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ANZ Banking Group Senior Credit Assessment Officer Interview Questions and Answers

Updated 9 May 2024

ANZ Banking Group Senior Credit Assessment Officer Interview Experiences

3 interviews found

Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Briefly describe 4 C's of credit
  • Ans. 

    The 4 C's of credit are character, capacity, capital, and collateral.

    • Character refers to the borrower's credit history and reputation for repaying debts.

    • Capacity assesses the borrower's ability to repay the loan based on income and existing debts.

    • Capital evaluates the borrower's financial reserves and assets.

    • Collateral is the borrower's assets that can be used as security for the loan.

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. Mostly situational questions, case study on behavioral questions
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What aspects would you consider while evaluating creditworthiness of a borrower
  • Ans. 

    Factors considered include financial history, income stability, debt-to-income ratio, credit score, and collateral.

    • Financial history of the borrower

    • Income stability and source of income

    • Debt-to-income ratio

    • Credit score of the borrower

    • Collateral provided by the borrower

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well

Senior Credit Assessment Officer Interview Questions Asked at Other Companies

Q1. What aspects would you consider while evaluating creditworthiness ... read more
Q2. Briefly describe 4 C's of credit

I applied via LinkedIn and was interviewed in Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Written Test on maths, english and logical reasoning.

Round 3 - One-on-one 

(3 Questions)

  • Q1. Interview with Manager
  • Q2. Field related questions
  • Q3. Clear with calculations

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Question was asked based on the self intro details
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Wealth management
  • Q2. Product knowledge
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Not Selected

I was interviewed before Nov 2018.

Interview Questionnaire 

4 Questions

  • Q1. Hr round ..is salary discussion round
  • Q2. Very less salary hike
  • Q3. Share ur previous experience ,how will you deal with this situation
  • Q4. How will you deal with the customer

Interview Preparation Tips

Interview preparation tips for other job seekers - It is a very bad company.....no job security,. politics is everywhere in this company.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. Family introduction previous work
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
  • Ans. 

    To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.

    • Examine the company's financial statements to assess its profitability, liquidity, and leverage.

    • Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.

    • Evaluate the company's ...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Tell me about your recent profile?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Group Discussion 

Use of social media in Banking system

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Senior Credit Assessment Officer interview?
ANZ Banking Group interview process usually has 2 rounds. The most common rounds in the ANZ Banking Group interview process are Technical, Resume Shortlist and Aptitude Test.
How to prepare for ANZ Banking Group Senior Credit Assessment Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Credit Assessment, Analytical, Auditing, Change Management and Credit Underwriting.
What are the top questions asked in ANZ Banking Group Senior Credit Assessment Officer interview?

Some of the top questions asked at the ANZ Banking Group Senior Credit Assessment Officer interview -

  1. What aspects would you consider while evaluating creditworthiness of a borro...read more
  2. Briefly describe 4 C's of cre...read more
  3. Mostly situational questions, case study on behavioral questi...read more

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ANZ Banking Group Senior Credit Assessment Officer Interview Process

based on 3 interviews

Interview experience

4.3
  
Good
View more

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ANZ Banking Group Senior Credit Assessment Officer Salary
based on 271 salaries
₹5.5 L/yr - ₹21 L/yr
At par with the average Senior Credit Assessment Officer Salary in India
View more details

ANZ Banking Group Senior Credit Assessment Officer Reviews and Ratings

based on 25 reviews

4.3/5

Rating in categories

3.5

Skill development

4.2

Work-life balance

3.3

Salary

4.5

Job security

4.5

Company culture

3.3

Promotions

3.9

Work satisfaction

Explore 25 Reviews and Ratings
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