7 ANZ Banking Group Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

ANZ Banking Group Credit Officer Interview Experiences

3 interviews found

Credit Officer Interview Questions & Answers

Anonymous

posted on 21 Oct 2022

Round 1 - Aptitude Test

It consist of 20 questions and no negative marking

Round 2 - Group Discussion

It’s not group discussion it’s one to one discussion on particular topic

Round 3 - Technical

(2 Questions)

Q1. Direct interview with technical team

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Q2. 5cs of credit Emi calculations

Ans.

The 5 Cs of credit are character, capacity, capital, collateral, and conditions. EMI calculations involve determining monthly payments.

The 5 Cs of credit are important factors considered by lenders when evaluating a borrower's creditworthiness.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's assets and net worth...

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Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and give the answers what you know .Don’t bluff and go prepared

Credit Officer Interview Questions & Answers

Anonymous

posted on 29 Nov 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Nov 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

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Round 2 - Aptitude Test

Average and doable. English was trick

Round 3 - Group Discussion

Discussion on Private and public sector

Round 4 - One-on-one

(1 Question)

Q1. Home loans related questions

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Credit Officer Interview Questions & Answers

Anonymous

posted on 4 Dec 2021

I applied via Campus Placement and was interviewed in Nov 2021. There were 5 interview rounds.

Interview Questionnaire

4 Questions

Q1. 5 C of credit

Ans.

The 5 C's of credit are character, capacity, capital, collateral, and conditions.

Character refers to the borrower's credit history and reputation.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's financial resources and assets.
Collateral refers to the assets that can be used as security for the loan.
Conditions refer to the economic and industry factors that may affect the borr

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Q2. Home loan rates

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Q3. Calculate EMI

Ans.

EMI can be calculated using the formula: EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

EMI stands for Equated Monthly Installment
P is the principal amount borrowed
R is the rate of interest per month
N is the number of months for repayment
Example: If P = 1,00,000, R = 10% per annum, N = 12 months, then EMI = Rs. 8,792

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Q4. About internship

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Interview Preparation Tips

Interview preparation tips for other job seekers - They were looking for experienced candidates

Top trending discussions

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Interview Tips & Stories

I have been shortlisted for an interview at Bloomberg for the investment / real estate reporter role. How can I prepare for the interview? What all do I need to keep in mind for my prep? Please help, I am very nervous! Thank you

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank

Anonymous

posted on 27 May 2021

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.

View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank

Anonymous

posted on 17 May 2021

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire

3 Questions

Q1. Mostly about product and financials

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Q2. Market knowledge

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Q3. Behavior and body language

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Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank

Anonymous

posted on 23 Jul 2021

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Credit Officer Interview Questions & Answers

ICICI Bank

Anonymous

posted on 29 Apr 2020

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire

3 Questions

Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence

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Q2. What you know about credit

Ans.

Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.
Credit can come in many forms, such as loans, credit cards, and lines of credit.
Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

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Q3. How u handle a customer and what question u asked from customer to help credit approval

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Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(5 Questions)

Q1. What is your family background?

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Q2. Share details of your previous job.

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Q3. Why are you looking for a change?

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Q4. What are your strengths and weaknesses?

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Q5. Tell me about yourself.

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Round 3 - HR

(1 Question)

Q1. What are your salary expectations?

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Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 19 Feb 2022

Round 1 - HR

(1 Question)

Q1. What are your strengths and weaknesses?

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Never be nervous and be confident whatever questions asked by HR

Credit Officer Interview Questions & Answers

Axis Bank

Anonymous

posted on 1 Jul 2021

Interview Questionnaire

1 Question

Q1. Why you chnge this job

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ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Officer interview?

ANZ Banking Group interview process usually has 4 rounds. The most common rounds in the ANZ Banking Group interview process are Group Discussion, Resume Shortlist and Aptitude Test.

What are the top questions asked in ANZ Banking Group Credit Officer interview?

Some of the top questions asked at the ANZ Banking Group Credit Officer interview -

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ANZ Banking Group Credit Officer Salary

based on 52 salaries

₹4.1 L/yr - ₹10 L/yr

143% more than the average Credit Officer Salary in India

View more details

ANZ Banking Group Salaries in India

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