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ANZ Banking Group Credit Assessment Officer Interview Questions and Answers

Updated 9 Feb 2025

ANZ Banking Group Credit Assessment Officer Interview Experiences

6 interviews found

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Aug 2024.

Round 1 - Aptitude Test 

Aptitute test , written , logical and reasoning , email test

Interview Preparation Tips

Interview preparation tips for other job seekers - Demand for proper salary Hr people here exploit a lot by giving very less salary during hiring process
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

General attitude test of 25 questons

Credit Assessment Officer Interview Questions Asked at Other Companies

Q1. What are 5c's of credit
Q2. Write a letter to a customer
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. The first round was technical assessment
  • Q2. Questions that were asked were easy and simple to answer
Round 3 - communication round 

(2 Questions)

  • Q1. You will be asked to talk about a given topic for 2 mins
  • Q2. Self introduction and resume walk through

Interview Preparation Tips

Interview preparation tips for other job seekers - for technical assessment just know the how the thing works.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jul 2023. There were 3 interview rounds.

Round 1 - English 

(1 Question)

  • Q1. Write a letter to a customer
  • Ans. 

    Writing a letter to a customer

    • Start with a friendly greeting

    • Address the reason for the letter

    • Provide any necessary information or updates

    • End with a thank you and invitation for further communication

    • Use a professional tone throughout

  • Answered by AI
Round 2 - Group Discussion 

General topic to test English speaking skills

Round 3 - HR 

(2 Questions)

  • Q1. When can you join
  • Q2. Salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Focus of your communication skills and be confident

ANZ Banking Group interview questions for designations

 Senior Credit Assessment Officer

 (3)

 Credit Officer

 (3)

 Credit Verification Officer

 (1)

 Credit Analyst

 (2)

 Credit Manager

 (1)

 Credit Risk Analyst

 (2)

 Officer

 (1)

 CDD Analyst

 (1)

I applied via Job Portal and was interviewed before Mar 2021. There were 4 interview rounds.

Round 1 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. Tell me about yourself.
Round 2 - One-on-one 

(4 Questions)

  • Q1. What are 5c's of credit
  • Ans. 

    5c's of credit are the key factors that lenders consider before granting a loan.

    • Character - borrower's credit history and reputation

    • Capacity - borrower's ability to repay the loan

    • Capital - borrower's assets and net worth

    • Collateral - assets pledged as security for the loan

    • Conditions - economic and industry factors that may affect the borrower's ability to repay

  • Answered by AI
  • Q2. Insight about financial Ratios
  • Q3. Mock call with customer related to product and query solving
  • Q4. Why ANZ and the product?
Round 3 - Email 

(1 Question)

  • Q1. Two situational email writing questions
Round 4 - Paragraph Reading 

(1 Question)

  • Q1. A screen will show where you have to read the paragraph. One topic will be given with 5 minutes of time to speak

Interview Preparation Tips

Interview preparation tips for other job seekers - Be good with your communication skills, subject knowledge and be confident.

I applied via Campus Placement and was interviewed in Jan 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why finance if you have done marketing and sales all your life
  • Q2. Be confident about your knowledge and speak the truth about why you want the particular job. My answer was my hunger to learn and venture in uncharterd areas.

Interview Preparation Tips

Interview preparation tips for other job seekers - 7/01/2020

Interview questions from similar companies

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What products would you process with Axis Bank .?
  • Ans. 

    Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.

    • Loans such as personal loans, home loans, and car loans

    • Credit cards with various rewards and benefits

    • Savings accounts with competitive interest rates

    • Investment options such as mutual funds and fixed deposits

  • Answered by AI
  • Q2. How do you deal with your customers.?
  • Q3. Wht are the details of Business you would collect.?
  • Ans. 

    As a Credit Analyst, I would collect details about the business to assess its creditworthiness.

    • Business financial statements (income statement, balance sheet, cash flow statement)

    • Credit history and payment behavior

    • Industry trends and market conditions

    • Management team and their experience

    • Collateral and assets

    • Legal and regulatory compliance

    • Customer base and revenue streams

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a nice opportunity to met with Assessment process
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ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Assessment Officer interview?
ANZ Banking Group interview process usually has 2-3 rounds. The most common rounds in the ANZ Banking Group interview process are HR, Aptitude Test and One-on-one Round.
How to prepare for ANZ Banking Group Credit Assessment Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Credit Assessment, Recruitment, Underwriting, Banking and Analytical.
What are the top questions asked in ANZ Banking Group Credit Assessment Officer interview?

Some of the top questions asked at the ANZ Banking Group Credit Assessment Officer interview -

  1. What are 5c's of cre...read more
  2. Write a letter to a custo...read more
  3. Two situational email writing questi...read more

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ANZ Banking Group Credit Assessment Officer Interview Process

based on 3 interviews

Interview experience

3.3
  
Average
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ANZ Banking Group Credit Assessment Officer Salary
based on 527 salaries
₹4 L/yr - ₹15 L/yr
17% more than the average Credit Assessment Officer Salary in India
View more details

ANZ Banking Group Credit Assessment Officer Reviews and Ratings

based on 59 reviews

4.3/5

Rating in categories

4.0

Skill development

4.4

Work-life balance

3.9

Salary

4.5

Job security

4.4

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 59 Reviews and Ratings
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