Premium Employer

i

This company page is being actively managed by Equitas Small Finance Bank Team. If you also belong to the team, you can get access from here

Equitas Small Finance Bank Verified Tick

Compare button icon Compare button icon Compare

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

zig zag pattern zig zag pattern

Filter interviews by

Equitas Small Finance Bank Area Credit Manager Interview Questions and Answers

Updated 11 Dec 2024

Equitas Small Finance Bank Area Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About process and product
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Regarding profile and knowledge of the industry
Round 3 - HR 

(1 Question)

  • Q1. Regarding behaviour and compensation

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meant by Credit underwriting
  • Ans. 

    Credit underwriting is the process of evaluating the creditworthiness of a borrower to determine if they qualify for a loan or credit.

    • Credit underwriting involves assessing the financial situation of a borrower, including their income, assets, and credit history.

    • Lenders use credit underwriting to determine the risk of lending money to a borrower and to set the terms of the loan, such as interest rates and repayment sch...

  • Answered by AI
  • Q2. Product knowledge
Round 2 - Group Discussion 

Discussion on credit appraisals and portfolio management

Interview Preparation Tips

Interview preparation tips for other job seekers - Explain about prior experience clearly

Area Credit Manager Jobs at Equitas Small Finance Bank

View all

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in May 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About experience

Interview Preparation Tips

Interview preparation tips for other job seekers - I tell about me and my job experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What you know about micro banking
  • Ans. 

    Micro banking refers to the provision of financial services to low-income individuals and small businesses.

    • Micro banking focuses on providing small loans, savings accounts, and other financial services to individuals and businesses who may not have access to traditional banking services.

    • Microfinance institutions (MFIs) are often involved in micro banking, providing loans and other services to help people start or grow ...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Ujjivan Small Finance Bank Assistant Manager interview:
  • Banking
Interview preparation tips for other job seekers - Details mention on your resume should match with your answers.

Interview Questionnaire 

2 Questions

  • Q1. Retail branch banking questions
  • Q2. Cts software fleaxcube finacle

Interview Questionnaire 

1 Question

  • Q1. About finance vehicles

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confidante

Interview Questionnaire 

2 Questions

  • Q1. Product knowledge???
  • Q2. Job profiles responsibilities of current Role
  • Ans. 

    The job profile of the current role involves managing daily operations, supervising staff, and ensuring customer satisfaction.

    • Managing daily operations and overseeing the work of employees

    • Supervising and training staff members

    • Ensuring customer satisfaction and resolving any issues

    • Implementing and maintaining company policies and procedures

    • Monitoring and improving productivity and efficiency

    • Assisting in budgeting and fi...

  • Answered by AI

Interview Questionnaire 

2 Questions

  • Q1. About youself
  • Q2. About bank services

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Approached by Company and was interviewed before Nov 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. How can you assure that you are the right person we are looking for?
  • Ans. They just need to check your confidence how you deal with this question. Just tell them about your strong points in regard of that question.
  • Answered Anonymously
  • Q2. How you come to know about this job, Do you know what you should do in this role ?
  • Ans. Provide a valid answer for that and if you don't know about the executions about the job just freely ask them in a simple manner.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and should be having extra level patience & analytical mindset.

Equitas Small Finance Bank Interview FAQs

How many rounds are there in Equitas Small Finance Bank Area Credit Manager interview?
Equitas Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Equitas Small Finance Bank interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for Equitas Small Finance Bank Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Equitas Small Finance Bank. The most common topics and skills that interviewers at Equitas Small Finance Bank expect are Credit Management, Team Management, Sales, Team Development and Training.
What are the top questions asked in Equitas Small Finance Bank Area Credit Manager interview?

Some of the top questions asked at the Equitas Small Finance Bank Area Credit Manager interview -

  1. What is meant by Credit underwrit...read more
  2. About process and prod...read more
  3. Product knowle...read more

Tell us how to improve this page.

Equitas Small Finance Bank Area Credit Manager Interview Process

based on 7 interviews

Interview experience

5
  
Excellent
View more
Join Equitas Small Finance Bank #BeyondBanking

Interview Questions from Similar Companies

IDFC FIRST Bank Interview Questions
3.9
 • 674 Interviews
IndusInd Bank Interview Questions
3.5
 • 636 Interviews
Yes Bank Interview Questions
3.7
 • 446 Interviews
Deutsche Bank Interview Questions
3.9
 • 371 Interviews
Barclays Interview Questions
3.8
 • 275 Interviews
Bank of America Interview Questions
4.2
 • 241 Interviews
View all
Equitas Small Finance Bank Area Credit Manager Salary
based on 47 salaries
₹6.6 L/yr - ₹19 L/yr
At par with the average Area Credit Manager Salary in India
View more details

Equitas Small Finance Bank Area Credit Manager Reviews and Ratings

based on 33 reviews

4.6/5

Rating in categories

4.5

Skill development

4.3

Work-life balance

4.4

Salary

4.7

Job security

4.5

Company culture

4.4

Promotions

4.5

Work satisfaction

Explore 33 Reviews and Ratings
Area Credit Manager

Nagaur,

Bangalore / Bengaluru

2-7 Yrs

Not Disclosed

Explore more jobs
Assistant Manager
856 salaries
unlock blur

₹1.6 L/yr - ₹5.5 L/yr

Business Development Officer
420 salaries
unlock blur

₹1.5 L/yr - ₹5 L/yr

Relationship Manager
363 salaries
unlock blur

₹1 L/yr - ₹8.2 L/yr

Sales Officer
329 salaries
unlock blur

₹1.1 L/yr - ₹4.3 L/yr

Deputy Manager
318 salaries
unlock blur

₹2.3 L/yr - ₹9.5 L/yr

Explore more salaries
Compare Equitas Small Finance Bank with

AU Small Finance Bank

4.2
Compare

IndusInd Bank

3.5
Compare

IDFC FIRST Bank

3.9
Compare

Yes Bank

3.7
Compare
Did you find this page helpful?
Yes No
write
Share an Interview