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Axis Bank

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Axis Bank Credit Officer Interview Questions and Answers

Updated 3 May 2024

Axis Bank Credit Officer Interview Experiences

4 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Basic hr and technical questions
  • Q2. What is lgd, pd
  • Ans. 

    LGD stands for Loss Given Default and PD stands for Probability of Default. They are key metrics used in credit risk assessment.

    • LGD (Loss Given Default) represents the percentage of a loan that is lost if the borrower defaults.

    • PD (Probability of Default) is the likelihood that a borrower will default on a loan within a given time frame.

    • Both LGD and PD are important factors in determining the overall credit risk of a bo...

  • Answered by AI
Round 2 - Group Discussion 

Football in india and how government can promote other games

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and all the best

I applied via Referral and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About current Job profile, LAP, KYC verification, CIBIL

Interview Preparation Tips

Interview preparation tips for other job seekers - Have sound knowledge about your currect job profile

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Working experience,product knowledge
  • Q2. Years of experience specific product

Interview Preparation Tips

Interview preparation tips for other job seekers - Look before you leap, always prefer as u like

Interview Questionnaire 

1 Question

  • Q1. Why you chnge this job

Axis Bank interview questions for designations

 Credit Manager

 (12)

 Credit Analyst

 (9)

 Credit Underwriter

 (1)

 Credit Risk Analyst

 (1)

 Branch Credit Manager

 (1)

 Senior Manager Credit

 (1)

 Credit Processing Associate

 (1)

 Cluster Credit Manager

 (1)

Credit Officer Jobs at Axis Bank

View all

Interview questions from similar companies

I applied via Other and was interviewed before Dec 2017. There were 3 interview rounds.

Interview Preparation Tips

Round: Test
Experience: Aptitude and reasoning test of 50 questions.

Round: Group Discussion
Experience: It's not group discussion, sales manager discuss about my previous organization manappuram finance LTD

General Tips: Discuss all things properly with interviver, in Hdfc i get bad experience after joining.
Skills: Communication
Duration: 1-4 weeks

I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Privious work type target achivement

Interview Preparation Tips

Interview preparation tips for other job seekers - Your last job experience is

I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. If you are a sales manager how you can be manage our work
  • Q2. Tell me most useful trick in sales
  • Ans. 

    Building rapport with the customer is the most useful trick in sales.

    • Listen actively to the customer's needs and concerns.

    • Show empathy and understanding towards the customer.

    • Be honest and transparent about the product or service being sold.

    • Provide personalized solutions to the customer's problems.

    • Follow up with the customer to ensure satisfaction and build long-term relationships.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Pretend calm and gentle

I applied via Newspaper Ad and was interviewed before Feb 2019. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. What is your father occupation? And what type of Business?
  • Q2. How can you sell stapler.
  • Ans. 

    A stapler is an essential tool for organizing documents and keeping them together.

    • Highlight the convenience of using a stapler over paper clips or rubber bands.

    • Emphasize the professional appearance of stapled documents.

    • Demonstrate the durability and longevity of the stapler.

    • Offer a variety of stapler sizes and styles to fit different needs.

    • Provide a competitive price point compared to other office supply stores.

    • Offer a...

  • Answered by AI
  • Q3. Easy..just show stapler to a person that this is steel and best branded.
  • Q4. Are you comfortable to do non sitting jobs

Interview Preparation Tips

Interview preparation tips for other job seekers - Simply said In interview I and my family staying in a joint family. I and my three brother are four member and father and mother

I applied via Referral and was interviewed before Aug 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. How to react and advice to banking customer
  • Ans. 

    To react and advise banking customers, listen actively, understand their needs, provide relevant information, offer suitable solutions, and ensure excellent customer service.

    • Listen actively to the customer's concerns and needs

    • Understand the customer's financial goals and objectives

    • Provide relevant information about banking products and services

    • Offer suitable solutions tailored to the customer's needs

    • Ensure excellent cu

  • Answered by AI
  • Q2. How to solving the customer issue .
  • Ans. 

    Solving customer issues requires active listening, empathy, and prompt action.

    • Listen actively to the customer's concerns and ask clarifying questions.

    • Show empathy and understanding for their situation.

    • Take prompt action to resolve the issue, whether it's offering a solution or escalating to a higher authority.

    • Follow up with the customer to ensure their satisfaction and address any further concerns.

  • Answered by AI
  • Q3. How to get relationship with bank customer
  • Ans. 

    To build a relationship with bank customers, one must focus on providing excellent customer service and personalized attention.

    • Listen actively to their needs and concerns

    • Offer customized solutions based on their financial goals

    • Follow up regularly to ensure satisfaction

    • Provide educational resources and financial advice

    • Be transparent and honest in all interactions

    • Show appreciation and gratitude for their business

    • Attend c...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I already working in HDFC as a sales executive I interviewed in ICICI they asking my strength and my weakness I told my strength is confident and loyalty my weakness is my anger .Then they gave offer for that same day I got a asset department .

I applied via Recruitment Consultant and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell me about ur self.

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
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Axis Bank Interview FAQs

How many rounds are there in Axis Bank Credit Officer interview?
Axis Bank interview process usually has 2 rounds. The most common rounds in the Axis Bank interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Axis Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Axis Bank. The most common topics and skills that interviewers at Axis Bank expect are Underwriting, Loans, Banking, Credit Risk and Management.

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Axis Bank Credit Officer Interview Process

based on 3 interviews

Interview experience

3.7
  
Good
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Axis Bank Credit Officer Salary
based on 175 salaries
₹1.1 L/yr - ₹6.8 L/yr
At par with the average Credit Officer Salary in India
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Axis Bank Credit Officer Reviews and Ratings

based on 38 reviews

4.1/5

Rating in categories

4.0

Skill development

3.8

Work-life balance

3.5

Salary

3.9

Job security

3.8

Company culture

3.2

Promotions

3.8

Work satisfaction

Explore 38 Reviews and Ratings
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