HDB Financial Services Credit Card Business Development Representative Interview Questions and Answers

Q1. Credit officer skills
Add your answer
Q2. And about the project
Add your answer

Q1. About location where u want to choose
Add your answer
Q2. Self introduction
Add your answer

Q1. Tell me about yourself.
Add your answer
Q2. What motivates you to want to join BFIL?
Add your answer
Q3. Basic questions about previous employers and reasons of leaving previous job.
Add your answer

Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
Add your answer
Q2. About product knowledge and industry knowledge
Add your answer

Q1. When was microfinance established
Ans. 
Microfinance was established in the 1970s as a way to provide financial services to low-income individuals and communities.
• Microfinance originated in the 1970s as an initiative to alleviate poverty and promote financial inclusion.

• The Grameen Bank in Bangladesh, founded by Muhammad Yunus in 1976, is often credited as the pioneer of modern microfinance.

• Microfinance institutions offer small loans, savings accounts, and ot...read more
Answered by AI
View 1 more answer
Q2. Muthoot MICROFIN CEO
Add your answer
Q3. The company was set up muthoot
Ans. MR N. Mathai Muthoot) in 1887 at Kozhencherry
Answered Anonymously
Add your answer

Nothing , easy only logical and communication

It was easy basic logical reasoning

Q1. Introduction of yourself
Ans. 
I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.
• Over 5 years of experience in credit management

• Proficient in financial analysis and risk assessment

• Strong understanding of credit policies and procedures

• Excellent communication and negotiation skills

• Proven track record of reducing bad debt and improving cash flow
Answered by AI
Add your answer
Q2. Document in credit
Ans. 
Documenting credit information is crucial for assessing risk and making informed decisions.
• Maintain detailed records of customer credit applications, approvals, and payment history

• Include relevant financial statements, credit reports, and references in the documentation

• Regularly update and review credit files to ensure accuracy and compliance with policies

• Document any communication or agreements regarding credit terms ...read more
Answered by AI
Add your answer