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State Bank of India Credit Officer Interview Questions and Answers

Updated 3 Jan 2023

State Bank of India Credit Officer Interview Experiences

1 interview found

I appeared for an interview before Nov 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) question on BG, expiry and claim expiry 3) question...
  • Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
  • Ans. 

    NRO account mode of operation for NRI first holder and spouse in India as second holder

    • The NRI should be the primary account holder

    • The spouse can be added as a joint account holder

    • The account can be operated jointly or severally

    • The account can be used for receiving income in India and abroad

    • The account can be used for making local payments in India

    • The account can be used for repatriation of funds abroad

  • Answered by AI
Round 3 - Technical 

(2 Questions)

  • Q1. Documents executed for a mortgage loan
  • Ans. 

    Documents required for a mortgage loan

    • Mortgage application form

    • Income proof (pay stubs, tax returns)

    • Credit report

    • Property appraisal report

    • Title report

    • Homeowner's insurance policy

    • Deed of trust or mortgage

    • Promissory note

  • Answered by AI
  • Q2. Questions related to hometown and latest developments in the zone

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with your own role. It helps to base your answers on your practical experience and narrate scenarios.

Interview questions from similar companies

I applied via Company Website and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. General questions like cod u handle team experience

Interview Preparation Tips

Interview preparation tips for other job seekers - It was nice interview happened through video conferencing

I applied via Recruitment Consultant and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About your past work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are ready to work in pure retail banking culture, then join. Otherwise look for better.

Interview Questionnaire 

5 Questions

  • Q1. It was with business manager
  • Q2. Technical
  • Q3. About my existing work
  • Q4. Grilled further on existing job
  • Q5. On phone

I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. ABOUT Gst, fixed assets, i gaap

Interview Preparation Tips

Interview preparation tips for other job seekers - Depends upon requirement

I applied via Naukri.com and was interviewed before Apr 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. I dnt remember since it was 15 yrs back

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills and should k ow about current affairs

I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About casa

Interview Preparation Tips

Interview preparation tips for other job seekers - Face confidently and strongly

I applied via Referral and was interviewed in Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What was the clients you were handling? What is the maximum ticket size you have handled?
  • Ans. 

    I have handled clients from various industries with a maximum ticket size of $10 million.

    • Handled clients from industries such as finance, healthcare, and retail

    • Managed a project with a ticket size of $10 million for a healthcare client

    • Collaborated with cross-functional teams to ensure successful delivery of projects

    • Maintained strong relationships with clients to ensure repeat business

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - HDFC is a great place to work hard and improve your career?

I applied via Recruitment Consultant and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. NA

Interview Preparation Tips

Interview preparation tips for other job seekers - Ensure you are well informed about the profile you have been called for, be confident and don't share any wrong information, avoid any negative comments about your previous organisation.

I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

System generated link and you have to complete test in few minutes

Round 3 - HR 

(2 Questions)

  • Q1. Basis on results they issue offer letter
  • Q2. Salary negotiation with superior and HR

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and negotiate best.. the more you demand, you get at least 30% hike

State Bank of India Interview FAQs

How many rounds are there in State Bank of India Credit Officer interview?
State Bank of India interview process usually has 3 rounds. The most common rounds in the State Bank of India interview process are Technical and Resume Shortlist.
What are the top questions asked in State Bank of India Credit Officer interview?

Some of the top questions asked at the State Bank of India Credit Officer interview -

  1. What should be the mode of operation for an NRO account in which NRI is the fir...read more
  2. Documents executed for a mortgage l...read more
  3. Questions related to hometown and latest developments in the z...read more

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State Bank of India Credit Officer Salary
based on 30 salaries
₹8 L/yr - ₹17 L/yr
221% more than the average Credit Officer Salary in India
View more details

State Bank of India Credit Officer Reviews and Ratings

based on 16 reviews

2.1/5

Rating in categories

2.7

Skill development

1.3

Work-life balance

3.5

Salary

4.3

Job security

1.6

Company culture

2.9

Promotions

1.8

Work satisfaction

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