Filter interviews by
Clear (1)
I applied via Newspaper Ad and was interviewed in Nov 2023. There was 1 interview round.
Business vintage & stability spoof refers to the falsification of business history and financial stability to deceive lenders. Reasons to reject files include inconsistencies in business profile, banking statements, and technical reports.
Business vintage refers to the length of time a business has been operating. Lenders look for established businesses with a proven track record.
Stability spoof involves presenting fals...
Best in the industry nd good knowing about
Top trending discussions
I was interviewed before Apr 2016.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
Managed a team of sales representatives, oversaw daily operations, and implemented strategies to increase branch revenue.
Managed a team of sales representatives
Oversaw daily operations
Implemented strategies to increase branch revenue
One of my strengths is my ability to effectively communicate and collaborate with team members.
Strong communication skills help me convey ideas clearly and build strong relationships with colleagues.
I actively listen to others' perspectives and provide constructive feedback to ensure everyone is on the same page.
I have experience leading team meetings and facilitating productive discussions to achieve common goals.
I will bring profitability by implementing cost-cutting measures, increasing sales, and improving customer satisfaction.
Analyze expenses and identify areas where costs can be reduced without affecting quality
Develop and implement sales strategies to increase revenue
Improve customer service to retain existing customers and attract new ones
Monitor financial performance regularly and make adjustments as needed
Invest in tr...
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.
I applied via Campus Placement and was interviewed before May 2021. There was 1 interview round.
I applied via Walk-in and was interviewed before Aug 2020. There was 1 interview round.
A case book is a collection of cases or scenarios used for training or educational purposes.
Case books are commonly used in business schools to teach students about real-world business situations.
They can also be used in law schools to teach students about legal cases and precedents.
Case books may include case studies, simulations, or hypothetical scenarios.
They are often used to encourage critical thinking and problem...
I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.
based on 1 interview
Interview experience
based on 12 reviews
Rating in categories
Sales Manager
496
salaries
| ₹0 L/yr - ₹0 L/yr |
Credit Manager
445
salaries
| ₹0 L/yr - ₹0 L/yr |
Relationship Manager
305
salaries
| ₹0 L/yr - ₹0 L/yr |
Operations Executive
305
salaries
| ₹0 L/yr - ₹0 L/yr |
Manager
300
salaries
| ₹0 L/yr - ₹0 L/yr |
Bajaj Finance
HDFC Bank
ICICI Bank
Reliance Capital