Piramal Capital Housing Finance Senior Relationship Manager Interview Questions, Process, and Tips

All questions were 80 in which have pass marks were 50 so i was easily passed in apptitude Test exam and i get good results

Q1. Banking retaled questions
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Q2. What is ABB?, What is the full form of FOIR, etc.
Ans. 
ABB is a multinational corporation headquartered in Switzerland, specializing in robotics, power, heavy electrical equipment, and automation technology.
• ABB stands for Asea Brown Boveri.

• It is a Swedish-Swiss multinational corporation.

• ABB operates mainly in robotics, power, heavy electrical equipment, and automation technology sectors.

• The company was formed in 1988 through the merger of ASEA of Sweden and BBC Brown Bover
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Q1. What is the full form of EMI
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EMI stands for Equated Monthly Installment.
• EMI is a fixed amount of money paid by a borrower to a lender at a specified date each calendar month.

• It is used to repay both the interest and principal each month, ensuring that the loan is paid off in full over a specified period.

• EMI calculations are commonly used in loans such as home loans, car loans, and personal loans.
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Q2. What is the diffrences beween FD and RD?
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FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.
• FD requires a lump sum amount to be deposited at once, while RD requires regular fixed deposits.

• FD has a fixed term for the deposit, while RD allows flexibility in the deposit term.

• FD typically offers hig...read more
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Q1. What is the full form of RBI
Ans. 
Reserve Bank of India
• Reserve Bank of India

• Regulates the monetary policy in India

• Issues currency notes

• Acts as a banker to the government
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Q2. What is the FLOATING RATE OF INTEREST?
Ans. 
Floating rate of interest is a variable interest rate that changes periodically based on a benchmark rate.
• Floating rate of interest is not fixed and can change over time.

• It is typically tied to a benchmark rate, such as the prime rate or LIBOR.

• The interest rate on a floating rate loan may adjust monthly, quarterly, annually, or at other intervals.

• Floating rate loans are often used in financial products like adjustable-
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Q1. What was the previous 2 companies of experience ?
Ans. 
I have worked at ABC Company and XYZ Company in the past.
• ABC Company - Managed a portfolio of high net-worth clients, exceeding sales targets by 20%.

• XYZ Company - Led a team of relationship managers, resulting in a 15% increase in client retention.
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Q2. Why do you choose piramal finance not other co.?
Ans. 
I chose Piramal Finance over other companies because of their strong reputation in the industry and their commitment to innovation and growth.
• Piramal Finance has a solid reputation in the financial industry for their expertise and reliability.

• They offer innovative financial solutions that cater to the diverse needs of clients.

• Piramal Finance is known for their strong focus on growth and development, providing ample opp...read more
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Q1. What is your expection of salary structure
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I expect a competitive salary structure based on my experience, skills, and the market standard.
• I expect a salary that reflects my level of experience and expertise in the industry.

• I am looking for a compensation package that includes a base salary, bonuses, and benefits.

• I would like the opportunity for salary reviews and potential for growth within the company.

• I am open to negotiation based on the overall package offe
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Q1. Salary related questions
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Q2. Job experience and policy
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Q1. Why are you left previous company
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Q2. Salary expected of our company
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Q3. Monthly disbursement amount of value
Ans. 
The monthly disbursement amount refers to the total value of funds distributed each month.
• The monthly disbursement amount can vary based on the organization's budget and financial goals.

• It is important to track and analyze the monthly disbursement amount to ensure financial stability.

• Examples of factors that can impact the monthly disbursement amount include economic conditions, fundraising efforts, and grant opportuni
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Q4. Which product u sell
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I sell a variety of financial products and services to meet the needs of my clients.
• Investment products such as mutual funds, stocks, and bonds

• Insurance products including life, health, and property insurance

• Retirement planning services such as 401(k) accounts and IRAs

• Wealth management solutions tailored to individual client goals
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Q1. About your experience
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Q2. About your stability
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Q3. I have 10 months experience because I have my family medical issue and transfer was not being possible so I left job.
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Q4. I know very well piramal finance sales & services company is very well opportunities. And if again possible my joining then I will want to join again this organisation.
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