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Axis Bank

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3.8

based on 24.9k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Axis Bank Relationship Associate Interview Questions and Answers

Updated 14 Jul 2021

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Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is working capital
  • Ans. 

    Working capital is the difference between a company's current assets and current liabilities.

    • Working capital is essential for a company's day-to-day operations.

    • It indicates the company's ability to meet its short-term financial obligations.

    • Formula: Working Capital = Current Assets - Current Liabilities

    • Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi

  • Answered by AI
  • Q2. What is DSCR Ratio
  • Ans. 

    DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.

    • DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

    • A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Hi
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Based on Experience
  • Q2. No of proposal procees

Interview Preparation Tips

Interview preparation tips for other job seekers - Recruitment for MSME Relationship Manager. Kindly prepare the below.

1. Ratio Analysis ( Current Ratio, Debt to Equity Ratio, DSCR , Interest Coverage Ratio, Tangible network, Networth )
2. Through Knowledge on Working capital, Supply chain Finance , Bank Guarantee, Letter of Credit )
3. Balance sheet and profit and loss statement analysis. Question will be asked on this.
4. CIBIL ( Commercial and individual)
5. Equitable Mortgage and Loan Against property details.
6. No of case and portfolio Handling.
7. Channel Partner Knowledge of local Area.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Wealth management
  • Q2. Product knowledge
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Mutual fund Questions
  • Q2. Previous company working
  • Ans. 

    I worked at XYZ Company as a Relationship Manager for 3 years.

    • Managed a portfolio of high net-worth clients

    • Developed and maintained relationships with clients to ensure satisfaction and retention

    • Analyzed financial data to provide personalized investment recommendations

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in May 2024. There was 1 interview round.

Round 1 - Group Discussion 

Good communication skill and good knowlege about mu work and company

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Sep 2023. There were 2 interview rounds.

Round 1 - Assignment 

Some of case scenario questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. How to handle angry customer
  • Ans. 

    Listen to their concerns, empathize, remain calm, offer solutions, follow up

    • Listen actively to their complaints without interrupting

    • Empathize with their emotions and show understanding

    • Remain calm and composed, avoid getting defensive

    • Offer solutions or alternatives to address their issues

    • Follow up with the customer to ensure their satisfaction

  • Answered by AI
  • Q2. What was your role in marketing?
  • Ans. 

    I was responsible for developing and implementing marketing strategies to attract new clients and retain existing ones.

    • Developed marketing campaigns to promote products and services

    • Analyzed market trends and competitor activities

    • Collaborated with sales team to generate leads and increase revenue

    • Utilized social media and digital marketing channels to reach target audience

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Apr 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

ItFirst, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.

Round 3 - Group Discussion 

First, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.

Round 4 - Aptitude Test 

First, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.

Interview Preparation Tips

Interview preparation tips for other job seekers - First, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.First, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.

Interview Questionnaire 

4 Questions

  • Q1. 1. How did you reach Krnataka? As you are from Jharkhand
  • Q2. Profile related questions
  • Q3. Why are you switching the job
  • Q4. Tell about yourself why should I hire you

Interview Preparation Tips

Interview preparation tips for other job seekers - I have cleared my interview with confidence. Basically I am from sales background & worked in karnataka (Hubli), our mindset should be clear They will ask lots of questions regarding your profile and how you worked. But you should be ready for any place and any profile at any point of time, because if organisation is showing interest on me that I can handle any circumstances then I believe I am very lucky. Finally I moved to Haryana from Karnataka.

Regards
Amit singh

Interview Questionnaire 

6 Questions

  • Q1. Why u r going to Left out the job??
  • Ans. 

    I am looking for better growth opportunities and challenges in my career.

    • I feel that I have reached a point where I am not learning anything new in my current role

    • I am seeking a more challenging role that will allow me to utilize my skills and experience to their fullest potential

    • I am looking for a company that values its employees and provides opportunities for growth and development

    • I believe that this position aligns...

  • Answered by AI
  • Q2. Even i PRU have a brand name ??
  • Ans. 

    Yes, PRU has a brand name.

    • PRU is short for Prudential, a well-known financial services company.

    • Prudential has been in business for over 140 years and has a strong reputation.

    • The company offers a range of financial products and services, including insurance, investments, and retirement planning.

    • Prudential is recognized as a top brand in the financial services industry.

    • The company's brand is built on trust, reliability, ...

  • Answered by AI
  • Q3. Y ur left out 1 product job and why u are choosing multipal product selling job??
  • Ans. 

    I left my previous job because it only focused on one product, whereas I am choosing a multiple product selling job to broaden my knowledge and skills.

    • Left previous job due to limited product focus

    • Choosing multiple product selling job to expand knowledge and skills

    • Opportunity to learn about different products and industries

    • Ability to cater to diverse customer needs

    • Enhanced sales potential with a wider range of products

  • Answered by AI
  • Q4. What is the loopholes of ur previous organization?
  • Ans. 

    Loopholes in my previous organization included lack of communication, inadequate training, and inefficient processes.

    • Lack of communication between departments led to delays and misunderstandings.

    • Inadequate training programs resulted in employees not being fully equipped to handle their responsibilities.

    • Inefficient processes caused unnecessary delays and wasted resources.

    • Example: The lack of a centralized database led t...

  • Answered by AI
  • Q5. Which you are supposed to remove if they are giving u such a rights??
  • Ans. 

    The question is unclear and lacks context.

    • The question needs to provide more information about the specific rights being referred to.

    • Without knowing the rights in question, it is impossible to determine which ones should be removed.

    • Request clarification from the interviewer to provide a more specific scenario or context.

  • Answered by AI
  • Q6. Which was the good thing about that organization which u never forgot??
  • Ans. 

    The good thing about that organization that I never forgot was their strong emphasis on employee development and growth.

    • The organization had a comprehensive training and development program that helped employees enhance their skills and knowledge.

    • They provided opportunities for employees to attend workshops, seminars, and conferences to stay updated with industry trends.

    • The organization also had a mentoring program whe...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Be transparent
Be clear about what you say..
and if u r not knowing the answer then simply say I m not awear about that thing..!!
Don't make it too much complicated for you..!!

All the very best..!😇

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Axis Bank Relationship Associate Salary
based on 25 salaries
₹1.8 L/yr - ₹3.8 L/yr
19% less than the average Relationship Associate Salary in India
View more details

Axis Bank Relationship Associate Reviews and Ratings

based on 6 reviews

5.0/5

Rating in categories

4.9

Skill development

5.0

Work-life balance

5.0

Salary

5.0

Job security

5.0

Company culture

4.6

Promotions

5.0

Work satisfaction

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