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Engaged Employer
CSB Bank
3.2
based on 1.2k Reviews
Company Overview
Company Locations
Working at CSB Bank
Company Summary
Catholic Syrian Bank is positioned in the financial services sector, delivering a comprehensive range of banking products tailored for SMEs, retail, and NRI customers.
Overall Rating
3.2/5
based on 1.2k reviews
16% below
industry average
Critically rated for
Work satisfaction, Promotions, Company culture
Work Policy
Work from office
90% employees reported
Monday to Saturday
43% employees reported
Strict timing
68% employees reported
Within city
48% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
23 employees reported
Job/Soft skill training
20 employees reported
Professional degree assistance
4 employees reported
Office cab/shuttle
2 employees reported
View all benefits
About CSB Bank
Founded in1920 (105 yrs old)
India Employee Count5k-10k
Global Employee Count5k-10k
India HeadquartersThrissur/Trichur, Kerala, India
Office Locations
--
Websitecsb.co.in
Primary Industry
Other Industries
We are one of the oldest private sector banks in India with a history of over 98 years, and a strong base in Kerala along with significant presence in Tamil Nadu, Karnataka, and Maharashtra. We offer a wide range of products and services to our overall customer base of 1.3 million as on March 31, 2019, with particular focus on SME, retail, and NRI customers. We deliver our products and services through multiple channels, including 414 branches (excluding three service branches and two asset recovery branches) and 277 ATMs spread across 16 states and four union territories as on March 31, 2019, and various alternate channels such as micro ATMs, debit cards, internet banking, mobile banking, point of sale services, and UPI. We believe with our focus on quality of service and nurturing long term relationship with our customers, we have developed a well-recognized and trusted brand in south India, particularly in the states of Kerala and Tamil Nadu.
CSB Bank Ratings
based on 1.2k reviews
Overall Rating
3.2/5
How AmbitionBox ratings work?
5
382
4
239
3
213
2
109
1
278
Category Ratings
3.1
Salary
3.1
Work-life balance
3.0
Job security
3.0
Skill development
2.9
Company culture
2.9
Promotions
2.9
Work satisfaction
CSB Bank is rated 3.2 out of 5 stars on AmbitionBox, based on 1.2k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at CSB Bank
based on 1.2k reviews
3.1
Rated by 261 Women
Rated 3.1 for Work-life balance and 3.1 for Job security
3.2
Rated by 922 Men
Rated 3.2 for Salary and 3.1 for Work-life balance
Work Policy at CSB Bank
based on 265 reviews in last 6 months
Work from office
90%
Hybrid
6%
Permanent work from home
4%
CSB Bank Reviews
Top mentions in CSB Bank Reviews
+ 5 more
Compare CSB Bank with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.2/5 based on 1.2k reviews | 3.6/5 based on 1k reviews | 3.4/5 based on 460 reviews | 3.9/5 based on 847 reviews |
Highly Rated for | No highly rated category | No highly rated category | Salary Job security | Job security Salary |
Critically Rated for | Company culture Promotions Work satisfaction | Promotions Work satisfaction Work-life balance | Work satisfaction Work-life balance Company culture | Promotions |
Primary Work Policy | Work from office 90% employees reported | Work from office 96% employees reported | Work from office 91% employees reported | Work from office 96% employees reported |
Rating by Women Employees | 3.1 Average rated by 261 women | 3.5 Good rated by 151 women | 3.2 Average rated by 114 women | 3.8 Good rated by 207 women |
Rating by Men Employees | 3.2 Average rated by 922 men | 3.6 Good rated by 824 men | 3.5 Good rated by 307 men | 3.9 Good rated by 587 men |
Job security | 3.0 Average | 3.5 Good | 3.8 Good | 4.2 Good |
View more
CSB Bank Salaries
CSB Bank salaries have received with an average score of 3.1 out of 5 by 1.2k employees.
