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DBS Bank

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3.8

based on 1.7k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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DBS Bank Gold Loan Executive Interview Questions and Answers

Updated 22 Jan 2024

DBS Bank Gold Loan Executive Interview Experiences

1 interview found

Gold Loan Executive Interview Questions & Answers

user image Anonymous

posted on 22 Jan 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Indeed and was interviewed in Dec 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work with femily details
  • Ans. 

    The question is asking about working with family details in the context of a gold loan executive role.

    • Discuss the importance of understanding and documenting family details of customers applying for gold loans

    • Explain how family details can help in assessing the credibility and repayment capacity of the borrower

    • Mention the need for maintaining confidentiality and privacy of family information

    • Provide examples of how fami...

    • Answered by AI
    Add your answer
  • Q2. My femily details and education
    • Add your answer
Round 2 - Aptitude Test 

Work in sales department details

Interview questions from similar companies

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank user image Anonymous

posted on 20 Dec 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Nov 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What's your current experience
  • Ans. 

    I have 5 years of experience in credit analysis and risk assessment in the banking industry.

    • 5 years of experience in credit analysis and risk assessment

    • Proficient in financial statement analysis

    • Strong understanding of credit risk management

    • Experience in evaluating loan applications and determining creditworthiness

    • Familiarity with regulatory requirements in the banking sector

    • Answered by AI
    Add your answer
  • Q2. Did you achieved any goal in previous platform.
  • Ans. 

    Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.

    • Implemented new credit evaluation process to streamline decision-making

    • Provided training to team members on identifying creditworthy applicants

    • Collaborated with sales team to improve communication and documentation

    • Utilized data analytics to identify trends and make data-driven decisions

    • Answered by AI
    Add your answer
  • Q3. Do you participate any bankingevents
  • Ans. 

    Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.

    • I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

    • I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

    • I am a member of a banking association where I attend networking events to co

    • Answered by AI
    Add your answer
  • Q4. Are you suitable for appliedrole.
  • Ans. 

    Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.

    • I have a degree in finance and have completed relevant courses in credit analysis.

    • I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

    • I am proficient in financial modeling and have a strong understanding of financial statements.

    • ...

    • Answered by AI
    Add your answer
  • Q5. Tell about Equitas bank
  • Ans. 

    Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.

    • Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

    • The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

    • Equitas Small Finance Bank has a stro...

    • Answered by AI
    Add your answer
Round 2 - Group Discussion 

Discuss about financial risk and management

Interview Preparation Tips

Interview preparation tips for other job seekers - Explore your job role and gain knowledge.

Credit Manager Interview Questions & Answers

AU Small Finance Bank user image Anonymous

posted on 17 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(3 Questions)

  • Q1. Not wants to disclose.
    • Add your answer
  • Q2. Dont want to disclose
    • Add your answer
  • Q3. Do not want to disclose
    • Add your answer
Round 2 - HR 

(1 Question)

  • Q1. Do not want to disclose
    • Add your answer

Credit Manager Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 17 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
    • Add your answer
  • Q2. About Previous job
    • Add your answer
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

    • Answered by AI
    Add your answer
  • Q4. Policy polrocess related
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.

Credit Manager Interview Questions & Answers

Jana Small Finance Bank user image kuldeep patil

posted on 15 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
    • Add your answer
  • Q2. Credit Underwriting
    • Add your answer

Credit Analyst Interview Questions & Answers

Standard Chartered user image Anonymous

posted on 25 Nov 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
    • Add your answer
  • Q2. Work experience
    • Add your answer

Credit Officer Interview Questions & Answers

Bank of Maharashtra user image Anonymous

posted on 22 Jul 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. RECENT DIRECTIONS BY RBI ON WILLFUL DEFAULTERS
  • Ans. 

    RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.

    • RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).

    • The central bank has also directed banks to publish photographs of willful defaulters in newspapers.

    • RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...

    • Answered by AI
    Add your answer
  • Q2. MSME PRODUCTS OF BOM
  • Ans. 

    Bank of Maharashtra offers various MSME products to support small and medium enterprises.

    • BOM offers MSME loans for working capital, term loans, and project finance.

    • They provide customized financial solutions based on the needs of the MSME sector.

    • BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.

    • The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.

    • ...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - TECHNICAL & ASKED A LOT OF DATA

Gold Loan Officer Interview Questions & Answers

Ujjivan Small Finance Bank user image Anonymous

posted on 10 Oct 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Where is your experience
  • Ans. 

    I have over 5 years of experience working in the financial industry, specifically in gold loan processing and customer service.

    • Worked as a gold loan officer at XYZ Bank for 3 years

    • Managed a portfolio of over 500 gold loan accounts

    • Successfully increased gold loan disbursement by 20% through strategic marketing campaigns

    • Answered by AI
    Add your answer
  • Q2. Tele me Self interview
    • Add your answer

Credit Analyst Interview Questions & Answers

IndusInd Bank user image Siddesh Goregaonkar

posted on 25 May 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Asking about financial and ratio
    • Add your answer
  • Q2. TOL/ATNW related to industry
    • Add your answer

Credit Manager Interview Questions & Answers

ANZ Banking Group user image Sarvagyaa Vikaas

posted on 18 Oct 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

English writing - formal and informal

Round 3 - One-on-one 

(3 Questions)

  • Q1. Technical round - was okay - role play
    • Add your answer
  • Q2. Detailed question on ur exp
    • Add your answer
  • Q3. Was the role in previous co - team lead
  • Ans. 

    Yes

    • Yes, I have previous experience as a team lead in my previous role.

    • As a team lead, I was responsible for managing a team of credit analysts and overseeing their work.

    • I provided guidance and support to team members, ensuring that they met their targets and maintained high-quality standards.

    • I also collaborated with other departments to streamline processes and improve efficiency.

    • For example, I implemented a new credit...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - good
More about working at DBS Bank

DBS Bank Interview FAQs

How many rounds are there in DBS Bank Gold Loan Executive interview?
DBS Bank interview process usually has 2 rounds. The most common rounds in the DBS Bank interview process are One-on-one Round and Aptitude Test.

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DBS Bank Gold Loan Executive Salary
based on 12 salaries
₹2.5 L/yr - ₹4.2 L/yr
18% more than the average Gold Loan Executive Salary in India
View more details

DBS Bank Gold Loan Executive Reviews and Ratings

based on 3 reviews

3.3/5

Rating in categories

2.2

Skill development

1.8

Work-Life balance

2.2

Salary & Benefits

1.8

Job Security

2.6

Company culture

1.8

Promotions/Appraisal

1.8

Work Satisfaction

Explore 3 Reviews and Ratings
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