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Axis Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I was interviewed in Aug 2024.
During the audit, major findings included high levels of overdue accounts, discrepancies in financial records, and inadequate credit risk assessment procedures.
High levels of overdue accounts were identified, indicating potential cash flow issues.
Discrepancies in financial records were found, suggesting errors or fraud.
Inadequate credit risk assessment procedures were noted, increasing the company's exposure to bad deb
Fraud investigations involve gathering evidence, analyzing data, interviewing witnesses, and collaborating with law enforcement.
Start by gathering all relevant documents and data related to the suspected fraud.
Conduct interviews with employees, customers, and other relevant parties to gather information and potential leads.
Analyze financial records, transactions, and other evidence to identify any irregularities or sus...
I am seeking an individual role to take on more responsibility and challenge myself to grow professionally.
Seeking new challenges and opportunities for growth
Desire for more responsibility and autonomy
Ability to showcase individual skills and contributions
Personal career development goals
I manage fraud investigations by conducting thorough analysis, utilizing fraud detection tools, collaborating with law enforcement, and implementing preventative measures.
Conduct thorough analysis of suspicious activities and transactions
Utilize fraud detection tools and software to identify potential fraudulent behavior
Collaborate with law enforcement agencies and regulatory bodies to investigate and prosecute fraudst...
I plan to manage the entire Madhya Pradesh state by implementing efficient credit policies, building strong relationships with clients and stakeholders, and closely monitoring credit risk.
Developing and implementing credit policies and procedures to ensure timely and accurate credit decisions
Building strong relationships with clients, vendors, and other stakeholders to facilitate smooth credit transactions
Closely monit...
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
Reasoning, quantitative skills, and English language proficiency.
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.
Verbal and novarbal questions
IBPS takes test moderate to high
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
Bank of Baroda is a reputable and established financial institution with a strong presence in the market.
Bank of Baroda has a long history of providing reliable banking services to customers.
The bank has a strong reputation for its ethical practices and customer-centric approach.
Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.
The bank has a strong presence bo...
Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.
Opportunity to work with diverse clients and industries
Involvement in complex financial transactions and structures
Exposure to a variety of financial products such as loans, trade finance, and treasury services
Opportunity for career growth and development in a fast-paced environme
I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.
Credit analysis - analysis of corporate fundamentals
based on 2 interviews
Interview experience
based on 18 reviews
Rating in categories
Assistant Manager
15k
salaries
| ₹1.8 L/yr - ₹6 L/yr |
Deputy Manager
10.5k
salaries
| ₹2 L/yr - ₹8.8 L/yr |
Manager
6.1k
salaries
| ₹4.9 L/yr - ₹14 L/yr |
Senior Manager
5.2k
salaries
| ₹8 L/yr - ₹28 L/yr |
Relationship Officer
3.2k
salaries
| ₹1 L/yr - ₹5.5 L/yr |
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