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CSB Bank Gold Loan Officer Interview Questions and Answers

Updated 22 Nov 2022

CSB Bank Gold Loan Officer Interview Experiences

3 interviews found

I applied via Company Website and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to handle protfolio and how apprice gold and npa
  • Ans. 

    To handle portfolio, one must regularly monitor and assess the value of gold and effectively manage non-performing assets (NPA).

    • Regularly monitor the value of gold in the portfolio

    • Assess the quality and quantity of gold in the portfolio

    • Implement risk management strategies to mitigate potential losses

    • Maintain a proactive approach in identifying and addressing NPAs

    • Work closely with customers to understand their financial...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - U have gold experience and speak bold and Truth

I applied via Referral and was interviewed in Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Online test after the interview

Round 3 - Face to Face interview 

(4 Questions)

  • Q1. Why did you choose CSB?
  • Q2. What are the Gold Appraising methods? Any experience in NBFC or in Banks?
  • Ans. 

    Gold appraising methods include XRF, fire assay, and acid test. Experience in NBFC or banks is preferred.

    • XRF (X-ray fluorescence) method uses a handheld device to analyze the purity of gold

    • Fire assay involves melting the gold and analyzing the resulting liquid for purity

    • Acid test involves applying nitric acid to the gold to determine its purity based on the reaction

    • Experience in NBFC or banks is preferred as it involve...

  • Answered by AI
  • Q3. Which are the methods used in your previous job to attract customers?
  • Q4. Any marketing and sales experience?

Interview Preparation Tips

Interview preparation tips for other job seekers - First they will explain the job as it consists 80% operations and 20 % sales. But in reality, you have lot of operations work and responsibilities. But you also need to do sales and marketing 😥

I applied via Naukri.com and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Logical reasoning , english grammer, maths

Round 3 - HR 

(2 Questions)

  • Q1. Basic questions regarding Previous experiences expectation.
  • Q2. F2F interview is only for check confidance level

Interview Preparation Tips

Interview preparation tips for other job seekers - As per my Finance and Banking experience. CSB is an 103year old bank and trying to make themself wider in the market. Reach of the bank outside south india is less. I worked in Mumbai CSB bank. for a new client we have to start intrduce the Bank first. Work culture is managable (pressure is there even) in terms of staff package will say very, its very poor.
Pay scale for GLO is not upto the entire work done for gold loan Operations.

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Self introduction
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Existing work experience
  • Q2. No more expectations salary
Round 2 - HR 

(2 Questions)

  • Q1. Salary discussion
  • Q2. Nothing asking 2
Round 3 - No 3 round 

(1 Question)

  • Q1. No 3rd round interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Simply waste
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Question was asked based on the self intro details
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Basic questions
  • Q2. Annual CTC And Job responsibility
  • Ans. 

    Annual CTC refers to the total compensation a person receives in a year, including salary, bonuses, and benefits. Job responsibilities for a Relationship Manager include managing client relationships, identifying new business opportunities, and providing financial advice.

    • Annual CTC includes salary, bonuses, and benefits received in a year

    • Job responsibilities for a Relationship Manager involve managing client relationsh...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - lot of learning guys and good experience Bm And Abm friendly Speak All the very best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Explain yourself
  • Ans. My self suchethan I am studied graduate in sdm college I participated many events My father is assistant manager mother is house wife i have a sibling
  • Answered Anonymously
Round 3 - Aptitude Test 

Statistics tally Excel

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. How can you contribute to the organisation?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Tell me about your recent profile?

CSB Bank Interview FAQs

How many rounds are there in CSB Bank Gold Loan Officer interview?
CSB Bank interview process usually has 3 rounds. The most common rounds in the CSB Bank interview process are Resume Shortlist, Aptitude Test and HR.
How to prepare for CSB Bank Gold Loan Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at CSB Bank. The most common topics and skills that interviewers at CSB Bank expect are Gold Loan, Customer Service, Client Retention, Cross Sales and Banking.
What are the top questions asked in CSB Bank Gold Loan Officer interview?

Some of the top questions asked at the CSB Bank Gold Loan Officer interview -

  1. What are the Gold Appraising methods? Any experience in NBFC or in Ban...read more
  2. How to handle protfolio and how apprice gold and ...read more
  3. F2F interview is only for check confidance le...read more

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People are getting interviews through

based on 3 CSB Bank interviews
Company Website
Job Portal
Referral
33%
33%
33%
1% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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CSB Bank Gold Loan Officer Salary
based on 221 salaries
₹2 L/yr - ₹5.6 L/yr
14% more than the average Gold Loan Officer Salary in India
View more details

CSB Bank Gold Loan Officer Reviews and Ratings

based on 30 reviews

3.3/5

Rating in categories

3.3

Skill development

3.1

Work-Life balance

2.7

Salary & Benefits

2.9

Job Security

3.2

Company culture

3.0

Promotions/Appraisal

3.1

Work Satisfaction

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