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ANZ Banking Group Credit Manager Interview Questions and Answers

Updated 18 Oct 2023

ANZ Banking Group Credit Manager Interview Experiences

1 interview found

Credit Manager Interview Questions & Answers

user image Sarvagyaa Vikaas

posted on 18 Oct 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

English writing - formal and informal

Round 3 - One-on-one 

(3 Questions)

  • Q1. Technical round - was okay - role play
  • Q2. Detailed question on ur exp
  • Q3. Was the role in previous co - team lead
  • Ans. 

    Yes

    • Yes, I have previous experience as a team lead in my previous role.

    • As a team lead, I was responsible for managing a team of credit analysts and overseeing their work.

    • I provided guidance and support to team members, ensuring that they met their targets and maintained high-quality standards.

    • I also collaborated with other departments to streamline processes and improve efficiency.

    • For example, I implemented a new credit...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - good

Interview questions from similar companies

I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. First impression with HR & Business Manager he check my body language family background etc its most important part your family background if you go there for interview than maintain your decorum simple s...
  • Q2. All company need hord working person so if you go in pvt sector mentally strong
  • Q3. If you go first time for interview and you selected in the company dont asked first for salary its go negative feedback
  • Q4. Check company policy work culture and customer service, its most important part in all companies, so dont rude with customer in any work presure

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice to all freshers and experience person first where you go for interview check details all about the company second decent look maintain (formal ) for interview, dont see your watch in interview time, need simple smile on your face ,not tell any thing else other than topics

I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are your salary expectations?
Round 2 - Selected 

(1 Question)

  • Q1. About salary decisions

Interview Preparation Tips

Interview preparation tips for other job seekers - Go and join its a good company
Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Previous work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Groom neatly, Be brave and tell them what they ask.
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is credit manager profile
  • Ans. 

    Credit manager profile involves assessing creditworthiness, managing credit risk, and ensuring timely repayment of loans.

    • Assessing creditworthiness of individuals or businesses

    • Managing credit risk by setting credit limits and terms

    • Ensuring timely repayment of loans through monitoring and follow-up

    • Analyzing financial statements and credit reports

    • Negotiating payment plans with delinquent borrowers

  • Answered by AI
  • Q2. Credit question related to profile

I applied via Naukri.com and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why I should hiring this company ?
  • Ans. I have develop my career and iam improve my knowledge...iam interst to join inbanking sector.
  • Answered Anonymously
  • Q2. What is your expectation salary?
  • Ans. In my previous company salary -19k and my expectation salary is 25k and I have lot of comments and iam only back bone of my family.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Be bold
Talkactive
Open heart to share the information
Speak honest

I applied via Job Portal and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Prior job profile, working capital ratios, balance sheet understanding
  • Q2. Companies act. Loan to directors and guarantees given on them

Interview Preparation Tips

Interview preparation tips for other job seekers - Please go thorugh all the working capital ratios.
Good Analysis perspective of balance sheet and profit and loss account is must.

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Introduce yourself?
  • Q2. Explain your Internship experience
  • Q3. All financial and accounting concepts
  • Q4. Leadership experience
  • Q5. Why Barclays
  • Q6. Where do you want to see yourself in 5 years
  • Q7. What do you know about Barclays
  • Q8. What your understanding of Job Description

Interview Preparation Tips

Interview preparation tips for other job seekers - The candidate should know each and every accounting and Financial concept very well.
Confident while the interview
Understand the Job role very well

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Ans. 

    OD stands for Overdraft while VC stands for Venture Capital.

    • OD is a type of credit facility provided by banks to customers where they can withdraw more money than they have in their account, up to a certain limit.

    • VC is a form of financing provided to early-stage companies that have the potential for high growth in exchange for equity ownership.

    • OD is typically short-term and used for managing cash flow fluctuations, whi...

  • Answered by AI
  • Q2. How you determine drawing power?
  • Ans. 

    Drawing power is determined by assessing the borrower's ability to access funds from their credit line.

    • Evaluate the borrower's current outstanding balance on their credit line.

    • Consider the borrower's credit limit and any restrictions on the line of credit.

    • Assess the borrower's repayment history and creditworthiness.

    • Calculate the difference between the credit limit and the outstanding balance to determine the drawing po...

  • Answered by AI
  • Q3. What is DLOD?
  • Ans. 

    DLOD stands for Days Late on Delivery, a metric used to measure the number of days a delivery is late.

    • DLOD is calculated by subtracting the actual delivery date from the scheduled delivery date.

    • It helps assess the efficiency of a company's supply chain and logistics operations.

    • For example, if a shipment was scheduled to be delivered on January 15th but arrived on January 20th, the DLOD would be 5 days.

  • Answered by AI
  • Q4. What is Leverage ratio?
  • Ans. 

    Leverage ratio is a financial metric that measures the proportion of a company's debt to its equity.

    • Leverage ratio is calculated by dividing total debt by total equity.

    • It indicates the level of financial risk a company is taking by using debt to finance its operations.

    • A high leverage ratio means a company has more debt relative to equity, which can be risky in times of economic downturn.

    • A low leverage ratio indicates a...

  • Answered by AI
  • Q5. Why do you what to switch job?
  • Ans. 

    Seeking new challenges and growth opportunities in a more dynamic environment.

    • Looking for new challenges and opportunities for growth

    • Interested in a more dynamic work environment

    • Seeking to expand my skill set and knowledge in credit analysis

  • Answered by AI
Round 1 - One-on-one 

(1 Question)

  • Q1. Basic credit assessment process
  • Ans. 

    The basic credit assessment process involves gathering information, analyzing financial statements, and assigning a credit rating.

    • Gather information about the borrower's financial history and current financial situation

    • Analyze financial statements to assess the borrower's ability to repay the loan

    • Assign a credit rating based on the borrower's creditworthiness

    • Consider factors such as credit score, debt-to-income ratio, ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Na na na na na na na na na na na

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Manager interview?
ANZ Banking Group interview process usually has 3 rounds. The most common rounds in the ANZ Banking Group interview process are Resume Shortlist, Assignment and One-on-one Round.
What are the top questions asked in ANZ Banking Group Credit Manager interview?

Some of the top questions asked at the ANZ Banking Group Credit Manager interview -

  1. technical round - was okay - role p...read more
  2. detailed question on ur ...read more

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ANZ Banking Group Credit Manager Interview Process

based on 1 interview

Interview experience

4
  
Good
View more
ANZ Banking Group Credit Manager Salary
based on 50 salaries
₹6.5 L/yr - ₹25 L/yr
93% more than the average Credit Manager Salary in India
View more details

ANZ Banking Group Credit Manager Reviews and Ratings

based on 9 reviews

4.0/5

Rating in categories

3.8

Skill development

4.0

Work-life balance

4.2

Salary

4.0

Job security

4.0

Company culture

4.1

Promotions

4.0

Work satisfaction

Explore 9 Reviews and Ratings
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