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Ujjivan Small Finance Bank

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Ujjivan Small Finance Bank Area Credit Manager Interview Questions and Answers

Updated 1 Jul 2024

Ujjivan Small Finance Bank Area Credit Manager Interview Experiences

2 interviews found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About job experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Recommended if you are seeking work life balance
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Previous roles and responsibilities
  • Q2. Market analysis

Area Credit Manager Interview Questions Asked at Other Companies

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Q3. How will you assess the customer with low cibil score
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Q5. Volume of files handled and approval to login ratio

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Job related day today work
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Basic knowledge
  • Q2. Personal discussion
Round 2 - HR 

(2 Questions)

  • Q1. Salary discussions
  • Q2. Experience and all

Interview Preparation Tips

Interview preparation tips for other job seekers - Good for freshers
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. About existing job and overall experience
Round 3 - One-on-one 

(1 Question)

  • Q1. About existing job functional knowledge and professional experience in Underwriting
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Quality process & area improvement helpful all employees updated
  • Q2. Banking all products needed improvement
  • Q3. One on one round
  • Q4. Excellent process & Training
  • Q5. Team Reporting & handling better experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Why bank Current Banking ratios What is crr and slr
  • Ans. 

    Banking offers stability, growth opportunities, and a chance to contribute to the economy.

    • Banks provide stability and security for individuals and businesses by safeguarding their money.

    • Working in a bank offers opportunities for career growth and advancement.

    • Banks play a crucial role in the economy by providing loans and financing for businesses and individuals.

    • Banking offers a chance to contribute to financial inclusi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Consider this as a last resort
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Aptitude Test 

CAT level aptitude test and reasoning

Round 3 - One-on-one 

(1 Question)

  • Q1. Face to face online interview
Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jan 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Aptitude Test 

Basic details about yourself, about various types of loan, why banking industry?

Round 3 - Nothing 

(2 Questions)

  • Q1. Hr round is not there.
  • Q2. He round not there only first round

Interview Preparation Tips

Interview preparation tips for other job seekers - Icici bank is better with regards to pay , hr policies, pressure is high but better than nbfc and other bank. It has digitization which saves time.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jul 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. One on one and hr round
Round 3 - HR 

(1 Question)

  • Q1. Hr round for salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Na

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Area Credit Manager interview?
Ujjivan Small Finance Bank interview process usually has 1-2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are One-on-one Round and Resume Shortlist.
How to prepare for Ujjivan Small Finance Bank Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Conflict Management, Credit Processing, Credit Risk, Credit Underwriting and Action Plan.

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Ujjivan Small Finance Bank Area Credit Manager Interview Process

based on 4 interviews

Interview experience

4.8
  
Excellent
View more
Ujjivan Small Finance Bank Area Credit Manager Salary
based on 60 salaries
₹9.2 L/yr - ₹19.3 L/yr
29% more than the average Area Credit Manager Salary in India
View more details

Ujjivan Small Finance Bank Area Credit Manager Reviews and Ratings

based on 7 reviews

4.6/5

Rating in categories

4.4

Skill development

4.7

Work-life balance

4.0

Salary

4.4

Job security

5.0

Company culture

3.9

Promotions

4.7

Work satisfaction

Explore 7 Reviews and Ratings
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