Branch Manager
(451 salaries)
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₹6 L/yr - ₹19.5 L/yr
Brach Operation Manager
(345 salaries)
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₹2.7 L/yr - ₹10.5 L/yr
Customer Relationship Officer
(285 salaries)
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₹2 L/yr - ₹4.9 L/yr
Relationship Manager
(238 salaries)
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₹1.9 L/yr - ₹10 L/yr
Business Development Executive
(234 salaries)
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₹1.5 L/yr - ₹4 L/yr
Gold Loan Officer
(209 salaries)
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₹2 L/yr - ₹5.3 L/yr
Deputy Manager
(156 salaries)
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₹2.3 L/yr - ₹7.9 L/yr
Relationship Executive
(155 salaries)
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₹2.4 L/yr - ₹3.5 L/yr
Senior Officer
(147 salaries)
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₹2 L/yr - ₹4 L/yr
Branch Head
(94 salaries)
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₹7 L/yr - ₹20 L/yr
CSB Bank Interview Questions
Interview questions by designation
Top CSB Bank interview questions and answers
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CSB Bank Jobs
Popular Designations CSB Bank Hires for
Business Development Executive
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Gold Loan Officer
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Relationship Manager
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Current Openings
CSB Bank News
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What investors should know before investing in CSB Bank
- CSB Bank's stock is trading at a P/B multiple of 1.24 times, which is at a considerable discount to its all-time-high price and the average P/B ratio since listing.
- The bank has been trying to reduce its risk by derisking the balance sheet to include low-yield corporate and secured retail loans segments only.
- The bank has posted healthy growth in advances by gold loans, SME, other retail loans, and a 5.3% spike in corporate loans from Q1 and Q2 to Q3 of fiscal year 2025.
- Asset quality has improved in the last two quarters, and .CSB Bank holds contingency provisions of over ₹180 crore.
- CASA growth has not been great, the bank has had to rely on term deposits and a highly raised share of bulk deposits which are more expensive than CASA. This is affecting the NIM.
- The shorter-term nature of the bank’s loans enables quick repricing resulting in still sustaining a 4% plus full-year NIM guidance for FY25.
- CSB Bank has highlighted a transition plan leading to FY30, with a shift from large product lines to more comprehensive and tech-savvy banking solutions focusing on customer-level profitability rather than product-level profitability.
- RoA for Q3 FY25 (annualised) stands at 1.5%, and the management expects it to be range-bound between 1.5% and 1.6% until FY27 before gradually inching upward towards 1.8% from FY28.
- The stock current valuation is suitable for long-term investors who seek to profit when accumulated.
- However, the stock is susceptible to the cyclical nature of the financial sector, and there is an execution risk.
HinduBusinessLine | 8 Feb, 2025
CSB Bank Q3 FY25 results: The key takeaways
- CSB Bank Q3 FY25 results: The bank's business grew at over twice the system level growth in deposits and advances.
- Wholesale book showed growth after a period of derisking, while gold loan, SME, and retail books recorded strong growth.
- Growth in deposits was driven by bulk deposits, with the proportion increasing from 27% to 39%. CASA ratio fell to 24.1%.
- Net interest income saw a 2% degrowth, while other income increased by 75%. Asset quality remained stable with a gross NPA ratio of 1.58%.
HinduBusinessLine | 29 Jan, 2025
Stocks In News: Eicher Motors To Jai Corp. — Top Gainers And Losers
- Eicher Motors' share price surged by over 7% to a new lifetime high following a strong December sales performance.
- RailTel Corp of India shares extended their upward momentum for a third consecutive day, rising 6.39% on Thursday.
- CSB Bank Ltd.'s shares surged by over 6% on Thursday following a strong business update.
- Shares of Jai Corp. plummeted by nearly 20% on Thursday following the sale of an industrial land parcel to Reliance Industries Ltd.
Bloomberg Quint | 2 Jan, 2025
CSB Bank Shares Surge After Strong Q3 Business Update
- CSB Bank shares surged over 6% after strong Q3 business update.
- Deposits grew by 22.17% on a year-on-year basis.
- Term deposits grew by 28.10% and Advances against Gold & Gold Jewellery grew by 36.28%.
- CSB Bank's gross advance rose by 26.54% on a yearly basis.
