Bank of Baroda Retired Chief Manager Interview Questions and Answers

I have faced issues related to database performance and data integrity. I took various actions such as optimizing queries, indexing tables, and implementing data validation checks.

• Optimized slow queries by analyzing query execution plans and adding appropriate indexes

• Implemented data validation checks to ensure data integrity and prevent errors

• Resolved database deadlocks by adjusting transaction isolation levels

• Improve...read more

The 5 major jobs of a BM include market research, product development, branding, sales, and customer service.

• Conducting market research to identify customer needs and preferences

• Developing new products or improving existing ones

• Creating and managing brand identity and marketing campaigns

• Driving sales through various channels such as advertising, promotions, and partnerships

• Providing excellent customer service to mainta

Highlight the benefits of investing in stocks and mutual funds over FDs for senior citizens.

• Explain how inflation can erode the value of their savings in FDs over time

• Emphasize the potential for higher returns in the long run with stocks and mutual funds

• Highlight the tax benefits of investing in equity-linked savings schemes (ELSS)

• Assure them that investing in stocks and mutual funds can be done safely with proper rese...read more

For long-term investment in mutual funds, recommended funds are diversified equity funds and balanced funds. To get regular payouts from growth funds, one can opt for systematic withdrawal plans (SWP).

• Recommended funds for long-term investment: diversified equity funds and balanced funds

• Diversified equity funds provide exposure to a wide range of stocks, offering potential for higher returns

• Balanced funds invest in a m...read more

Mutual Funds in India have captured around 14% of the total assets under management in the financial market.

• Mutual Funds in India have grown significantly in the past decade.

• As of March 2021, the total assets under management (AUM) of the mutual fund industry in India stood at INR 32.17 trillion (USD 430 billion).

• This is around 14% of the total assets under management in the financial market.

• The market capture of mutua...read more