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ANZ Banking Group Credit Analyst Interview Questions and Answers

Updated 6 May 2024

ANZ Banking Group Credit Analyst Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Pranveer Singh Institute of Technology, Kanpur and was interviewed before Apr 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

Australian Payslip Analysis

Round 2 - Group Discussion 

English Language proficiency check

Round 3 - One-on-one 

(5 Questions)

  • Q1. Role play of a Loan officer
  • Ans. 

    As a loan officer, I would assess the creditworthiness of applicants and make decisions on loan approvals.

    • Review applicant's credit history, income, and debt-to-income ratio

    • Evaluate collateral if applicable

    • Consider the purpose of the loan and the applicant's ability to repay

    • Communicate loan terms and conditions to the applicant

    • Make a decision on loan approval or denial

  • Answered by AI
  • Q2. Financial statement’s Analysis
  • Q3. Background analysis includes hobbies, interest area, book reading
  • Q4. Questions pertaining to candidate Resume
  • Q5. Mortgage Loans Related Knowledge
Round 4 - Case Study 

Email writing pertaining to a customer problem

Interview Preparation Tips

Topics to prepare for ANZ Banking Group Credit Analyst interview:
  • Financial Statement Analysis
  • Mortgage Loans
Interview preparation tips for other job seekers - Don’t get nervous, give clear and precise answers.
Make it a friendly conversation during the interview.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

A simple aptitude test to understand analytical skills of the candidate

Round 2 - Group Discussion 

Well monitored discussions

Round 3 - One-on-one 

(1 Question)

  • Q1. Majorly risk related topics were asked
Round 4 - HR 

(1 Question)

  • Q1. Questions asked to understand the mentality of the candidate and if we are inline with their principles.

Interview Preparation Tips

Interview preparation tips for other job seekers - Have basic grip on risk management

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What are the basic components of financial statements, with a particular emphasis on cash flow analysis?
  • Q2. How are the balance sheet, cash flow statement, and profit and loss statement interrelated?
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Very basic aptitude test post selection.

Round 3 - Round 1 and 2 

(1 Question)

  • Q1. Previous working experiences

Interview Preparation Tips

Interview preparation tips for other job seekers - Very basic interview was done.
I interviewed for the role of Credit Analyst.
First round was with my immediate manager - the interview was all bout my previous work profile and I was asked about my understanding of the role and responsibilities
Second round was with the RH, it was a very simple and basic round. No technical questions asked.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About existing role
  • Q2. About yourself and why looking for a change
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Questions regarding articleship experience mentioned in resume

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Introduce yourself?
  • Q2. Explain your Internship experience
  • Q3. All financial and accounting concepts
  • Q4. Leadership experience
  • Q5. Why Barclays
  • Q6. Where do you want to see yourself in 5 years
  • Q7. What do you know about Barclays
  • Q8. What your understanding of Job Description

Interview Preparation Tips

Interview preparation tips for other job seekers - The candidate should know each and every accounting and Financial concept very well.
Confident while the interview
Understand the Job role very well

I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Related to my last experience and skills about new things related to the dept

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and tell them exactly what you did..

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Analyst interview?
ANZ Banking Group interview process usually has 4 rounds. The most common rounds in the ANZ Banking Group interview process are Group Discussion, One-on-one Round and Aptitude Test.
How to prepare for ANZ Banking Group Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Credit Analysis, Banking Operations, Communication Skills, Credit Underwriting and Customer Centric.
What are the top questions asked in ANZ Banking Group Credit Analyst interview?

Some of the top questions asked at the ANZ Banking Group Credit Analyst interview -

  1. Role play of a Loan offi...read more
  2. Questions asked to understand the mentality of the candidate and if we are inli...read more
  3. Mortgage Loans Related Knowle...read more

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ANZ Banking Group Credit Analyst Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more
ANZ Banking Group Credit Analyst Salary
based on 61 salaries
₹4.8 L/yr - ₹13 L/yr
16% more than the average Credit Analyst Salary in India
View more details

ANZ Banking Group Credit Analyst Reviews and Ratings

based on 8 reviews

4.1/5

Rating in categories

3.8

Skill development

4.1

Work-life balance

3.7

Salary

4.0

Job security

3.9

Company culture

4.0

Promotions

3.7

Work satisfaction

Explore 8 Reviews and Ratings
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