Add office photos
Filter interviews by
ANZ Banking Group Credit Risk Analyst Interview Questions and Answers
ANZ Banking Group Credit Risk Analyst Interview Experiences
2 interviews found
I was interviewed in Jul 2021.
Interview Questionnaire
3 Questions
- Q1. What all things you check before providing loan for a customer
- Ans.
Before providing a loan, I check the customer's credit score, income, employment history, debt-to-income ratio, and collateral.
Credit score
Income
Employment history
Debt-to-income ratio
Collateral
- Q2. 5cs of credit
- Ans.
The 5 Cs of credit are character, capacity, capital, collateral, and conditions.
Character refers to the borrower's credit history and reputation.
Capacity refers to the borrower's ability to repay the loan based on income and expenses.
Capital refers to the borrower's assets and net worth.
Collateral refers to assets that can be used as security for the loan.
Conditions refer to the purpose of the loan and economic conditi...
- Q3. Will you give loan for lady in maternity
Interview Preparation Tips
SHASHANK KULSHRESHTHA
I applied via campus placement at Pune Institute of Business Management, Pune and was interviewed in Oct 2022. There were 4 interview rounds.
It was 30 minute MCQ test based on 5C's of credit and banking knowledge
Speak with facts and try to adding up your points
(2 Questions)
- Q1. First they will ask your introduction
- Q2. They will give numericals to solve
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Credit Risk Analyst Interview Questions & Answers
Standard Chartered
Anonymous
posted on 13 Jul 2023
I applied via Recruitment Consulltant and was interviewed in Jun 2023. There were 3 interview rounds.
(1 Question)
- Q1. How to calculate EAD & PD?
- Ans.
EAD is calculated using the formula EAD = Exposure at Default = PD x LGD x EAD
Calculate Probability of Default (PD) based on historical data and credit rating
Determine Loss Given Default (LGD) based on collateral or recovery rate
Use the formula EAD = PD x LGD x EAD to calculate Exposure at Default
(1 Question)
- Q1. Difference between counterparty and credit risk?
- Ans.
Counterparty risk is the risk of default by a party in a financial transaction, while credit risk is the risk of loss due to a borrower's failure to repay a loan.
Counterparty risk is specific to financial transactions involving parties such as banks, brokers, or counterparties in derivatives contracts.
Credit risk is more general and refers to the risk of loss due to a borrower's failure to repay a loan or meet other fi...
Sudip Pal
Selected
I was interviewed before Apr 2023.
Basic Finance questions were there from variety of topicsj
(1 Question)
- Q1. Questions related to derivative
(1 Question)
- Q1. Option greeks, vega profile
Selected
I applied via Recruitment Consulltant and was interviewed before Feb 2022. There were 3 interview rounds.
(1 Question)
- Q1. General questions about current role and CTC
(1 Question)
- Q1. What is your typical day at office?
- Ans.
As a Credit Risk Analyst, my typical day at the office involves analyzing financial data, assessing creditworthiness, and making recommendations to minimize credit risk.
Reviewing and analyzing financial statements and credit reports
Assessing the creditworthiness of individuals and businesses
Evaluating loan applications and determining appropriate credit limits
Monitoring and managing existing credit exposures
Identifying...
Interview Preparation Tips
It is important to highlight the matching aspects of your current role with the JD. This shows your experience as well as preparedness for the interview.
Be ready for counter questions.
I applied via Referral and was interviewed before Jan 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Technical questions like: how do you see in any profile to check the business viability and borrower's credit worth?
- Q2. Update on short term and long term solvency ratio?
- Ans.
Solvency ratio measures a company's ability to meet its debt obligations. Short term ratio focuses on current assets and liabilities, while long term ratio considers long term debt.
Short term solvency ratio is also known as the current ratio
It measures a company's ability to pay off its short term debts with its current assets
Formula: Current assets / Current liabilities
Long term solvency ratio is also known as the deb...
- Q3. Brief profile and back ground of candidate to check his commend on language.
Interview Preparation Tips
(1 Question)
- Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
- Ans.
To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.
Examine the company's financial statements to assess its profitability, liquidity, and leverage.
Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.
Evaluate the company's ...
Credit Manager Interview Questions & Answers
HSBC Global Banking and Markets
Anonymous
posted on 12 Jun 2024
I applied via Recruitment Consulltant and was interviewed before Jun 2023. There was 1 interview round.
(2 Questions)
- Q1. Details about corporate mortgage
- Q2. Corporate customer documents verification for term loans
Selected
I applied via LinkedIn and was interviewed before Apr 2023. There was 1 interview round.
(2 Questions)
- Q1. About existing role
- Q2. About yourself and why looking for a change
Selected
I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Apr 2023. There was 1 interview round.
(1 Question)
- Q1. Questions regarding articleship experience mentioned in resume
ANZ Banking Group Interview FAQs
Tell us how to improve this page.
ANZ Banking Group Interviews By Designations
- ANZ Banking Group Analyst Interview Questions
- ANZ Banking Group Credit Assessment Officer Interview Questions
- ANZ Banking Group Credit Officer Interview Questions
- ANZ Banking Group Data Engineer Interview Questions
- ANZ Banking Group Engineer Interview Questions
- ANZ Banking Group Operations Analyst Interview Questions
- ANZ Banking Group Senior Analyst Interview Questions
- ANZ Banking Group Senior Credit Assessment Officer Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Senior Manager Credit Interview Questions
- Assistant Credit Manager Interview Questions
- Show more
People are getting interviews through
Credit Risk Analyst Interview Questions from Similar Companies
Fast track your campus placements
ANZ Banking Group Credit Risk Analyst Reviews and Ratings
based on 3 reviews
Rating in categories
|
Senior Analyst
614
salaries
|  ₹3.5 L/yr - ₹12 L/yr |
|
Credit Assessment Officer
441
salaries
| ₹4.2 L/yr - ₹14 L/yr |
|
Analyst
419
salaries
| ₹2 L/yr - ₹8.5 L/yr |
|
Senior Credit Assessment Officer
259
salaries
| ₹5.5 L/yr - ₹20.7 L/yr |
|
Engineer
160
salaries
| ₹11 L/yr - ₹40 L/yr |
HDFC Bank
ICICI Bank
State Bank of India
Axis Bank
Calculate your in-hand salary
- Home >
- Interviews >
- ANZ Banking Group Interview Questions >
- ANZ Banking Group Credit Risk Analyst Interview Questions
