Axis Bank Interview Questions, Process, and Tips

Q1. What is GROUP BY statement used for in SQL?
Ans. 
GROUP BY statement is used to group rows in a table based on one or more columns, and apply aggregate functions on each group.
• GROUP BY is used in conjunction with aggregate functions like SUM, COUNT, AVG, etc.

• It helps in summarizing data and generating reports.

• It is often used with the HAVING clause to filter groups based on conditions.

• GROUP BY can be used with multiple columns to create nested groups.

• The order of colu...read more
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Q2. Group By divides the results of a query into groups of rows. It is used with aggregate functions like sum, avg, etc.
Ans. 
Group By divides query results into groups of rows for use with aggregate functions.
• Group By is used to group rows based on one or more columns in a query result.

• It is commonly used with aggregate functions like sum, avg, count, etc.

• Group By can be used to generate summary reports or perform calculations on subsets of data.

• It helps in organizing and analyzing data based on specific criteria.

• Example: SELECT department,
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Q1. What is current account for hni Clients
Ans. 
A current account for HNI clients is a specialized banking account that offers exclusive benefits and services tailored to high net worth individuals.
• Higher transaction limits

• Dedicated relationship manager

• Priority customer service

• Access to premium banking products and services

• Customized investment options

• Exclusive lifestyle privileges
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Q2. Elite account more the 5 lacs maintenance balance
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Q1. Salary discussion and self introduction
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Q1. My knowledge on PFMS and enquiry about State Entities that I have handled in past
Ans. PFMS is a financial monitoring platform used for fund monitoring of government schemes Also types of schemes and there examples
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Q2. My Experience in Government Banking Field
Ans. 
I have over 10 years of experience in the government banking field, including roles in strategic planning and financial analysis.
• Led strategic planning initiatives to optimize government banking services

• Performed financial analysis to identify cost-saving opportunities

• Collaborated with government agencies to ensure compliance with regulations

• Implemented new technologies to improve efficiency and customer service

• Managed...read more
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Q3. What are the types of CMS products I have handled and implemented
Ans. 
I have handled and implemented various types of CMS products including WordPress, Drupal, and Joomla.
• WordPress - used for blogging and website content management

• Drupal - used for complex websites and web applications

• Joomla - used for e-commerce websites and online communities
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Q4. Kindly explain the product journey of API payments and Collections
Ans. 
The product journey of API payments and Collections involves integrating payment gateways and automating collection processes.
• Integration of payment gateways like PayPal, Stripe, and Square to enable online payments

• Automating collection processes through APIs to streamline invoicing and payment tracking

• Enhancing security measures to protect sensitive payment information

• Improving user experience by providing seamless pa
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Q5. Why do you want to leave your current organisation
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Q1. Whats the number of experience I hold on my current field
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Q2. Are you willing to relocate
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Q3. Why should I hire you
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Q4. What are the ways you can help our organization in making this fruitful
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Q5. If there are 3 people out of which 1 has sales quality, 1 has knowledge about peoduct and 1 can do both well, whom should I pick
Ans. 
You should pick the person who can do both sales and product knowledge well.
• Choose the person who can do both sales and product knowledge well as they will be able to handle a wider range of responsibilities effectively.

• Having a well-rounded individual who can excel in both areas will benefit the team and the company as a whole.

• Consider the overall needs of the role and the team dynamics when making your decision.
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Q6. Tell me the last place you visited for any kind of business presentations
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Case study was given on certain scenarios where a customer who is trying to do fraud txn and the ways how a banker can prevent it

Q1. What is your current CTC that was offered from your 1st organization
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Q2. What was your CTC offered from current organisation
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Q3. What is your fixed and gross CTC that come with your offer letter at YBL
Ans. 
I am unable to provide specific details about my fixed and gross CTC without referring to my offer letter.
• I am unable to disclose specific details about my fixed and gross CTC without referring to my offer letter.

• The fixed CTC typically includes the base salary and other fixed components of the compensation package.

• The gross CTC includes the fixed CTC along with variable components like bonuses, incentives, and benefit...read more
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Q4. What is your expectations from current offered CTC that we would provide
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Q1. Negotiation on what was offered to me on the appointment letter and offer letter
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Q2. Final round of discussion on my educational Qualification
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Q3. Lastly the offer letter was given with grade and final CTC
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Q1. Tell me about your self
Ans. 
Experienced team manager with a proven track record of leading successful teams and achieving goals.
• Over 5 years of experience in team management

• Strong communication and leadership skills

• Ability to motivate and inspire team members

• Track record of meeting and exceeding targets

• Experience in conflict resolution and problem-solving

• Managed a team of 15 sales representatives and consistently exceeded sales targets
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Q2. About Last profile
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Q1. Tell me about your self!
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Q2. Tell about your work profile in your previous companies!
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Q3. Differentiate between sales and marketing with an example!
Ans. 
Sales focuses on selling products or services, while marketing focuses on promoting and creating awareness about those products or services.
• Sales involves direct interaction with potential customers to close deals

• Marketing involves creating advertising campaigns, branding, and market research

• Example: A salesperson may reach out to a customer to pitch a product, while a marketer may create a social media campaign to pro
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