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Karur Vysya Bank Gold Loan Executive Interview Questions and Answers

Updated 12 Mar 2024

Karur Vysya Bank Gold Loan Executive Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Ask gold rates and gold loan types

Round 2 - Aptitude Test 

Aptitude test 10 question answered 10questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Help the job seekers in your life stay motivated by continually celebrating with effective yet inexpensive things.

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Sep 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Previous company work related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidential or eye contact is very most

I applied via Naukri.com and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Coding Test 

Haker rank,..........,...........

Round 2 - Technical 

(1 Question)

  • Q1. Ds alogortithns,........

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare Ds algorithms and java,...............

I applied via Referral and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Why you want to change

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm and natural. Answers only things you know.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - HR 

(4 Questions)

  • Q1. How long do you stay in this company
  • Q2. Are you able to complete sales tasks
  • Q3. Likely to be viewed basis the task and performance I can do
  • Q4. Yes I am able to do as fas as I can
Round 2 - One-on-one 

(1 Question)

  • Q1. How do you complete sales target by finding potential customers
  • Ans. 

    I complete sales targets by identifying potential customers through market research, networking, and cold calling.

    • Conduct market research to identify potential customers in the target market

    • Utilize networking events and platforms to connect with potential customers

    • Engage in cold calling to reach out to potential customers directly

    • Offer promotions or incentives to attract potential customers

    • Follow up with leads to conve

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Any job at CSB Bank is sales based purely because they need new customers on daily basis from our individual contribution. You should find from existing customer or through marketing activities.

I applied via Campus Placement and was interviewed in May 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Give your introduction.
  • Q2. What are your hobbies?
  • Q3. How many branches are there in your area?
  • Ans. 

    There are several branches in my area offering various services.

    • There are multiple branches of different banks in my area.

    • There are several fast food chains with branches in my area.

    • There are multiple supermarkets and grocery stores in my area.

    • There are several pharmacies and medical clinics in my area.

    • There are multiple gas stations in my area.

  • Answered by AI
  • Q4. Except the Taliban issue, say any current affair.
  • Q5. What are the recent technologies used in bank?
  • Ans. 

    Banks are using various technologies such as AI, blockchain, biometrics, and mobile banking apps.

    • Artificial Intelligence (AI) for fraud detection and customer service

    • Blockchain for secure and transparent transactions

    • Biometrics for authentication and security

    • Mobile banking apps for convenient and easy access to banking services

  • Answered by AI
  • Q6. What is phishing?
  • Ans. 

    Phishing is a type of cyber attack where attackers trick individuals into revealing sensitive information.

    • Phishing attacks can come in the form of emails, text messages, or phone calls.

    • Attackers often pose as a trustworthy entity, such as a bank or a popular website.

    • The goal of phishing is to obtain sensitive information, such as login credentials or credit card numbers.

    • Phishing attacks can be prevented by being cautio...

  • Answered by AI
  • Q7. Who is the governor of RBI?
  • Ans. 

    The governor of RBI is Shaktikanta Das.

    • Shaktikanta Das is the current governor of RBI.

    • He assumed office on December 12, 2018.

    • Prior to becoming the governor, he served as the Secretary of the Department of Economic Affairs in the Ministry of Finance.

    • As the governor, he is responsible for formulating and implementing monetary policies in India.

    • He plays a crucial role in maintaining financial stability and regulating the

  • Answered by AI
  • Q8. What is the net share value of Federal Bank?
  • Ans. 

    The net share value of Federal Bank is constantly changing and can be found on financial websites or through a stockbroker.

    • The net share value of Federal Bank is determined by the market demand and supply of its shares.

    • It can be found on financial websites such as Yahoo Finance or through a stockbroker.

    • As of a specific date or time, the net share value may be different.

    • The net share value is an important indicator of t

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Do your preparations well. Know about the bank, what are its new products. Prepare yourself with some basic banking conceots.

I applied via LinkedIn and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Coding Test 

They will share one link .. in that we have few multiple choise questions and 3 coding problems. one java, one HTML and one SQL

Round 2 - Technical 

(6 Questions)

  • Q1. Hibernate type of caches ?
  • Ans. 

