Axis Bank Interview Questions, Process, and Tips

Working capital assessment involves analyzing a company's current assets and liabilities to determine its short-term financial health.

• Calculate current ratio (current assets / current liabilities)

• Analyze cash conversion cycle (CCC)

• Assess inventory turnover ratio

• Review accounts receivable turnover ratio

• Consider operating cash flow

I source new customers through networking, referrals, cold calling, and attending industry events.

• Networking: Building relationships with professionals in related industries to gain referrals.

• Referrals: Asking existing customers for recommendations to their contacts.

• Cold calling: Reaching out to potential customers via phone or email.

• Industry events: Attending conferences, trade shows, and seminars to connect with pote

Important financial ratios help assess a company's financial health and performance.

• Liquidity ratios measure a company's ability to meet short-term obligations (ex: current ratio, quick ratio)

• Profitability ratios assess a company's ability to generate profits (ex: return on equity, net profit margin)

• Debt ratios indicate a company's leverage and ability to repay debt (ex: debt to equity ratio, interest coverage ratio)

• Ef...read more

CASA stands for Current Account and Savings Account.

• CASA is a type of bank account that combines both a current account and a savings account.

• Current accounts are used for daily transactions and do not usually earn interest, while savings accounts are used to save money and earn interest.

• CASA accounts are important for banks as they provide a stable source of funding.

• Customers can access their funds easily through CASA...read more

Banking is a financial service that involves accepting deposits, lending money, and providing other financial services to customers.

• Banking involves accepting deposits from customers, which are then used to provide loans and other financial services.

• Banks also facilitate transactions such as wire transfers, issuing credit cards, and providing investment services.

• Customer relations are a key aspect of banking, as banks ...read more

Overloading is having multiple methods in the same class with the same name but different parameters. Overriding is implementing a method in a subclass that is already defined in the superclass.

• Overloading allows multiple methods with the same name but different parameters in the same class.

• Overriding involves implementing a method in a subclass that is already defined in the superclass.

• Overloading is resolved at compi

Java features include object-oriented programming, platform independence, automatic memory management, and multithreading.

• Object-oriented programming: Java supports classes and objects, allowing for modular and reusable code.

• Platform independence: Java programs can run on any platform with the Java Virtual Machine (JVM).

• Automatic memory management: Java uses garbage collection to automatically manage memory allocation ...read more

Abstract class is a class that cannot be instantiated and may contain abstract methods.

• Cannot be instantiated directly

• May contain abstract methods that must be implemented by subclasses

• Used to define a common interface for subclasses

I have a strong track record of exceeding sales targets and building strong relationships with clients.

• Proven track record of exceeding sales targets

• Strong relationship-building skills

• Ability to identify and capitalize on business opportunities

• Excellent communication and negotiation skills