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posted on 7 Apr 2024
I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.
The 4 C's of credit are character, capacity, capital, and collateral.
Character refers to the borrower's credit history and reputation for repaying debts.
Capacity assesses the borrower's ability to repay the loan based on income and existing debts.
Capital evaluates the borrower's financial reserves and assets.
Collateral is the borrower's assets that can be used as security for the loan.
Factors considered include financial history, income stability, debt-to-income ratio, credit score, and collateral.
Financial history of the borrower
Income stability and source of income
Debt-to-income ratio
Credit score of the borrower
Collateral provided by the borrower
I applied via LinkedIn and was interviewed in Aug 2021. There were 3 interview rounds.
Written Test on maths, english and logical reasoning.
Top trending discussions
posted on 16 Dec 2024
I applied via Referral and was interviewed in Nov 2024. There were 8 interview rounds.
Basic market sources update / positive mind set
Identifying resources involves assessing available assets and determining the major segment for focus.
Conduct a thorough inventory of all available resources such as financial, human, and physical resources.
Analyze the strengths and weaknesses of each resource to determine their potential impact on the branch's operations.
Identify the major segment by evaluating the market demand, competition, and potential for growth ...
Surveys can provide valuable insights into customer satisfaction and areas for improvement.
Surveys can help gather feedback from customers about their experience with the branch.
Analyzing survey results can help identify trends and areas for improvement.
Implementing changes based on survey feedback can lead to increased customer satisfaction and loyalty.
How to identify and convert
How to over come and experience /idea share with team
Now give to assignment how to perform
Well to know our work and regularation
I applied via Walk-in
Financial related. Banking related questions.
posted on 11 Jan 2025
I applied via Recruitment Consulltant and was interviewed in Dec 2024. There was 1 interview round.
posted on 30 Aug 2024
I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.
Experienced Relationship Manager with a strong background in client relations and business development.
Over 5 years of experience in managing client portfolios and fostering strong relationships
Proven track record of exceeding sales targets and driving revenue growth
Skilled in identifying client needs and providing tailored solutions
Excellent communication and negotiation skills
Previous experience in financial services
My favorite banking product is the high-yield savings account.
I appreciate the competitive interest rates offered by high-yield savings accounts
I value the ability to easily access my funds while still earning a good return
Examples include online banks like Ally Bank or Marcus by Goldman Sachs
I am a dedicated and empathetic Relationship Manager with a passion for helping clients achieve their financial goals.
I have a strong background in finance and customer service.
I excel at building and maintaining relationships with clients.
I am skilled at analyzing financial data and providing tailored solutions to meet clients' needs.
I applied via LinkedIn and was interviewed in May 2024. There were 2 interview rounds.
Interview experience
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Senior Analyst
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| ₹3.5 L/yr - ₹12 L/yr |
Credit Assessment Officer
483
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| ₹4 L/yr - ₹15 L/yr |
Analyst
420
salaries
| ₹2 L/yr - ₹8.5 L/yr |
Senior Credit Assessment Officer
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| ₹5.5 L/yr - ₹21 L/yr |
Engineer
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| ₹11 L/yr - ₹40 L/yr |
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