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CSB Bank Gold Loan Executive Interview Questions and Answers

Updated 16 Mar 2024

CSB Bank Gold Loan Executive Interview Experiences

1 interview found

Gold Loan Executive Interview Questions & Answers

user image JISHNU R NAIR

posted on 16 Mar 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - HR 

(4 Questions)

  • Q1. How long do you stay in this company
  • Q2. Are you able to complete sales tasks
  • Q3. Likely to be viewed basis the task and performance I can do
  • Q4. Yes I am able to do as fas as I can
Round 2 - One-on-one 

(1 Question)

  • Q1. How do you complete sales target by finding potential customers
  • Ans. 

    I complete sales targets by identifying potential customers through market research, networking, and cold calling.

    • Conduct market research to identify potential customers in the target market

    • Utilize networking events and platforms to connect with potential customers

    • Engage in cold calling to reach out to potential customers directly

    • Offer promotions or incentives to attract potential customers

    • Follow up with leads to conve

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Any job at CSB Bank is sales based purely because they need new customers on daily basis from our individual contribution. You should find from existing customer or through marketing activities.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Indeed and was interviewed in Dec 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work with femily details
  • Ans. 

    The question is asking about working with family details in the context of a gold loan executive role.

    • Discuss the importance of understanding and documenting family details of customers applying for gold loans

    • Explain how family details can help in assessing the credibility and repayment capacity of the borrower

    • Mention the need for maintaining confidentiality and privacy of family information

    • Provide examples of how fami...

  • Answered by AI
  • Q2. My femily details and education
Round 2 - Aptitude Test 

Work in sales department details

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Ask gold rates and gold loan types

Round 2 - Aptitude Test 

Aptitude test 10 question answered 10questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Help the job seekers in your life stay motivated by continually celebrating with effective yet inexpensive things.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Nov 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What's your current experience
  • Ans. 

    I have 5 years of experience in credit analysis and risk assessment in the banking industry.

    • 5 years of experience in credit analysis and risk assessment

    • Proficient in financial statement analysis

    • Strong understanding of credit risk management

    • Experience in evaluating loan applications and determining creditworthiness

    • Familiarity with regulatory requirements in the banking sector

  • Answered by AI
  • Q2. Did you achieved any goal in previous platform.
  • Ans. 

    Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.

    • Implemented new credit evaluation process to streamline decision-making

    • Provided training to team members on identifying creditworthy applicants

    • Collaborated with sales team to improve communication and documentation

    • Utilized data analytics to identify trends and make data-driven decisions

  • Answered by AI
  • Q3. Do you participate any bankingevents
  • Ans. 

    Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.

    • I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

    • I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

    • I am a member of a banking association where I attend networking events to co

  • Answered by AI
  • Q4. Are you suitable for appliedrole.
  • Ans. 

    Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.

    • I have a degree in finance and have completed relevant courses in credit analysis.

    • I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

    • I am proficient in financial modeling and have a strong understanding of financial statements.

    • ...

  • Answered by AI
  • Q5. Tell about Equitas bank
  • Ans. 

    Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.

    • Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

    • The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

    • Equitas Small Finance Bank has a stro...

  • Answered by AI
Round 2 - Group Discussion 

Discuss about financial risk and management

Interview Preparation Tips

Interview preparation tips for other job seekers - Explore your job role and gain knowledge.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduce yourself
  • Q2. What is floating rate and fixed rate
  • Ans. 

    Floating rate and fixed rate are terms used in finance to describe the interest rate on a loan or investment that can change over time (floating rate) or remains constant (fixed rate).

    • Floating rate: interest rate that can change periodically based on a benchmark rate or index (e.g. LIBOR, prime rate)

    • Fixed rate: interest rate that remains constant throughout the life of the loan or investment

    • Floating rate loans are ofte...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(3 Questions)

  • Q1. Not wants to disclose.
  • Q2. Dont want to disclose
  • Q3. Do not want to disclose
Round 2 - HR 

(1 Question)

  • Q1. Do not want to disclose
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. RECENT DIRECTIONS BY RBI ON WILLFUL DEFAULTERS
  • Ans. 

    RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.

    • RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).

    • The central bank has also directed banks to publish photographs of willful defaulters in newspapers.

    • RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...

  • Answered by AI
  • Q2. MSME PRODUCTS OF BOM
  • Ans. 

    Bank of Maharashtra offers various MSME products to support small and medium enterprises.

    • BOM offers MSME loans for working capital, term loans, and project finance.

    • They provide customized financial solutions based on the needs of the MSME sector.

    • BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.

    • The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.

    • ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - TECHNICAL & ASKED A LOT OF DATA
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at The Institute for Financial Management and Research, Chennai and was interviewed before Nov 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

LRDI-QA-VARC-GK-Banking-Finance.

Round 2 - Group Discussion 

One Nation One Election

Round 3 - One-on-one 

(1 Question)

  • Q1. Tell me about yourself and why this job?
Round 4 - Technical 

(1 Question)

  • Q1. Finance related questions
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

English writing - formal and informal

Round 3 - One-on-one 

(3 Questions)

  • Q1. Technical round - was okay - role play
  • Q2. Detailed question on ur exp
  • Q3. Was the role in previous co - team lead
  • Ans. 

    Yes

    • Yes, I have previous experience as a team lead in my previous role.

    • As a team lead, I was responsible for managing a team of credit analysts and overseeing their work.

    • I provided guidance and support to team members, ensuring that they met their targets and maintained high-quality standards.

    • I also collaborated with other departments to streamline processes and improve efficiency.

    • For example, I implemented a new credit...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - good

CSB Bank Interview FAQs

How many rounds are there in CSB Bank Gold Loan Executive interview?
CSB Bank interview process usually has 2 rounds. The most common rounds in the CSB Bank interview process are HR and One-on-one Round.
What are the top questions asked in CSB Bank Gold Loan Executive interview?

Some of the top questions asked at the CSB Bank Gold Loan Executive interview -

  1. How do you complete sales target by finding potential custom...read more
  2. Likely to be viewed basis the task and performance I can...read more
  3. Yes I am able to do as fas as I ...read more

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CSB Bank Gold Loan Executive Salary
based on 16 salaries
₹2 L/yr - ₹3.5 L/yr
8% more than the average Gold Loan Executive Salary in India
View more details

CSB Bank Gold Loan Executive Reviews and Ratings

based on 4 reviews

3.0/5

Rating in categories

2.2

Skill development

3.0

Work-Life balance

1.7

Salary & Benefits

2.0

Job Security

2.6

Company culture

1.8

Promotions/Appraisal

2.0

Work Satisfaction

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