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posted on 7 Apr 2024
I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.
The 4 C's of credit are character, capacity, capital, and collateral.
Character refers to the borrower's credit history and reputation for repaying debts.
Capacity assesses the borrower's ability to repay the loan based on income and existing debts.
Capital evaluates the borrower's financial reserves and assets.
Collateral is the borrower's assets that can be used as security for the loan.
Factors considered include financial history, income stability, debt-to-income ratio, credit score, and collateral.
Financial history of the borrower
Income stability and source of income
Debt-to-income ratio
Credit score of the borrower
Collateral provided by the borrower
I applied via LinkedIn and was interviewed in Aug 2021. There were 3 interview rounds.
Written Test on maths, english and logical reasoning.
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I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.
I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.
Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.
Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.
Credit can come in many forms, such as loans, credit cards, and lines of credit.
Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...
I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.
I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.
Some of the top questions asked at the ANZ Banking Group Senior Credit Assessment Officer interview -
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