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ANZ Banking Group Credit Assessment Officer Interview Questions and Answers

Updated 9 Feb 2025

ANZ Banking Group Credit Assessment Officer Interview Experiences

6 interviews found

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Aug 2024.

Round 1 - Aptitude Test 

Aptitute test , written , logical and reasoning , email test

Interview Preparation Tips

Interview preparation tips for other job seekers - Demand for proper salary Hr people here exploit a lot by giving very less salary during hiring process
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

General attitude test of 25 questons

Credit Assessment Officer Interview Questions Asked at Other Companies

Q1. What are 5c's of credit
Q2. Write a letter to a customer
Round 1 - Technical 

(2 Questions)

  • Q1. The first round was technical assessment
  • Q2. Questions that were asked were easy and simple to answer
Round 2 - communication round 

(2 Questions)

  • Q1. You will be asked to talk about a given topic for 2 mins
  • Q2. Self introduction and resume walk through

Interview Preparation Tips

Interview preparation tips for other job seekers - for technical assessment just know the how the thing works.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jul 2023. There were 3 interview rounds.

Round 1 - English 

(1 Question)

  • Q1. Write a letter to a customer
  • Ans. 

    Writing a letter to a customer

    • Start with a friendly greeting

    • Address the reason for the letter

    • Provide any necessary information or updates

    • End with a thank you and invitation for further communication

    • Use a professional tone throughout

  • Answered by AI
Round 2 - Group Discussion 

General topic to test English speaking skills

Round 3 - HR 

(2 Questions)

  • Q1. When can you join
  • Q2. Salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Focus of your communication skills and be confident

ANZ Banking Group interview questions for designations

 Senior Credit Assessment Officer

 (3)

 Credit Officer

 (3)

 Credit Verification Officer

 (1)

 Credit Analyst

 (2)

 Credit Manager

 (1)

 Credit Risk Analyst

 (2)

 Officer

 (1)

 KYC Analyst

 (1)

I applied via Job Portal and was interviewed before Mar 2021. There were 4 interview rounds.

Round 1 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. Tell me about yourself.
Round 2 - One-on-one 

(4 Questions)

  • Q1. What are 5c's of credit
  • Ans. 

    5c's of credit are the key factors that lenders consider before granting a loan.

    • Character - borrower's credit history and reputation

    • Capacity - borrower's ability to repay the loan

    • Capital - borrower's assets and net worth

    • Collateral - assets pledged as security for the loan

    • Conditions - economic and industry factors that may affect the borrower's ability to repay

  • Answered by AI
  • Q2. Insight about financial Ratios
  • Q3. Mock call with customer related to product and query solving
  • Q4. Why ANZ and the product?
Round 3 - Email 

(1 Question)

  • Q1. Two situational email writing questions
Round 4 - Paragraph Reading 

(1 Question)

  • Q1. A screen will show where you have to read the paragraph. One topic will be given with 5 minutes of time to speak

Interview Preparation Tips

Interview preparation tips for other job seekers - Be good with your communication skills, subject knowledge and be confident.

I applied via Campus Placement and was interviewed in Jan 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why finance if you have done marketing and sales all your life
  • Q2. Be confident about your knowledge and speak the truth about why you want the particular job. My answer was my hunger to learn and venture in uncharterd areas.

Interview Preparation Tips

Interview preparation tips for other job seekers - 7/01/2020

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Life insurance business
  • Q2. Mutual fund business
Round 2 - One-on-one 

(2 Questions)

  • Q1. Why leave previous job.
  • Ans. 

    Seeking new challenges and growth opportunities.

    • Desire for career advancement

    • Seeking new challenges

    • Opportunity for professional growth

    • Company restructuring or downsizing

    • Relocation to a new area

  • Answered by AI
  • Q2. Portfolio size
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2024. There were 8 interview rounds.

Round 1 - Aptitude Test 

Basic market sources update / positive mind set

Round 2 - Technical 

(2 Questions)

  • Q1. How to identity the resources What's the major segment
  • Ans. 

    Identifying resources involves assessing available assets and determining the major segment for focus.

    • Conduct a thorough inventory of all available resources such as financial, human, and physical resources.

    • Analyze the strengths and weaknesses of each resource to determine their potential impact on the branch's operations.

    • Identify the major segment by evaluating the market demand, competition, and potential for growth ...

  • Answered by AI
  • Q2. Potential for survey
  • Ans. 

    Surveys can provide valuable insights into customer satisfaction and areas for improvement.

    • Surveys can help gather feedback from customers about their experience with the branch.

    • Analyzing survey results can help identify trends and areas for improvement.

    • Implementing changes based on survey feedback can lead to increased customer satisfaction and loyalty.

  • Answered by AI
Round 3 - Case Study 

How to identify and convert

Round 4 - HR 

(2 Questions)

  • Q1. Process and hr benefit
  • Q2. Hr benefit and appraisal
Round 5 - Group Discussion 

How to over come and experience /idea share with team

Round 6 - Assignment 

Now give to assignment how to perform

Round 7 - Coding Test 

Well to know our work and regularation

Round 8 - One-on-one 

(1 Question)

  • Q1. Practically put on the result

Interview Preparation Tips

Interview preparation tips for other job seekers - Self review with him for what are observed
Interview experience
5
Excellent
Difficulty level
-
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in

Round 1 - One-on-one 

(3 Questions)

  • Q1. What were you looking last organisation.
  • Q2. Banking products knowledge
  • Q3. Customer handling, sales Banking products.
Round 2 - Assignment 

Financial related. Banking related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Firstly we should have proper knowledge where we are doing currently working. Product knowledge is must . Communication skills is must. Customer quarry resolve within tat . Focus on Business . Softly behaviour like that stretchable with customers. Thanks
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Dec 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Manager and zonel manager interview
  • Q2. What is location and work

ANZ Banking Group Interview FAQs

How many rounds are there in ANZ Banking Group Credit Assessment Officer interview?
ANZ Banking Group interview process usually has 2-3 rounds. The most common rounds in the ANZ Banking Group interview process are Aptitude Test, HR and Resume Shortlist.
How to prepare for ANZ Banking Group Credit Assessment Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ANZ Banking Group. The most common topics and skills that interviewers at ANZ Banking Group expect are Credit Assessment, Recruitment, Underwriting, Banking and Analytical.
What are the top questions asked in ANZ Banking Group Credit Assessment Officer interview?

Some of the top questions asked at the ANZ Banking Group Credit Assessment Officer interview -

  1. What are 5c's of cre...read more
  2. Write a letter to a custo...read more
  3. Two situational email writing questi...read more

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ANZ Banking Group Credit Assessment Officer Interview Process

based on 3 interviews

Interview experience

3.3
  
Average
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ANZ Banking Group Credit Assessment Officer Salary
based on 497 salaries
₹4.1 L/yr - ₹13.3 L/yr
16% more than the average Credit Assessment Officer Salary in India
View more details

ANZ Banking Group Credit Assessment Officer Reviews and Ratings

based on 59 reviews

4.3/5

Rating in categories

4.0

Skill development

4.4

Work-life balance

3.9

Salary

4.5

Job security

4.4

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 59 Reviews and Ratings
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