    Hibernate supports two types of caches: Level 1 (session) cache and Level 2 (SessionFactory) cache.

    • Level 1 cache is associated with the session object and is enabled by default.

    • Level 2 cache is shared across sessions and requires configuration.

    • Level 2 cache can be implemented using various providers like Ehcache, Infinispan, Hazelcast, etc.

  • Answered by AI
  • Q2. How to implement REST API (steps)?
  • Ans. 

    To implement REST API, follow these steps:

    • Define the resources and their URIs

    • Define the HTTP methods (GET, POST, PUT, DELETE)

    • Implement the methods using a programming language

    • Test the API using tools like Postman

    • Document the API using tools like Swagger

  • Answered by AI
  • Q3. Transaction Management in springboot?
  • Ans. 

    Spring Boot provides transaction management support through the use of @Transactional annotation.

    • Spring Boot uses the @Transactional annotation to manage transactions.

    • The @Transactional annotation can be applied to methods or classes.

    • Spring Boot supports both programmatic and declarative transaction management.

    • Programmatic transaction management involves using the TransactionTemplate class.

    • Declarative transaction manag...

  • Answered by AI
  • Q4. CrudRepository v/s JpaRepository ?
  • Q5. What is n+1 issue in hybernate ?
  • Ans. 

    n+1 issue in Hibernate refers to the problem of excessive database queries being executed due to lazy loading.

    • Occurs when a query fetches an entity and its associated entities one at a time instead of all at once

    • Can be solved by using eager loading or batch fetching

    • Can also be solved by using a join fetch query

    • Can lead to performance issues and slow down the application

  • Answered by AI
  • Q6. Write small code using @OneToMany and @ManyToOne ?
  • Ans. 

    Example code using @OneToMany and @ManyToOne annotations

    • Create two entities, one with @OneToMany and the other with @ManyToOne annotation

    • Use mappedBy attribute in @OneToMany to specify the relationship

    • Use joinColumn attribute in @ManyToOne to specify the foreign key column

    • Example: User has many Posts, Post belongs to one User

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. HR will discuss about your Salary and other things ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview process is very nice and clear . but only one thing i faced here , Managers will play politics.

Skills evaluated in this interview

I applied via Naukri.com and was interviewed in May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(3 Questions)

  • Q1. Complete Unix sql Java
  • Q2. Sql basics and Unix
  • Q3. Unix basics and commands
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Dec 2022. There were 7 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Full resume screening
Round 3 - One-on-one 

(1 Question)

  • Q1. Question on questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Assurance of joining
Round 5 - One-on-one 

(1 Question)

  • Q1. Re-Assuarance of results
  • Ans. 

    Reassuring the interviewer about the reliability of the results

    • Highlight the thoroughness of the process followed to obtain the results

    • Mention any quality control measures implemented to ensure accuracy

    • Provide examples of successful outcomes or positive feedback received

    • Discuss any certifications or accreditations that validate the results

  • Answered by AI
Round 6 - One-on-one 

(1 Question)

  • Q1. Final assurance of achieving of Target
  • Ans. 

    Final assurance of achieving target is through continuous monitoring, adjusting strategies, and team collaboration.

    • Regularly track progress towards the target

    • Analyze data to identify areas of improvement

    • Adjust strategies based on feedback and results

    • Collaborate with team members to ensure everyone is aligned and working towards the same goal

  • Answered by AI
Round 7 - HR 

(1 Question)

  • Q1. Salary negotiation

Interview Preparation Tips

Interview preparation tips for other job seekers - You need to have in depth knowledge of your existing work
Interview experience
3
Average
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Personal Details
  • Q2. Work Experience
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Karur Vysya Bank Interview FAQs

How many rounds are there in Karur Vysya Bank Gold Loan Executive interview?
Karur Vysya Bank interview process usually has 2 rounds. The most common rounds in the Karur Vysya Bank interview process are Group Discussion and Aptitude Test.

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Karur Vysya Bank Gold Loan Executive Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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