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CSB Bank
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I applied via Referral and was interviewed in Sep 2023. There were 2 interview rounds.
I complete sales targets by identifying potential customers through market research, networking, and cold calling.
Conduct market research to identify potential customers in the target market
Utilize networking events and platforms to connect with potential customers
Engage in cold calling to reach out to potential customers directly
Offer promotions or incentives to attract potential customers
Follow up with leads to conve
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I applied via Indeed and was interviewed in Dec 2023. There were 2 interview rounds.
The question is asking about working with family details in the context of a gold loan executive role.
Discuss the importance of understanding and documenting family details of customers applying for gold loans
Explain how family details can help in assessing the credibility and repayment capacity of the borrower
Mention the need for maintaining confidentiality and privacy of family information
Provide examples of how fami...
Work in sales department details
I applied via Walk-in and was interviewed in Sep 2023. There were 2 interview rounds.
Ask gold rates and gold loan types
Aptitude test 10 question answered 10questions
Floating rate and fixed rate are terms used in finance to describe the interest rate on a loan or investment that can change over time (floating rate) or remains constant (fixed rate).
Floating rate: interest rate that can change periodically based on a benchmark rate or index (e.g. LIBOR, prime rate)
Fixed rate: interest rate that remains constant throughout the life of the loan or investment
Floating rate loans are ofte...
RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.
RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).
The central bank has also directed banks to publish photographs of willful defaulters in newspapers.
RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...
Bank of Maharashtra offers various MSME products to support small and medium enterprises.
BOM offers MSME loans for working capital, term loans, and project finance.
They provide customized financial solutions based on the needs of the MSME sector.
BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.
The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.
...
I applied via campus placement at The Institute for Financial Management and Research, Chennai and was interviewed before Nov 2023. There were 4 interview rounds.
LRDI-QA-VARC-GK-Banking-Finance.
One Nation One Election
posted on 18 Oct 2023
I applied via Naukri.com and was interviewed in Sep 2023. There were 3 interview rounds.
English writing - formal and informal
Yes
Yes, I have previous experience as a team lead in my previous role.
As a team lead, I was responsible for managing a team of credit analysts and overseeing their work.
I provided guidance and support to team members, ensuring that they met their targets and maintained high-quality standards.
I also collaborated with other departments to streamline processes and improve efficiency.
For example, I implemented a new credit...
To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.
Examine the company's financial statements to assess its profitability, liquidity, and leverage.
Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.
Evaluate the company's ...
posted on 29 Mar 2024
Policy and share experience
based on 4 reviews
Rating in categories
Assistant Manager
520
salaries
| ₹1.9 L/yr - ₹7.5 L/yr |
Branch Manager
444
salaries
| ₹4.5 L/yr - ₹18 L/yr |
Customer Relationship Officer
294
salaries
| ₹2 L/yr - ₹4.8 L/yr |
Business Development Executive
242
salaries
| ₹1.5 L/yr - ₹4 L/yr |
Brach Operation Manager
238
salaries
| ₹3 L/yr - ₹10.6 L/yr |
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