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HDB Financial Services Credit Card Business Development Representative Interview Questions and Answers

Updated 10 Jan 2024

HDB Financial Services Credit Card Business Development Representative Interview Experiences

4 interviews found

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself?
  • Q2. I am an iPhone user how will you convince me to sift in android devices?
  • Ans. 

    I would highlight the benefits of Android devices such as customization options, affordability, and variety of hardware choices.

    • Highlight the customization options available on Android devices compared to iPhones.

    • Emphasize the affordability of Android devices in comparison to iPhones.

    • Mention the wide variety of hardware choices available in the Android ecosystem.

  • Answered by AI
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Tell me about your self? Ur family background?
  • Q2. Family background?
  • Q3. Previous experience?

Credit Card Business Development Representative Interview Questions Asked at Other Companies

Q1. I am an iPhone user how will you convince me to sift in android d ... read more
Q2. What is loan, customer loan benefit
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Assignment 

Simply I attend interview date or ask normal question maintenance dress code

Round 3 - HR 

(2 Questions)

  • Q1. Previous job details,what is personality, Why bank provided a customer to credit card
  • Q2. What is loan, customer loan benefit
  • Ans. 

    A loan is a sum of money borrowed by a customer from a lender with an agreement to repay it with interest over time.

    • Loans provide customers with access to funds they may not have otherwise had.

    • Customers can use loans for a variety of purposes, such as purchasing a car or home, paying for education, or consolidating debt.

    • Loan benefits may include lower interest rates, flexible repayment terms, and the ability to improve

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - No, I am completed master of arts job offer provide to me one bankers , aur simply attend to the interview
Interview experience
3
Average
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Just prepare for obey and accepting commitment and hournering
  • Q2. What is your Past Experience? Notice period duration ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Clean shave
Formals
Shoes manditory
obey and accept and honour

HDB Financial Services interview questions for designations

 Credit Card Sales Executive

 (1)

 Credit Card Collection Officer

 (1)

 Business Development Representative

 (2)

 Business Development Executive

 (6)

 Business Development Manager

 (1)

 Credit Manager

 (9)

 Credit Officer

 (1)

 Credit Analyst

 (1)

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Basics knowledge
  • Q2. Work experience
Round 2 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Previous company and work experience
Round 3 - HR 

(2 Questions)

  • Q1. Expected Salary
  • Q2. Perfeat location
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
  • Q2. Financial Knowledge
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meaning of CBIL
  • Ans. 

    CBIL stands for Credit Bureau India Limited, which is a credit information company in India.

    • CBIL is a credit information company that collects and maintains credit information of individuals and businesses.

    • It provides credit reports and scores to lenders to help them make informed lending decisions.

    • CBIL helps in reducing the risk of default by providing accurate credit information.

    • It plays a crucial role in the credit ...

  • Answered by AI
  • Q2. What are the metrics used to evaluate risk
  • Ans. 

    Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.

    • Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.

    • Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.

    • Payment history: A record of a borrower's past payments on credit accounts.

    • Credit utilization: The amount

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Why your leaving privious company
  • Ans. 

    Seeking new challenges and growth opportunities in a different work environment.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city

  • Answered by AI
  • Q2. What was salary expectation
  • Ans. 

    My salary expectation is in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Manager salaries

    • Consider my experience and qualifications when determining salary expectation

    • Be open to negotiation based on the overall compensation package offered

  • Answered by AI

HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Credit Card Business Development Representative interview?
HDB Financial Services interview process usually has 2 rounds. The most common rounds in the HDB Financial Services interview process are Resume Shortlist, One-on-one Round and Assignment.
What are the top questions asked in HDB Financial Services Credit Card Business Development Representative interview?

Some of the top questions asked at the HDB Financial Services Credit Card Business Development Representative interview -

  1. I am an iPhone user how will you convince me to sift in android devic...read more
  2. What is loan, customer loan bene...read more
  3. Just prepare for obey and accepting commitment and hourner...read more

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HDB Financial Services Credit Card Business Development Representative Interview Process

based on 4 interviews

1 Interview rounds

  • Resume Shortlist Round
View more

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15% less than the average Credit Card Business Development Representative Salary in India
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HDB Financial Services Credit Card Business Development Representative Reviews and Ratings

based on 11 reviews

3.6/5

Rating in categories

3.4

Skill development

3.1

Work-life balance

3.5

Salary

3.0

Job security

3.2

Company culture

3.2

Promotions

3.3

Work satisfaction

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