Upload Button Icon Add office photos

State Bank of India

Compare button icon Compare button icon Compare

Filter interviews by

State Bank of India Credit Officer Interview Questions and Answers

Updated 3 Jan 2023

State Bank of India Credit Officer Interview Experiences

1 interview found

I appeared for an interview before Nov 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) question on BG, expiry and claim expiry 3) question...
  • Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
  • Ans. 

    NRO account mode of operation for NRI first holder and spouse in India as second holder

    • The NRI should be the primary account holder

    • The spouse can be added as a joint account holder

    • The account can be operated jointly or severally

    • The account can be used for receiving income in India and abroad

    • The account can be used for making local payments in India

    • The account can be used for repatriation of funds abroad

  • Answered by AI
Round 3 - Technical 

(2 Questions)

  • Q1. Documents executed for a mortgage loan
  • Ans. 

    Documents required for a mortgage loan

    • Mortgage application form

    • Income proof (pay stubs, tax returns)

    • Credit report

    • Property appraisal report

    • Title report

    • Homeowner's insurance policy

    • Deed of trust or mortgage

    • Promissory note

  • Answered by AI
  • Q2. Questions related to hometown and latest developments in the zone

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with your own role. It helps to base your answers on your practical experience and narrate scenarios.

Interview questions from similar companies

I applied via Company Website and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. General questions like cod u handle team experience

Interview Preparation Tips

Interview preparation tips for other job seekers - It was nice interview happened through video conferencing

I applied via Shine and was interviewed before Sep 2021. There were 3 interview rounds.

Round 1 - Group Discussion 

Past performance+Current role reaponcebility+ Future Plan if get opportunity we need to ready with this three things

Round 2 - One-on-one 

(1 Question)

  • Q1. What is Role e g Branch manager
Round 3 - One-on-one 

(1 Question)

  • Q1. Only one time group diacussion done

Interview Preparation Tips

Interview preparation tips for other job seekers - Just go head and attend listen and talk shortly

I applied via Recruitment Consultant and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About your past work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are ready to work in pure retail banking culture, then join. Otherwise look for better.

Interview Questionnaire 

5 Questions

  • Q1. It was with business manager
  • Q2. Technical
  • Q3. About my existing work
  • Q4. Grilled further on existing job
  • Q5. On phone

I applied via Recruitment Consultant and was interviewed before Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. 1. Job Role 2. Business

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence level should be high

I applied via Walk-in and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself.
  • Q2. What are your expectations.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Very less technical questions are asked in interview. Getting a branch banking job is quite easy.

I applied via Company Website and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Previous experience, particularly about department which I was handling and related questions
  • Q2. This icon is Not applicable

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest about your past experience. What you are doing or what work you have done in your dept

I applied via Recruitment Consulltant and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Transaction processing
  • Q2. Banking terms in brief
  • Ans. 

    Banking terms refer to the jargon used in the banking industry.

    • APR - Annual Percentage Rate

    • ATM - Automated Teller Machine

    • FDIC - Federal Deposit Insurance Corporation

    • IBAN - International Bank Account Number

    • SWIFT - Society for Worldwide Interbank Financial Telecommunication

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You need to have knowledge of product and process for which you are applying

I applied via Referral and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Tell me about yourself, Domain and functional understanding of the process and system
Round 2 - One-on-one 

(1 Question)

  • Q1. Domain knowledge and system understanding

Interview Preparation Tips

Interview preparation tips for other job seekers - Just know what you have written on resume and you should know your respective system.

State Bank of India Interview FAQs

How many rounds are there in State Bank of India Credit Officer interview?
State Bank of India interview process usually has 3 rounds. The most common rounds in the State Bank of India interview process are Technical and Resume Shortlist.
What are the top questions asked in State Bank of India Credit Officer interview?

Some of the top questions asked at the State Bank of India Credit Officer interview -

  1. What should be the mode of operation for an NRO account in which NRI is the fir...read more
  2. Documents executed for a mortgage l...read more
  3. Questions related to hometown and latest developments in the z...read more

Tell us how to improve this page.

State Bank of India Credit Officer Salary
based on 30 salaries
₹8 L/yr - ₹17 L/yr
221% more than the average Credit Officer Salary in India
View more details

State Bank of India Credit Officer Reviews and Ratings

based on 16 reviews

2.1/5

Rating in categories

2.7

Skill development

1.3

Work-life balance

3.5

Salary

4.3

Job security

1.6

Company culture

2.9

Promotions

1.8

Work satisfaction

Explore 16 Reviews and Ratings
Deputy Manager
628 salaries
unlock blur

₹7.2 L/yr - ₹28 L/yr

Manager
520 salaries
unlock blur

₹10 L/yr - ₹40 L/yr

Assistant Manager
511 salaries
unlock blur

₹5.4 L/yr - ₹20 L/yr

Chief Manager
364 salaries
unlock blur

₹15 L/yr - ₹50 L/yr

Branch Manager
290 salaries
unlock blur

₹8 L/yr - ₹31.4 L/yr

Explore more salaries
Compare State Bank of India with

HDFC Bank

3.9
Compare

ICICI Bank

4.0
Compare

Axis Bank

3.8
Compare

Kotak Mahindra Bank

3.7
Compare
Did you find this page helpful?
Yes No
write
Share an Interview