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Piramal Capital Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 15 Oct 2023

Piramal Capital Housing Finance Branch Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

A Online Round based on Appitude.

Round 3 - Group Discussion 

A Current News Related to CBDC ,Duration :- 30 mins

Round 4 - One-on-one 

(1 Question)

  • Q1. TAXATION , TYPES OF LOANS,ABOUT ROLE
Round 5 - HR 

(1 Question)

  • Q1. FAMILY BACKGROUND AND GENERAL QUESTIONS

Interview Preparation Tips

Interview preparation tips for other job seekers - BE PREPARED WIT ITR KNOWLEDGE ,AND LOAN TYPES AS WELL AS GOOD IN APPTITUDE

Branch Credit Manager Interview Questions & Answers

user image RAMAN KUMAR SHARMA

posted on 15 Oct 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Specific knowledge about department

Round 3 - HR 

(2 Questions)

  • Q1. Salary and other questions
  • Q2. How much salar you expecting

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to know atleast basic knowledge of field or department your are applied for

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Interview questions from similar companies

Interview Questionnaire 

4 Questions

  • Q1. Interviewer were asked me about how to do credit analysis and take final decision to provide respective loan applicant?
  • Q2. What is underwriting and what you have to do for getting good customer to our finance?
  • Ans. 

    Underwriting is the process of assessing the creditworthiness of a customer and determining the terms and conditions for providing finance.

    • Underwriting involves evaluating the financial and personal information of a customer to determine their ability to repay a loan.

    • The credit manager analyzes factors such as income, credit history, employment stability, and collateral to assess the risk associated with lending to a c...

  • Answered by AI
  • Q3. What's your ambitions and why you are choosing our company for work?
  • Ans. 

    My ambition is to excel in the field of credit management and contribute to the growth of your company.

    • I have a strong passion for credit management and have set ambitious goals for myself in this field.

    • I believe that your company has a strong reputation in the industry and offers great opportunities for career growth.

    • I am impressed by the company's commitment to innovation and its focus on providing excellent customer...

  • Answered by AI
  • Q4. And more related questions about my previous role and responsibilities and work. That was good. Thanks Nakuri Team.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be passionate and positive before you go to interview. Best of luck.

Interview Questionnaire 

1 Question

  • Q1. Asking about Product Mortgage credit analysis etc..

I applied via Referral and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

Interview Preparation Tips

Interview preparation tips for other job seekers - Happy to join as a member of Fullerton family

Interview Questionnaire 

1 Question

  • Q1. Job profile previous company and knowledge about cibil and also I honest about my work.
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Financial and Mortgage
  • Q2. Was good and taken on phone as video calling and found positive
Round 3 - Coding Test 

Best in the industry nd good knowing about

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and good job stability staff are good stable job can play long match with tata
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - Department head interview 

(1 Question)

  • Q1. What is the business vintage & stability spoof & whats the reason s to reject files, business profile,banking statement, about technical report how to
  • Ans. 

    Business vintage & stability spoof refers to the falsification of business history and financial stability to deceive lenders. Reasons to reject files include inconsistencies in business profile, banking statements, and technical reports.

    • Business vintage refers to the length of time a business has been operating. Lenders look for established businesses with a proven track record.

    • Stability spoof involves presenting fals...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience details
  • Ans. 

    I have 5 years of experience as a Credit Manager in a bank, overseeing branch credit operations.

    • Managed a team of credit analysts and loan officers to ensure efficient credit evaluation and approval processes.

    • Developed and implemented credit policies and procedures to mitigate risk and ensure compliance with regulatory requirements.

    • Analyzed financial statements, credit reports, and other relevant information to assess ...

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. Work experience details
  • Q2. Current CTC how much
  • Ans. 

    I am currently earning a competitive salary based on my experience and qualifications.

    • My current CTC is in line with industry standards.

    • I have been receiving regular salary increments based on my performance.

    • I am satisfied with my current compensation package.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's very bad of my view very too much timings and holidays are not comfortable
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Company basic knowledge & hard work honesty
  • Q2. Wher is Location previous company experience total experience
  • Ans. 

    I have previous experience as a Credit Manager in Mumbai with a total of 5 years of experience.

    • Previous company experience as a Credit Manager in Mumbai

    • Total experience of 5 years

    • Experience in managing credit risk, analyzing financial statements, and evaluating creditworthiness

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Credit analysis risk management control Risk & Qlity mantra

Piramal Capital Housing Finance Interview FAQs

How many rounds are there in Piramal Capital Housing Finance Branch Credit Manager interview?
Piramal Capital Housing Finance interview process usually has 4 rounds. The most common rounds in the Piramal Capital Housing Finance interview process are Resume Shortlist, Group Discussion and HR.
What are the top questions asked in Piramal Capital Housing Finance Branch Credit Manager interview?

Some of the top questions asked at the Piramal Capital Housing Finance Branch Credit Manager interview -

  1. TAXATION , TYPES OF LOANS,ABOUT R...read more
  2. How much salar you expect...read more

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Piramal Capital Housing Finance Branch Credit Manager Interview Process

based on 4 interviews

Interview experience

4.8
  
Excellent
View more
Piramal Capital Housing Finance Branch Credit Manager Salary
based on 300 salaries
₹3 L/yr - ₹9.5 L/yr
27% more than the average Branch Credit Manager Salary in India
View more details

Piramal Capital Housing Finance Branch Credit Manager Reviews and Ratings

based on 111 reviews

4.3/5

Rating in categories

4.3

Skill development

4.1

Work-life balance

3.8

Salary

4.3

Job security

4.2

Company culture

3.7

Promotions

4.2

Work satisfaction

Explore 111 Reviews and Ratings
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