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Jana Small Finance Bank Credit Officer Interview Questions and Answers

Updated 23 Jul 2024

Jana Small Finance Bank Credit Officer Interview Experiences

2 interviews found

Credit Officer Interview Questions & Answers

user image Sagar Basnet

posted on 23 Jul 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. How you handle in different pressure?
  • Ans. 

    I handle pressure by staying organized, prioritizing tasks, and maintaining a positive attitude.

    • I prioritize tasks based on deadlines and importance

    • I break down complex tasks into smaller, manageable steps

    • I communicate effectively with team members to delegate tasks and share workload

    • I take short breaks to recharge and refocus when feeling overwhelmed

    • I maintain a positive attitude and focus on finding solutions rather

  • Answered by AI
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is credit manager profile
  • Ans. 

    Credit manager profile involves assessing creditworthiness, managing credit risk, and ensuring timely repayment of loans.

    • Assessing creditworthiness of individuals or businesses

    • Managing credit risk by setting credit limits and terms

    • Ensuring timely repayment of loans through monitoring and follow-up

    • Analyzing financial statements and credit reports

    • Negotiating payment plans with delinquent borrowers

  • Answered by AI
  • Q2. Credit question related to profile

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What are your strengths and weaknesses

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts
Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
  • Q2. Tell about your previous experience?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
  • Q2. No other Question just description by Regional Head

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Basic hr and technical questions
  • Q2. What is lgd, pd
  • Ans. 

    LGD stands for Loss Given Default and PD stands for Probability of Default. They are key metrics used in credit risk assessment.

    • LGD (Loss Given Default) represents the percentage of a loan that is lost if the borrower defaults.

    • PD (Probability of Default) is the likelihood that a borrower will default on a loan within a given time frame.

    • Both LGD and PD are important factors in determining the overall credit risk of a bo...

  • Answered by AI
Round 2 - Group Discussion 

Football in india and how government can promote other games

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and all the best
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience
  • Q2. Roles and responsibilities
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - Case Study 

Study well about Financial like ITR , Audit report,3CB,3CD, P&L , B/S,GST3B, CAM PREPARATION,Kyc related, Basic LAP,HL Policy, mortgage lending,CIBIL,crif

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Credit Officer interview:
  • Financial Accounting
Interview preparation tips for other job seekers - Above
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I was interviewed before Jan 2023.

Round 1 - Case Study 

Cibil score scenario discuss and

Round 2 - HR 

(2 Questions)

  • Q1. About salary increment
  • Q2. Discussed about how was past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Instant revert should for employees

Jana Small Finance Bank Interview FAQs

How many rounds are there in Jana Small Finance Bank Credit Officer interview?
Jana Small Finance Bank interview process usually has 1-2 rounds. The most common rounds in the Jana Small Finance Bank interview process are Resume Shortlist, One-on-one Round and Technical.

Tell us how to improve this page.

Jana Small Finance Bank Credit Officer Salary
based on 47 salaries
₹1.2 L/yr - ₹3.5 L/yr
25% less than the average Credit Officer Salary in India
View more details

Jana Small Finance Bank Credit Officer Reviews and Ratings

based on 11 reviews

4.3/5

Rating in categories

4.0

Skill development

4.2

Work-Life balance

4.2

Salary & Benefits

4.3

Job Security

4.3

Company culture

3.7

Promotions/Appraisal

4.1

Work Satisfaction

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