Filter interviews by
posted on 7 Apr 2024
I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.
The 4 C's of credit are character, capacity, capital, and collateral.
Character refers to the borrower's credit history and reputation for repaying debts.
Capacity assesses the borrower's ability to repay the loan based on income and existing debts.
Capital evaluates the borrower's financial reserves and assets.
Collateral is the borrower's assets that can be used as security for the loan.
Factors considered include financial history, income stability, debt-to-income ratio, credit score, and collateral.
Financial history of the borrower
Income stability and source of income
Debt-to-income ratio
Credit score of the borrower
Collateral provided by the borrower
I applied via LinkedIn and was interviewed in Aug 2021. There were 3 interview rounds.
Written Test on maths, english and logical reasoning.
Top trending discussions
I applied via LinkedIn and was interviewed in May 2024. There were 2 interview rounds.
posted on 17 Sep 2024
I was interviewed before Nov 2018.
To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.
Examine the company's financial statements to assess its profitability, liquidity, and leverage.
Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.
Evaluate the company's ...
I applied via Naukri.com and was interviewed in Aug 2023. There was 1 interview round.
I applied via Campus Placement
Use of social media in Banking system
Some of the top questions asked at the ANZ Banking Group Senior Credit Assessment Officer interview -
based on 3 interviews
Interview experience
based on 25 reviews
Rating in categories
Senior Analyst
561
salaries
| ₹3.5 L/yr - ₹12 L/yr |
Credit Assessment Officer
497
salaries
| ₹4.1 L/yr - ₹13.4 L/yr |
Analyst
418
salaries
| ₹2 L/yr - ₹7.6 L/yr |
Senior Credit Assessment Officer
271
salaries
| ₹5.5 L/yr - ₹21 L/yr |
Engineer
167
salaries
| ₹9.4 L/yr - ₹38.2 L/yr |
HDFC Bank
ICICI Bank
State Bank of India
Axis Bank