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I was interviewed in Jan 2025.
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posted on 10 Jan 2025
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
Working capital is the difference between a company's current assets and current liabilities.
Working capital is essential for a company's day-to-day operations.
It indicates the company's ability to meet its short-term financial obligations.
Formula: Working Capital = Current Assets - Current Liabilities
Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.
A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
posted on 30 Aug 2024
I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.
Experienced Relationship Manager with a strong background in client relations and business development.
Over 5 years of experience in managing client portfolios and fostering strong relationships
Proven track record of exceeding sales targets and driving revenue growth
Skilled in identifying client needs and providing tailored solutions
Excellent communication and negotiation skills
Previous experience in financial services
My favorite banking product is the high-yield savings account.
I appreciate the competitive interest rates offered by high-yield savings accounts
I value the ability to easily access my funds while still earning a good return
Examples include online banks like Ally Bank or Marcus by Goldman Sachs
I applied via Recruitment Consulltant
Working capital assessment involves analyzing a company's current assets and liabilities to determine its short-term financial health.
Calculate current ratio (current assets / current liabilities)
Analyze cash conversion cycle (CCC)
Assess inventory turnover ratio
Review accounts receivable turnover ratio
Consider operating cash flow
I source new customers through networking, referrals, cold calling, and attending industry events.
Networking: Building relationships with professionals in related industries to gain referrals.
Referrals: Asking existing customers for recommendations to their contacts.
Cold calling: Reaching out to potential customers via phone or email.
Industry events: Attending conferences, trade shows, and seminars to connect with pote
Important financial ratios help assess a company's financial health and performance.
Liquidity ratios measure a company's ability to meet short-term obligations (ex: current ratio, quick ratio)
Profitability ratios assess a company's ability to generate profits (ex: return on equity, net profit margin)
Debt ratios indicate a company's leverage and ability to repay debt (ex: debt to equity ratio, interest coverage ratio)
Ef...
posted on 17 Sep 2024
posted on 27 Jul 2024
I worked at XYZ Company as a Relationship Manager for 3 years.
Managed a portfolio of high net-worth clients
Developed and maintained relationships with clients to ensure satisfaction and retention
Analyzed financial data to provide personalized investment recommendations
I am an experienced relationship manager with a strong track record in building and maintaining client relationships.
I have worked in the banking industry for over 10 years, specializing in relationship management.
I have a proven ability to understand client needs and provide tailored solutions.
I excel in building trust and rapport with clients, resulting in long-term partnerships.
I am skilled in cross-selling and upse...
I have worked as a Relationship Manager for the past 5 years, handling client portfolios and building strong customer relationships.
Managed a portfolio of high net worth clients, providing personalized financial advice and solutions.
Developed and implemented strategies to increase client retention and satisfaction.
Collaborated with cross-functional teams to address client needs and resolve issues.
Organized and conducte...
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Senior Manager
368
salaries
| ₹9.5 L/yr - ₹37 L/yr |
Manager
295
salaries
| ₹8 L/yr - ₹28 L/yr |
Chief Manager
268
salaries
| ₹13.9 L/yr - ₹52 L/yr |
Assistant Manager
262
salaries
| ₹5.5 L/yr - ₹21 L/yr |
Senior Relationship Manager
186
salaries
| ₹4.4 L/yr - ₹14.9 L/yr |
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