Axis Bank Business Relationship Manager Interview Questions and Answers

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
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Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Q1. WHAT YOUR SKILL ,ABILITIES KNOWLEDGE
Ans. 
I possess strong communication skills, excellent relationship-building abilities, and in-depth knowledge of financial products and services.
• Strong communication skills: able to effectively communicate with clients and colleagues

• Excellent relationship-building abilities: skilled at developing and maintaining relationships with clients

• In-depth knowledge of financial products and services: familiar with various banking pr...read more
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Q2. ASK GENRAL QUATION ABOUT ORGANIZATION AND JOB REQUIREMENT
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Q1. What Is The Time for interview
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Q2. What Is The Offer Letter
Ans. 
An offer letter is a formal document that outlines the terms and conditions of a job offer.
• Contains details such as job title, salary, start date, benefits, and any conditions of employment.

• Typically includes a deadline for accepting the offer and instructions on how to do so.

• May also include information on background checks, drug tests, and other pre-employment requirements.
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Q3. Conframation Required
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Q4. Please Share Ditails On Mail..
Ans. 
I will provide details on mail as requested.
• I will include all relevant information in the email.

• I will ensure the email is clear and concise.

• I will address any specific questions or concerns mentioned in the interview.
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Q5. My Notice Timeing 1 Month
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Q1. What Is the Job Loacstion
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Q2. My Experience Is 6 Years..
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Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
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Q2. What is DSCR Ratio
Ans. 
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
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Q1. Kindly introduce
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Q2. Kindly tell you work in organization
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Q1. Kindly Introduce yourself
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Q2. Please let me know your work experience
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Q1. Wealth management
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Q2. Product knowledge
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Q1. Where are i live in
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Q2. What is my experience and what I do on that time
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Q3. She take a spellings test
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Q1. Where are I live in?
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Q2. What is my last job experience?
Ans. 
I worked as a Customer Service Representative at a retail bank.
• Assisted customers with account inquiries and transactions

• Promoted bank products and services to customers

• Handled customer complaints and resolved issues

• Processed loan applications and account openings
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Q3. Which location is comfort for me
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Having 2 round of gd and technical

Q1. Asking questions related to bank liability and loans
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