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CSB Bank Gold Loan Officer Interview Questions and Answers
CSB Bank Gold Loan Officer Interview Experiences
3 interviews found
Anonymous
I applied via Referral and was interviewed in Sep 2022. There were 3 interview rounds.
Online test after the interview
(4 Questions)
- Q1. Why did you choose CSB?
- Q2. What are the Gold Appraising methods? Any experience in NBFC or in Banks?
- Ans.
Gold appraising methods include XRF, fire assay, and acid test. Experience in NBFC or banks is preferred.
XRF (X-ray fluorescence) method uses a handheld device to analyze the purity of gold
Fire assay involves melting the gold and analyzing the resulting liquid for purity
Acid test involves applying nitric acid to the gold to determine its purity based on the reaction
Experience in NBFC or banks is preferred as it involve...
- Q3. Which are the methods used in your previous job to attract customers?
- Q4. Any marketing and sales experience?
Interview Preparation Tips
I applied via Company Website and was interviewed in Jul 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. How to handle protfolio and how apprice gold and npa
- Ans.
To handle portfolio, one must regularly monitor and assess the value of gold and effectively manage non-performing assets (NPA).
Regularly monitor the value of gold in the portfolio
Assess the quality and quantity of gold in the portfolio
Implement risk management strategies to mitigate potential losses
Maintain a proactive approach in identifying and addressing NPAs
Work closely with customers to understand their financial...
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Nov 2021. There were 3 interview rounds.
Logical reasoning , english grammer, maths
(2 Questions)
- Q1. Basic questions regarding Previous experiences expectation.
- Q2. F2F interview is only for check confidance level
Interview Preparation Tips
Pay scale for GLO is not upto the entire work done for gold loan Operations.
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I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.
(2 Questions)
- Q1. Tell me about yourself
- Q2. Tell me your functional role
Interview Preparation Tips
I applied via Referral and was interviewed before Oct 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. How to convence a customer for sale
- Ans. My answer was that understand customer needs and pitch the product as per customer need.
Interview Preparation Tips
I applied via Walk-in
Interview Questionnaire
1 Question
- Q1. Inro and operation questions.
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. Why you quit last job?
- Q2. What are the work area are you handle at your current organization
- Q3. What do you know about insurance
- Ans.
Insurance is a contract between an individual and an insurance company to protect against financial loss.
Insurance provides financial protection against unexpected events such as accidents, illnesses, and natural disasters.
Premiums are paid to the insurance company in exchange for coverage.
Types of insurance include health, life, auto, home, and business insurance.
Insurance policies have terms and conditions that outli...
I applied via Referral and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. What are the products u achivied and how.
- Ans. I did casa and cross sell products. i Do daily cold calls and generate leads then i follow and close the leads.
Interview Preparation Tips
I appeared for an interview before Apr 2016.
Interview Questionnaire
3 Questions
- Q1. Tell me something about yourself
- Ans.
I am a highly motivated and experienced professional with a strong background in management and leadership.
I have over 5 years of experience in supervisory roles, where I successfully led teams and achieved targets.
I have a proven track record of implementing effective strategies to improve operational efficiency and customer satisfaction.
I possess excellent communication and interpersonal skills, which enable me to ef...
- Q2. Why are you the right candidate for this job?
- Ans.
I have the necessary skills, experience, and leadership qualities to excel in this role.
I have a proven track record of successfully managing teams and achieving targets.
I possess strong communication and interpersonal skills, which are essential for effectively leading and motivating a team.
I am highly organized and detail-oriented, ensuring efficient operations and smooth workflow.
I am adept at problem-solving and de...
- Q3. Same question as Round 2 but by regional head
Interview Preparation Tips
Experience: Management at organization goes through your resume
Tips: Include essential details in resume, like qualifications, academic achievements and out of the box attributes about yourself. Remove unnecessary/irrelevant details
Round: Technical + HR Interview
Experience: Yes bank management asked me about myself, why am I fit for the job, how are my qualifications apt for the job, how can I bring value to the organisation basis my learnings pre MBA and during MBA program?
Tips: Try to be yourself, don't fake around becuase people sitting on other side are smart enough to judge if it's truth or fake. Start answering with your academic background, followed by what made you choose MBA, then continue with how learnings till that time is appropriate for the job and try ending up by framing the picture that you're the best candidate for the job.
Round: Technical + HR Interview
Experience: Same as Round 2
Tips: Be yourself and answer smartly like in round 2 even if it is to regional head because your 1st interviewer and 2nd interview would coordinate and your answers would be validated
Skills: Smartness, Sales, Ability To Make Quick Calculations, Decision Making Skill
College Name: NMIMS School Of Business Management
I applied via Walk-in and was interviewed before Mar 2019. There were 4 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Checking for knowledge
- Q2. Have a knowledge mandatory
Interview Preparation Tips
CSB Bank Interview FAQs
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CSB Bank Interviews By Designations
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CSB Bank Gold Loan Officer Interview Process
based on 5 interviews
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CSB Bank Gold Loan Officer Reviews and Ratings
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