7 ANZ Banking Group Credit Risk Analyst Interview Questions & Answers | Complete Prep Guide 2025

ANZ Banking Group Credit Risk Analyst Interview Experiences

2 interviews found

Credit Risk Analyst Interview Questions & Answers

SHASHANK KULSHRESHTHA

posted on 21 Nov 2022

I applied via campus placement at Pune Institute of Business Management, Pune and was interviewed in Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Aptitude Test

It was 30 minute MCQ test based on 5C's of credit and banking knowledge

Round 3 - Group Discussion

Speak with facts and try to adding up your points

Round 4 - Technical

(2 Questions)

Q1. First they will ask your introduction

Add your answer

Q2. They will give numericals to solve

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be ready and confident and all the best for your future prospects, always try to do mock PI before the actual one.

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Credit Risk Analyst Interview Questions & Answers

Anonymous

posted on 8 Aug 2021

I was interviewed in Jul 2021.

Interview Questionnaire

3 Questions

Q1. What all things you check before providing loan for a customer

Ans.

Before providing a loan, I check the customer's credit score, income, employment history, debt-to-income ratio, and collateral.

Credit score
Income
Employment history
Debt-to-income ratio
Collateral

Answered by AI

Add your answer

Q2. 5cs of credit

Ans.

The 5 Cs of credit are character, capacity, capital, collateral, and conditions.

Character refers to the borrower's credit history and reputation.
Capacity refers to the borrower's ability to repay the loan based on income and expenses.
Capital refers to the borrower's assets and net worth.
Collateral refers to assets that can be used as security for the loan.
Conditions refer to the purpose of the loan and economic conditi...

Answered by AI

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Q3. Will you give loan for lady in maternity

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Interview Preparation Tips

Interview preparation tips for other job seekers - first round was email etiquette, second buplas voice test and email writing and english grammer. after that operational round every thing they will ask about home loan processing. its was farely a avarage interview.

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Interview Tips & Stories

I have been shortlisted for an interview at Bloomberg for the investment / real estate reporter role. How can I prepare for the interview? What all do I need to keep in mind for my prep? Please help, I am very nervous! Thank you

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Interview questions from similar companies

Credit Risk Analyst Interview Questions & Answers

Standard Chartered

Anonymous

posted on 13 Jul 2023

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

No response

I applied via Recruitment Consulltant and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. How to calculate EAD & PD?

Ans.

EAD is calculated using the formula EAD = Exposure at Default = PD x LGD x EAD

Calculate Probability of Default (PD) based on historical data and credit rating
Determine Loss Given Default (LGD) based on collateral or recovery rate
Use the formula EAD = PD x LGD x EAD to calculate Exposure at Default

Answered by AI

Add your answer

Round 3 - One-on-one

(1 Question)

Q1. Difference between counterparty and credit risk?

Ans.

Counterparty risk is the risk of default by a party in a financial transaction, while credit risk is the risk of loss due to a borrower's failure to repay a loan.

Counterparty risk is specific to financial transactions involving parties such as banks, brokers, or counterparties in derivatives contracts.
Credit risk is more general and refers to the risk of loss due to a borrower's failure to repay a loan or meet other fi...

Answered by AI

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Credit Risk Analyst Interview Questions & Answers

Bank of America

Sudip Pal

posted on 27 Apr 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed before Apr 2023.

Round 1 - Aptitude Test

Basic Finance questions were there from variety of topicsj

Round 2 - Technical

(1 Question)

Q1. Questions related to derivative

Add your answer

Round 3 - Technical

(1 Question)

Q1. Option greeks, vega profile

Add your answer

Credit Risk Analyst Interview Questions & Answers

IndusInd Bank

Anonymous

posted on 17 Jan 2021

I applied via Referral and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire

3 Questions

Q1. Technical questions like: how do you see in any profile to check the business viability and borrower's credit worth?

Add your answer

Q2. Update on short term and long term solvency ratio?

Ans.

Solvency ratio measures a company's ability to meet its debt obligations. Short term ratio focuses on current assets and liabilities, while long term ratio considers long term debt.

Short term solvency ratio is also known as the current ratio
It measures a company's ability to pay off its short term debts with its current assets
Formula: Current assets / Current liabilities
Long term solvency ratio is also known as the deb...

Answered by AI

Add your answer

Q3. Brief profile and back ground of candidate to check his commend on language.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Always use one language as a mode of communication and be vocal but sensible too.

