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Kotak Mahindra Bank Credit Officer Interview Questions and Answers
Kotak Mahindra Bank Credit Officer Interview Experiences
5 interviews found
Anonymous
Selected
I applied via Company Website and was interviewed in Oct 2023. There was 1 interview round.
Study well about Financial like ITR , Audit report,3CB,3CD, P&L , B/S,GST3B, CAM PREPARATION,Kyc related, Basic LAP,HL Policy, mortgage lending,CIBIL,crif
Interview Preparation Tips
- Financial Accounting
I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
7 Questions
- Q1. Working capital
- Ans. To cater the need of current assets
- Q2. What is Leverage
- Ans.
Leverage is the use of borrowed funds to increase potential returns on an investment.
Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.
It amplifies both gains and losses, so it can increase potential profits but also increase risk.
Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.
Leverage is commonly used ...
- Q3. Strength of company to lift the obligation of company
- Q4. Salary expectation
- Q5. As per industry norms
- Q6. Education background
- Q7. I added my qualifications
Interview Preparation Tips
I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.
Interview Preparation Tips
I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Mostly about product and financials
- Q2. Market knowledge
- Q3. Behavior and body language
Interview Preparation Tips
Kotak Mahindra Bank interview questions for designations
I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.
Interview Preparation Tips
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Interview questions from similar companies
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself
- Q2. What are your strengths and weaknesses
Interview Preparation Tips
akshay nagdeve
Selected
I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.
Verbal and novarbal questions
(2 Questions)
- Q1. About your self?
- Q2. Tell about your previous experience?
Interview Preparation Tips
- Previous experience
IBPS takes test moderate to high
(2 Questions)
- Q1. Assessment of working capital
- Ans.
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
- Q2. Why do you wan tot join banj
Interview Preparation Tips
Credit Officer Interview Questions & Answers
Utkarsh Small Finance Bank
SHUBHAM YADAV (SHADOW)
posted on 22 May 2024
Selected
I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.
No duration some math and GK questions
(2 Questions)
- Q1. Apne bare m btao, Famile ke baare m btao in hindi.
- Q2. No other Question just description by Regional Head
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Apr 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Basic hr and technical questions
- Q2. What is lgd, pd
- Ans.
LGD stands for Loss Given Default and PD stands for Probability of Default. They are key metrics used in credit risk assessment.
LGD (Loss Given Default) represents the percentage of a loan that is lost if the borrower defaults.
PD (Probability of Default) is the likelihood that a borrower will default on a loan within a given time frame.
Both LGD and PD are important factors in determining the overall credit risk of a bo...
Football in india and how government can promote other games
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Kotak Mahindra Bank Credit Officer Interview Process
based on 2 interviews
1 Interview rounds
- Technical Round
Credit Officer Interview Questions from Similar Companies
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Kotak Mahindra Bank Credit Officer Reviews and Ratings
based on 16 reviews
Rating in categories
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|  ₹1 L/yr - ₹5 L/yr |
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| ₹1.6 L/yr - ₹8.5 L/yr |
|
Manager
5.4k
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| ₹4 L/yr - ₹12 L/yr |
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