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Canara Bank Relationship Manager Interview Questions and Answers

Updated 21 Nov 2024

Canara Bank Relationship Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is working capital
  • Ans. 

    Working capital is the difference between a company's current assets and current liabilities.

    • Working capital is essential for a company's day-to-day operations.

    • It indicates the company's ability to meet its short-term financial obligations.

    • Formula: Working Capital = Current Assets - Current Liabilities

    • Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi

  • Answered by AI
  • Q2. What is DSCR Ratio
  • Ans. 

    DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.

    • DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

    • A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Hi

Relationship Manager Interview Questions & Answers

user image Ashish Agarwal

posted on 17 Nov 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Recruitment Consulltant and was interviewed before Nov 2022. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. About job profile
Round 2 - Case Study 

How do you deal with arrogant customers

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Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Introduction about the background
  • Q2. How will you be useful in the company
  • Q3. Are you comfortable for pan india location
  • Q4. Are you eager to learn
  • Q5. Loyal to the company
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. What Is The Time for interview
  • Q2. What Is The Offer Letter
  • Ans. 

    An offer letter is a formal document that outlines the terms and conditions of a job offer.

    • Contains details such as job title, salary, start date, benefits, and any conditions of employment.

    • Typically includes a deadline for accepting the offer and instructions on how to do so.

    • May also include information on background checks, drug tests, and other pre-employment requirements.

  • Answered by AI
  • Q3. Conframation Required
  • Q4. Please Share Ditails On Mail..
  • Ans. 

    I will provide details on mail as requested.

    • I will include all relevant information in the email.

    • I will ensure the email is clear and concise.

    • I will address any specific questions or concerns mentioned in the interview.

  • Answered by AI
  • Q5. My Notice Timeing 1 Month
Round 2 - HR 

(2 Questions)

  • Q1. What Is the Job Loacstion
  • Q2. My Experience Is 6 Years..

Interview Preparation Tips

Interview preparation tips for other job seekers - Please Share Advice My Job
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. What is your work experience?
  • Ans. 

    I have 5 years of experience working as a Relationship Manager in the banking industry.

    • Managed a portfolio of high net-worth clients

    • Developed and maintained relationships with clients to understand their financial needs

    • Provided personalized financial solutions and advice to clients

    • Collaborated with internal teams to ensure seamless delivery of services

    • Achieved sales targets and contributed to the overall growth of the

  • Answered by AI
  • Q2. Please tell me about work of business loan, Secured, unsecured, CC, OD, working capital, LAP.
  • Ans. 

    Business loans can be secured or unsecured, with options like CC, OD, working capital, and LAP available for businesses.

    • Business loans can be secured by collateral such as property or equipment, providing a lower interest rate.

    • Unsecured loans do not require collateral but may have higher interest rates to compensate for the risk.

    • CC (Cash Credit) is a type of loan where the borrower can withdraw funds up to a certain li...

  • Answered by AI
  • Q3. Please tell me about your family members
  • Ans. 

    I come from a close-knit family of five, including my parents, older sister, and younger brother.

    • Parents are both retired and enjoy traveling

    • Older sister is a lawyer and lives in a different city

    • Younger brother is studying engineering at university

  • Answered by AI
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - HR 

(2 Questions)

  • Q1. Kindly introduce
  • Q2. Kindly tell you work in organization
Round 2 - HR 

(2 Questions)

  • Q1. Kindly Introduce yourself
  • Q2. Please let me know your work experience
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - One-on-one 

(4 Questions)

  • Q1. Methods of working capital assessment.
  • Ans. 

    Working capital assessment involves analyzing a company's current assets and liabilities to determine its short-term financial health.

    • Calculate current ratio (current assets / current liabilities)

    • Analyze cash conversion cycle (CCC)

    • Assess inventory turnover ratio

    • Review accounts receivable turnover ratio

    • Consider operating cash flow

  • Answered by AI
  • Q2. How do you source new customer?
  • Ans. 

    I source new customers through networking, referrals, cold calling, and attending industry events.

    • Networking: Building relationships with professionals in related industries to gain referrals.

    • Referrals: Asking existing customers for recommendations to their contacts.

    • Cold calling: Reaching out to potential customers via phone or email.

    • Industry events: Attending conferences, trade shows, and seminars to connect with pote

  • Answered by AI
  • Q3. What are the important financial ratios and their implications?
  • Ans. 

    Important financial ratios help assess a company's financial health and performance.

    • Liquidity ratios measure a company's ability to meet short-term obligations (ex: current ratio, quick ratio)

    • Profitability ratios assess a company's ability to generate profits (ex: return on equity, net profit margin)

    • Debt ratios indicate a company's leverage and ability to repay debt (ex: debt to equity ratio, interest coverage ratio)

    • Ef...

  • Answered by AI
  • Q4. Personal and educational background.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Wealth management
  • Q2. Product knowledge
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Mutual fund Questions
  • Q2. Previous company working
  • Ans. 

    I worked at XYZ Company as a Relationship Manager for 3 years.

    • Managed a portfolio of high net-worth clients

    • Developed and maintained relationships with clients to ensure satisfaction and retention

    • Analyzed financial data to provide personalized investment recommendations

  • Answered by AI
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about past experiences in detail.
  • Ans. 

    I have extensive experience working as a Relationship Manager in the banking industry.

    • Managed a portfolio of high net worth clients, providing personalized financial solutions

    • Developed and maintained strong relationships with clients to ensure their financial goals were met

    • Collaborated with internal teams to address client needs and resolve any issues

    • Analyzed market trends and competitor activities to identify new busi...

  • Answered by AI
  • Q2. Salary expectation

Interview Preparation Tips

Interview preparation tips for other job seekers - Kotak HR is dependent on Hiring manager for salary negotiations. Kotak is poor in terms of salary but if you are already working and selected for Kotak then be tough with salary negotiation but don’t stretch them too far else you’ll lose the opportunity. One needs to understand and feel the break even point of salary demand.

Canara Bank Interview FAQs

How many rounds are there in Canara Bank Relationship Manager interview?
Canara Bank interview process usually has 2 rounds. The most common rounds in the Canara Bank interview process are One-on-one Round, Resume Shortlist and Case Study.
How to prepare for Canara Bank Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Canara Bank. The most common topics and skills that interviewers at Canara Bank expect are Relationship Management, Brokerage, Demat, Sales and Trading.
What are the top questions asked in Canara Bank Relationship Manager interview?

Some of the top questions asked at the Canara Bank Relationship Manager interview -

  1. What is working capi...read more
  2. What is DSCR Ra...read more

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Canara Bank Relationship Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
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Canara Bank Relationship Manager Reviews and Ratings

based on 1 review

3.0/5

Rating in categories

2.0

Skill development

3.0

Work-life balance

3.0

Salary

2.0

Job security

3.0

Company culture

3.0

Promotions

3.0

Work satisfaction

Explore 1 Review and Rating
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