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ANZ Banking Group Senior Credit Assessment Officer Interview Questions and Answers

Updated 9 May 2024

ANZ Banking Group Senior Credit Assessment Officer Interview Experiences

3 interviews found

Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Briefly describe 4 C's of credit
  • Ans. 

    The 4 C's of credit are character, capacity, capital, and collateral.

    • Character refers to the borrower's credit history and reputation for repaying debts.

    • Capacity assesses the borrower's ability to repay the loan based on income and existing debts.

    • Capital evaluates the borrower's financial reserves and assets.

    • Collateral is the borrower's assets that can be used as security for the loan.

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. Mostly situational questions, case study on behavioral questions
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What aspects would you consider while evaluating creditworthiness of a borrower
  • Ans. 

    Factors considered include financial history, income stability, debt-to-income ratio, credit score, and collateral.

    • Financial history of the borrower

    • Income stability and source of income

    • Debt-to-income ratio

    • Credit score of the borrower

    • Collateral provided by the borrower

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well

Senior Credit Assessment Officer Interview Questions Asked at Other Companies

Q1. What aspects would you consider while evaluating creditworthiness ... read more
Q2. Briefly describe 4 C's of credit

I applied via LinkedIn and was interviewed in Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Written Test on maths, english and logical reasoning.

Round 3 - One-on-one 

(3 Questions)

  • Q1. Interview with Manager
  • Q2. Field related questions
  • Q3. Clear with calculations

Interview questions from similar companies

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Interview Questionnaire 

1 Question

  • Q1. Why you chnge this job

Interview Questionnaire 

4 Questions

  • Q1. Basel 3 normS
  • Q2. Prudential norms
  • Q3. Slr,crr
  • Q4. Audit of cash credit

Interview Preparation Tips

Interview preparation tips for other job seekers - Go through rbi guidelines and watch the rates of rbi and bank audit
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ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Senior Credit Assessment Officer interview?
ANZ Banking Group interview process usually has 2 rounds. The most common rounds in the ANZ Banking Group interview process are Technical, One-on-one Round and HR.
How to prepare for ANZ Banking Group Senior Credit Assessment Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Credit Assessment, Analytical, Auditing, Change Management and Credit Underwriting.
What are the top questions asked in ANZ Banking Group Senior Credit Assessment Officer interview?

Some of the top questions asked at the ANZ Banking Group Senior Credit Assessment Officer interview -

  1. What aspects would you consider while evaluating creditworthiness of a borro...read more
  2. Briefly describe 4 C's of cre...read more
  3. Mostly situational questions, case study on behavioral questi...read more

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ANZ Banking Group Senior Credit Assessment Officer Interview Process

based on 3 interviews

Interview experience

4.3
  
Good
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ANZ Banking Group Senior Credit Assessment Officer Salary
based on 271 salaries
₹5.5 L/yr - ₹21 L/yr
At par with the average Senior Credit Assessment Officer Salary in India
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ANZ Banking Group Senior Credit Assessment Officer Reviews and Ratings

based on 25 reviews

4.3/5

Rating in categories

3.5

Skill development

4.2

Work-life balance

3.3

Salary

4.5

Job security

4.5

Company culture

3.3

Promotions

3.9

Work satisfaction

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