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I applied via Campus Placement and was interviewed before Apr 2023. There were 4 interview rounds.
Australian Payslip Analysis
English Language proficiency check
As a loan officer, I would assess the creditworthiness of applicants and make decisions on loan approvals.
Review applicant's credit history, income, and debt-to-income ratio
Evaluate collateral if applicable
Consider the purpose of the loan and the applicant's ability to repay
Communicate loan terms and conditions to the applicant
Make a decision on loan approval or denial
Email writing pertaining to a customer problem
I applied via Campus Placement and was interviewed before May 2023. There were 4 interview rounds.
A simple aptitude test to understand analytical skills of the candidate
Well monitored discussions
Top trending discussions
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.
I am impressed by your company's reputation for innovative solutions and strong team collaboration.
I am drawn to your company's commitment to excellence in analytics
I am excited about the opportunity to work with a talented team of analysts
I believe my skills and experience align well with the challenges your company faces
In five years, I see myself as a senior analyst leading a team and making significant contributions to the company's growth.
Leading a team of analysts
Making significant contributions to company growth
Continuing professional development and learning new skills
Building strong relationships with colleagues and clients
General topics on current budget
I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.
I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.
Very basic aptitude test post selection.
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
OD stands for Overdraft while VC stands for Venture Capital.
OD is a type of credit facility provided by banks to customers where they can withdraw more money than they have in their account, up to a certain limit.
VC is a form of financing provided to early-stage companies that have the potential for high growth in exchange for equity ownership.
OD is typically short-term and used for managing cash flow fluctuations, whi...
Drawing power is determined by assessing the borrower's ability to access funds from their credit line.
Evaluate the borrower's current outstanding balance on their credit line.
Consider the borrower's credit limit and any restrictions on the line of credit.
Assess the borrower's repayment history and creditworthiness.
Calculate the difference between the credit limit and the outstanding balance to determine the drawing po...
DLOD stands for Days Late on Delivery, a metric used to measure the number of days a delivery is late.
DLOD is calculated by subtracting the actual delivery date from the scheduled delivery date.
It helps assess the efficiency of a company's supply chain and logistics operations.
For example, if a shipment was scheduled to be delivered on January 15th but arrived on January 20th, the DLOD would be 5 days.
Leverage ratio is a financial metric that measures the proportion of a company's debt to its equity.
Leverage ratio is calculated by dividing total debt by total equity.
It indicates the level of financial risk a company is taking by using debt to finance its operations.
A high leverage ratio means a company has more debt relative to equity, which can be risky in times of economic downturn.
A low leverage ratio indicates a...
Seeking new challenges and growth opportunities in a more dynamic environment.
Looking for new challenges and opportunities for growth
Interested in a more dynamic work environment
Seeking to expand my skill set and knowledge in credit analysis
based on 2 interviews
Interview experience
based on 8 reviews
Rating in categories
Senior Analyst
555
salaries
| ₹0 L/yr - ₹0 L/yr |
Credit Assessment Officer
527
salaries
| ₹0 L/yr - ₹0 L/yr |
Analyst
417
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Credit Assessment Officer
271
salaries
| ₹0 L/yr - ₹0 L/yr |
Engineer
167
salaries
| ₹0 L/yr - ₹0 L/yr |
HDFC Bank
ICICI Bank
State Bank of India
Axis Bank