Bloomberg Quint | 2 Jan, 2025
Stock Market Today: All You Need To Know Going Into Trade On Jan. 2
- Indian benchmark equity indices closed higher in the first trading day of 2025.
- Foreign portfolio investors have been net sellers for the 12th straight session.
- Indian rupee weakened by 4 paise to close at 85.65 against the US dollar.
- Stocks to watch include NMDC, Tata Motors, CSB Bank, Maruti Suzuki India, South Indian Bank, Sandur Manganese & Iron Ores, RailTel Corp., NTPC, DCX Systems, Mazagon Dock Shipbuilders.
- Indo Farm Equipment public issue subscribed 54.55 times on day two.
- Sterling Tools promoter Atul Aggarwal sold 58,440 shares, while promoter Rahul Gautam bought 17,500 shares in December.
- Manappuram Finance is in the securities in ban period.
- Indian rupee weakened by 4 paise against the US dollar on the first trading session of 2025.
- Ceigall India to meet investors and analysts on Jan. 6.
- Nifty Options Jan. 2 Expiry: Maximum call open interest at 24,500 and maximum put open interest at 23,000.
Bloomberg Quint | 2 Jan, 2025
CSB Bank Q3 Business Update: Total Deposits Grows 22% To Rs 33,406 Crore
- CSB Bank's total deposits grew by 22.2% to Rs 33,406 crore in the Q3 2024
- Gross advances rose 26.45% to Rs 28,914 crore in the October-December period
- Advances against gold and gold jewellery increased by 36.28% to Rs 13,018 crore
- Current account and savings account (CASA) deposits grew by 6.6% to Rs 8,041 crore
Bloomberg Quint | 1 Jan, 2025
Banks’ NIM falls in Q2 as RBI penal charge diktat takes effect, deposit cost rises
- Bank of Baroda (BoB) witnessed a rise in domestic cost of deposit by 3 basis points (bps) to 5.16% in Q2.
- The domestic yield on advances for BoB dropped by 6 bps to 8.93% in Q2.
- The penal charges circular issued by RBI impacted BoB's net interest margin (NIM) by 5 bps, resulting in a reduction from 3.18% to 3.10%.
- Other banks like CSB Bank and Union Bank of India also reported an impact on NIM due to the new penal charges circular imposed by RBI.
HinduBusinessLine | 3 Nov, 2024
Compliant with gold loan norms, will further strengthen audit processes: CSB Bank MD
- CSB Bank MD states that they have been compliant with gold loan norms and have already strengthened their audit processes.
- The bank does not partner with fintechs or business correspondents for gold loans, ensuring control over the loan disbursement process.
- The bank aims to diversify its loan portfolio by reducing the share of gold loans and increasing the share of SME, wholesale, and retail loans.
- CSB Bank expects its advances and deposits to grow faster than the banking system and aims to maintain a credit-deposit ratio below 90%.
HinduBusinessLine | 29 Oct, 2024
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CSB Bank FAQs
When was CSB Bank founded?
CSB Bank was founded in 1920. The company has been operating for 105 years primarily in the Banking sector.
Where is the CSB Bank headquarters located?
CSB Bank is headquartered in Thrissur/Trichur, Kerala.
How many employees does CSB Bank have in India?
CSB Bank currently has more than 7,800+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in CSB Bank based on the number of reviews submitted on AmbitionBox.
Does CSB Bank have good work-life balance?
CSB Bank has a work-life balance rating of 3.1 out of 5 based on 1,200+ employee reviews on AmbitionBox. 49% employees rated CSB Bank 3 or below, while 51% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read CSB Bank work-life balance reviews for more details
Is CSB Bank good for career growth?
Career growth at CSB Bank is rated as poor, with a promotions and appraisal rating of 2.9. 49% employees rated CSB Bank 3 or below on promotions/appraisal. This rating reflects a negative sentiment among employees for career growth. We recommend reading CSB Bank promotions/appraisals reviews for more detailed insights.
What are the cons of working in CSB Bank?
Working at CSB Bank does have some drawbacks that potential employees should consider. The company is poorly rated for work satisfaction, promotions / appraisal and company culture, based on 1,200+ employee reviews on AmbitionBox.
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