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Axis Bank Cpa Credit Executive Interview Questions and Answers

Updated 29 Mar 2024

Axis Bank Cpa Credit Executive Interview Experiences

1 interview found

Cpa Credit Executive Interview Questions & Answers

user image Viswa Balakumar

posted on 26 Aug 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Banking relative questions

Round 2 - HR 

(1 Question)

  • Q1. Your goals.next college life is which study

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Aug 2024.

Round 1 - One-on-one 

(3 Questions)

  • Q1. What were your major findings during the audit?
  • Ans. 

    During the audit, major findings included high levels of overdue accounts, discrepancies in financial records, and inadequate credit risk assessment procedures.

    • High levels of overdue accounts were identified, indicating potential cash flow issues.

    • Discrepancies in financial records were found, suggesting errors or fraud.

    • Inadequate credit risk assessment procedures were noted, increasing the company's exposure to bad deb

  • Answered by AI
  • Q2. How do you conduct a fraud investigation?
  • Ans. 

    Fraud investigations involve gathering evidence, analyzing data, interviewing witnesses, and collaborating with law enforcement.

    • Start by gathering all relevant documents and data related to the suspected fraud.

    • Conduct interviews with employees, customers, and other relevant parties to gather information and potential leads.

    • Analyze financial records, transactions, and other evidence to identify any irregularities or sus...

  • Answered by AI
  • Q3. What is your motivation for seeking an individual role when you are currently in a team position?
  • Ans. 

    I am seeking an individual role to take on more responsibility and challenge myself to grow professionally.

    • Seeking new challenges and opportunities for growth

    • Desire for more responsibility and autonomy

    • Ability to showcase individual skills and contributions

    • Personal career development goals

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. How do you manage fraud investigations?
  • Ans. 

    I manage fraud investigations by conducting thorough analysis, utilizing fraud detection tools, collaborating with law enforcement, and implementing preventative measures.

    • Conduct thorough analysis of suspicious activities and transactions

    • Utilize fraud detection tools and software to identify potential fraudulent behavior

    • Collaborate with law enforcement agencies and regulatory bodies to investigate and prosecute fraudst...

  • Answered by AI
  • Q2. How do you plan to manage the entire Madhya Pradesh state?
  • Ans. 

    I plan to manage the entire Madhya Pradesh state by implementing efficient credit policies, building strong relationships with clients and stakeholders, and closely monitoring credit risk.

    • Developing and implementing credit policies and procedures to ensure timely and accurate credit decisions

    • Building strong relationships with clients, vendors, and other stakeholders to facilitate smooth credit transactions

    • Closely monit...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare thoroughly for your interview, as there will also be situational-based questions.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What are your strengths and weaknesses

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

  • Answered by AI
  • Q2. Ratios analysis , banking analaysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
  • Q2. Tell about your previous experience?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Why Bank of Baroda
  • Ans. 

    Bank of Baroda is a reputable and established financial institution with a strong presence in the market.

    • Bank of Baroda has a long history of providing reliable banking services to customers.

    • The bank has a strong reputation for its ethical practices and customer-centric approach.

    • Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.

    • The bank has a strong presence bo...

  • Answered by AI
  • Q2. Why wholesale Banking
  • Ans. 

    Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.

    • Opportunity to work with diverse clients and industries

    • Involvement in complex financial transactions and structures

    • Exposure to a variety of financial products such as loans, trade finance, and treasury services

    • Opportunity for career growth and development in a fast-paced environme

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - Case Study 

Credit analysis - analysis of corporate fundamentals

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience

Axis Bank Interview FAQs

How many rounds are there in Axis Bank Cpa Credit Executive interview?
Axis Bank interview process usually has 2 rounds. The most common rounds in the Axis Bank interview process are Group Discussion and HR.

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Axis Bank Cpa Credit Executive Interview Process

based on 2 interviews

Interview experience

4
  
Good
View more

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Axis Bank Cpa Credit Executive Salary
based on 91 salaries
₹1.2 L/yr - ₹3.2 L/yr
11% less than the average Cpa Credit Executive Salary in India
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Axis Bank Cpa Credit Executive Reviews and Ratings

based on 18 reviews

3.7/5

Rating in categories

3.4

Skill development

3.5

Work-life balance

2.4

Salary

3.2

Job security

3.2

Company culture

2.0

Promotions

2.8

Work satisfaction

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