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I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
Working capital is the difference between a company's current assets and current liabilities.
Working capital is essential for a company's day-to-day operations.
It indicates the company's ability to meet its short-term financial obligations.
Formula: Working Capital = Current Assets - Current Liabilities
Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.
A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
I applied via Recruitment Consulltant and was interviewed before Nov 2022. There were 2 interview rounds.
How do you deal with arrogant customers
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posted on 10 Jan 2025
An offer letter is a formal document that outlines the terms and conditions of a job offer.
Contains details such as job title, salary, start date, benefits, and any conditions of employment.
Typically includes a deadline for accepting the offer and instructions on how to do so.
May also include information on background checks, drug tests, and other pre-employment requirements.
I will provide details on mail as requested.
I will include all relevant information in the email.
I will ensure the email is clear and concise.
I will address any specific questions or concerns mentioned in the interview.
I applied via Approached by Company and was interviewed in Nov 2024. There was 1 interview round.
I have 5 years of experience working as a Relationship Manager in the banking industry.
Managed a portfolio of high net-worth clients
Developed and maintained relationships with clients to understand their financial needs
Provided personalized financial solutions and advice to clients
Collaborated with internal teams to ensure seamless delivery of services
Achieved sales targets and contributed to the overall growth of the
Business loans can be secured or unsecured, with options like CC, OD, working capital, and LAP available for businesses.
Business loans can be secured by collateral such as property or equipment, providing a lower interest rate.
Unsecured loans do not require collateral but may have higher interest rates to compensate for the risk.
CC (Cash Credit) is a type of loan where the borrower can withdraw funds up to a certain li...
I come from a close-knit family of five, including my parents, older sister, and younger brother.
Parents are both retired and enjoy traveling
Older sister is a lawyer and lives in a different city
Younger brother is studying engineering at university
I was interviewed in Jan 2025.
I applied via Recruitment Consulltant
Working capital assessment involves analyzing a company's current assets and liabilities to determine its short-term financial health.
Calculate current ratio (current assets / current liabilities)
Analyze cash conversion cycle (CCC)
Assess inventory turnover ratio
Review accounts receivable turnover ratio
Consider operating cash flow
I source new customers through networking, referrals, cold calling, and attending industry events.
Networking: Building relationships with professionals in related industries to gain referrals.
Referrals: Asking existing customers for recommendations to their contacts.
Cold calling: Reaching out to potential customers via phone or email.
Industry events: Attending conferences, trade shows, and seminars to connect with pote
Important financial ratios help assess a company's financial health and performance.
Liquidity ratios measure a company's ability to meet short-term obligations (ex: current ratio, quick ratio)
Profitability ratios assess a company's ability to generate profits (ex: return on equity, net profit margin)
Debt ratios indicate a company's leverage and ability to repay debt (ex: debt to equity ratio, interest coverage ratio)
Ef...
posted on 17 Sep 2024
posted on 27 Jul 2024
I worked at XYZ Company as a Relationship Manager for 3 years.
Managed a portfolio of high net-worth clients
Developed and maintained relationships with clients to ensure satisfaction and retention
Analyzed financial data to provide personalized investment recommendations
posted on 26 Aug 2024
I have extensive experience working as a Relationship Manager in the banking industry.
Managed a portfolio of high net worth clients, providing personalized financial solutions
Developed and maintained strong relationships with clients to ensure their financial goals were met
Collaborated with internal teams to address client needs and resolve any issues
Analyzed market trends and competitor activities to identify new busi...
based on 2 interviews
Interview experience
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Rating in categories
Manager
387
salaries
| ₹6.8 L/yr - ₹25 L/yr |
Senior Manager
358
salaries
| ₹11 L/yr - ₹30 L/yr |
Assistant Manager
259
salaries
| ₹5.3 L/yr - ₹18 L/yr |
Officer
179
salaries
| ₹5 L/yr - ₹18 L/yr |
Chief Manager
147
salaries
| ₹12 L/yr - ₹45 L/yr |
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