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 20 Dec 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed in Nov 2024.

Round 1 - One-on-one

(5 Questions)

Q1. What's your current experience

Ans.

I have 5 years of experience in credit analysis and risk assessment in the banking industry.

5 years of experience in credit analysis and risk assessment
Proficient in financial statement analysis
Strong understanding of credit risk management
Experience in evaluating loan applications and determining creditworthiness
Familiarity with regulatory requirements in the banking sector

Answered by AI

Add your answer

Q2. Did you achieved any goal in previous platform.

Ans.

Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.

Implemented new credit evaluation process to streamline decision-making
Provided training to team members on identifying creditworthy applicants
Collaborated with sales team to improve communication and documentation
Utilized data analytics to identify trends and make data-driven decisions

Answered by AI

Add your answer

Q3. Do you participate any bankingevents

Ans.

Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.

I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.
I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.
I am a member of a banking association where I attend networking events to co

Answered by AI

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Q4. Are you suitable for appliedrole.

Ans.

Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.

I have a degree in finance and have completed relevant courses in credit analysis.
I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.
I am proficient in financial modeling and have a strong understanding of financial statements.
...

Answered by AI

Add your answer

Q5. Tell about Equitas bank

Ans.

Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.

Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.
The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.
Equitas Small Finance Bank has a stro...

Answered by AI

Add your answer

Round 2 - Group Discussion

Discuss about financial risk and management

Interview Preparation Tips

Interview preparation tips for other job seekers - Explore your job role and gain knowledge.

Credit Officer Interview Questions & Answers

AU Small Finance Bank

Anonymous

posted on 10 Jan 2025

Interview experience

Average

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test

Maths and reasoning questions

Round 2 - HR

(3 Questions)

Q1. Finance related questions

Add your answer

Q2. Cibil related questions

Add your answer

Q3. About family background

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - For freshers company is good to improve skill and learning.

Credit Manager Interview Questions & Answers

IDFC FIRST Bank

Anonymous

posted on 31 Jan 2025

Interview experience

Poor

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I was interviewed in Jul 2024.

Round 1 - One-on-one

(3 Questions)

Q1. Can you provide some information about yourself?

Add your answer

Q2. What is your experience related to this field?l

Add your answer

Q3. Your achievements

Add your answer

Round 2 - Aptitude Test

Reasoning, logical, and mathematical skills.

Round 3 - HR

(1 Question)

Q1. What is your current salary, and how would you like to discuss it?

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining IDFC due to its poor work culture.

Credit Manager Interview Questions & Answers

Jana Small Finance Bank

kuldeep patil

posted on 15 Aug 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - One-on-one

(2 Questions)

Q1. Introduction and knowledge

Add your answer

Q2. Credit Underwriting

Add your answer

Area Credit Manager Interview Questions & Answers

Ujjivan Small Finance Bank

koushik roy

posted on 1 Jul 2024

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - One-on-one

(1 Question)

Q1. About job experience

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Recommended if you are seeking work life balance

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Risk Analyst interview?

ANZ Banking Group interview process usually has 4 rounds. The most common rounds in the ANZ Banking Group interview process are Resume Shortlist, Aptitude Test and Group Discussion.

How to prepare for ANZ Banking Group Credit Risk Analyst interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Analytical Chemistry, Ab Initio, Automation Testing, Business Process Management and Consulting.

What are the top questions asked in ANZ Banking Group Credit Risk Analyst interview?

Some of the top questions asked at the ANZ Banking Group Credit Risk Analyst interview -

what all things you check before providing loan for a custo...read more
5cs of cre...read more
First they will ask your introduct...read more

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ANZ Banking Group Credit Risk Analyst Salary

based on 8 salaries

₹4.8 L/yr - ₹17 L/yr

21% less than the average Credit Risk Analyst Salary in India

View more details

ANZ Banking Group Salaries in India

Senior Analyst 555 salaries	₹3.5 L/yr - ₹12 L/yr
Credit Assessment Officer 497 salaries	₹4.1 L/yr - ₹13.4 L/yr
Analyst 418 salaries	₹2 L/yr - ₹7.6 L/yr
Senior Credit Assessment Officer 271 salaries	₹5.5 L/yr - ₹21 L/yr
Engineer 167 salaries	₹9.4 L/yr - ₹38.2 L/yr