 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. RECENT DIRECTIONS BY RBI ON WILLFUL DEFAULTERS
  • Ans. 

    RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.

    • RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).

    • The central bank has also directed banks to publish photographs of willful defaulters in newspapers.

    • RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...

    • Answered by AI
    Add your answer
  • Q2. MSME PRODUCTS OF BOM
  • Ans. 

    Bank of Maharashtra offers various MSME products to support small and medium enterprises.

    • BOM offers MSME loans for working capital, term loans, and project finance.

    • They provide customized financial solutions based on the needs of the MSME sector.

    • BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.

    • The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.

    • ...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - TECHNICAL & ASKED A LOT OF DATA
More about working at Equitas Small Finance Bank
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Equitas Small Finance Bank Interview FAQs

How many rounds are there in Equitas Small Finance Bank Area Credit Manager interview?
Equitas Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Equitas Small Finance Bank interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for Equitas Small Finance Bank Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Equitas Small Finance Bank. The most common topics and skills that interviewers at Equitas Small Finance Bank expect are Team Management, Credit Management, Sales, Team Development and Training.
What are the top questions asked in Equitas Small Finance Bank Area Credit Manager interview?

Some of the top questions asked at the Equitas Small Finance Bank Area Credit Manager interview -

  1. What is meant by Credit underwrit...read more
  2. About process and prod...read more
  3. Product knowle...read more

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Equitas Small Finance Bank Interviews By Designations

Interview Questions for Popular Designations

Equitas Small Finance Bank Area Credit Manager Interview Process

based on 7 interviews

Interview experience

5
  
Excellent
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Equitas Small Finance Bank Area Credit Manager Salary
based on 49 salaries
₹6.6 L/yr - ₹19 L/yr
At par with the average Area Credit Manager Salary in India
View more details

Equitas Small Finance Bank Area Credit Manager Reviews and Ratings

based on 38 reviews

4.6/5

Rating in categories

4.5

Skill development

4.3

Work-life balance

4.4

Salary

4.7

Job security

4.5

Company culture

4.4

Promotions

4.5

Work satisfaction

Explore 38 Reviews and Ratings
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