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IDFC FIRST Bank Credit Officer Interview Questions and Answers

Updated 25 Jul 2024

IDFC FIRST Bank Credit Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience
  • Q2. Roles and responsibilities

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Where are you from?
  • Q2. Say about Banking
  • Ans. 

    Banking is the industry that deals with financial transactions, such as deposits, loans, and investments.

    • Banks offer various types of accounts, such as savings, checking, and money market accounts.

    • They provide loans for personal, business, and real estate purposes.

    • Banks also offer investment services, such as mutual funds, stocks, and bonds.

    • They play a crucial role in the economy by providing financial services to indi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't say I don't do it

Interview Questionnaire 

1 Question

  • Q1. Work related questions

Interview Questionnaire 

3 Questions

  • Q1. Previous Job experience
  • Ans. 

    I have 5 years of experience as a Credit Manager at XYZ Company.

    • Managed credit risk assessment for new and existing clients

    • Analyzed financial statements and credit reports to determine creditworthiness

    • Negotiated payment terms and conditions with clients

    • Implemented credit policies and procedures to minimize risk

    • Collaborated with sales and finance teams to optimize credit decisions

  • Answered by AI
  • Q2. Work related questions, e.g how to verify debtors from banking
  • Q3. Future goals

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What makes you to join this?

Interview Preparation Tips

Interview preparation tips for other job seekers - They want to know if your skills and strengths match what you have shared in your resume. This is a great opportunity for them to understand the work you have done in your previous projects. They are looking to get a general idea about your involvement in the project, the functionality and usefulness of the project, and the tech stack used.

The next thing interviewers want to understand is about your career goals. They are interested to see if your goals match with the company’s objectives and evaluate how best to provide you the right opportunities to excel with them.

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Privious work type target achivement

Interview Preparation Tips

Interview preparation tips for other job seekers - Your last job experience is

I applied via Approached by Company and was interviewed before Jul 2021. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About credit assessment
  • Q2. Ratios and market trends, focus to details,

Interview Preparation Tips

Topics to prepare for ICICI Bank Credit Manager interview:
  • 5 C of credit assessment
Interview preparation tips for other job seekers - Read all liquidity ratio mainly and other banking terms

I applied via Approached by Company and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tumhrai bank knowledge kya thi
  • Q2. Aur kya kiye ho phle

Interview Preparation Tips

Interview preparation tips for other job seekers - Mehant se kam kro saflta jarur milegi esliye kbhi har

IDFC FIRST Bank Interview FAQs

How many rounds are there in IDFC FIRST Bank Credit Officer interview?
IDFC FIRST Bank interview process usually has 1 rounds. The most common rounds in the IDFC FIRST Bank interview process are One-on-one Round.

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IDFC FIRST Bank Credit Officer Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more
Join IDFC FIRST Bank Guided by ethics, powered by technology and a force for social good
IDFC FIRST Bank Credit Officer Salary
based on 41 salaries
₹2.1 L/yr - ₹4.9 L/yr
19% less than the average Credit Officer Salary in India
View more details

IDFC FIRST Bank Credit Officer Reviews and Ratings

based on 14 reviews

3.2/5

Rating in categories

3.2

Skill development

3.1

Work-life balance

3.3

Salary

3.4

Job security

3.0

Company culture

2.8

Promotions

3.3

Work satisfaction

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