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Piramal Capital Housing Finance

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10+ AMOD INDUSTRIES Interview Questions and Answers

Updated 26 Jan 2025
Popular Designations

Q1. Do u handling DSA & Connector

Ans.

Yes, I have experience in handling DSA and Connector.

  • I have worked with Direct Selling Agents (DSA) and Connectors in my previous roles.

  • I am familiar with the process of onboarding and managing DSA and Connector relationships.

  • I have experience in training and guiding DSA and Connector teams to achieve targets.

  • I have also handled conflict resolution and issue escalation with DSA and Connector partners.

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Q2. Do you have any references in builder or broker profile

Ans.

Yes, I have references in both builder and broker profiles.

  • I have worked closely with several builders and brokers in my previous roles.

  • I have successfully managed relationships with builders and brokers to achieve sales targets.

  • One of my references is Mr. John Smith, a renowned builder in the industry.

  • Another reference is Ms. Jane Doe, a top-performing broker with whom I have collaborated on multiple projects.

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Q3. What is ABB?, What is the full form of FOIR, etc.

Ans.

ABB is a multinational corporation headquartered in Switzerland, specializing in robotics, power, heavy electrical equipment, and automation technology.

  • ABB stands for Asea Brown Boveri.

  • It is a Swedish-Swiss multinational corporation.

  • ABB operates mainly in robotics, power, heavy electrical equipment, and automation technology sectors.

  • The company was formed in 1988 through the merger of ASEA of Sweden and BBC Brown Boveri of Switzerland.

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Q4. How you collect the business loan??

Ans.

Business loans are collected through a thorough evaluation of the borrower's creditworthiness, financial statements, and collateral.

  • Collecting business loans involves assessing the borrower's creditworthiness.

  • Financial statements of the borrower are analyzed to determine their ability to repay the loan.

  • Collateral may be required to secure the loan.

  • The loan collection process may involve conducting background checks on the borrower.

  • Regular follow-ups and reminders are made to ...read more

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Q5. How to source Piramal Personal Loan

Ans.

Piramal Personal Loan can be sourced through various channels.

  • Approach Piramal Directly

  • Contact Piramal's Sales Team

  • Partner with Piramal's Affiliate Network

  • Utilize Online Aggregators

  • Attend Piramal's Promotional Events

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Q6. What is the diffrences beween FD and RD?

Ans.

FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.

  • FD requires a lump sum amount to be deposited at once, while RD requires regular fixed deposits.

  • FD has a fixed term for the deposit, while RD allows flexibility in the deposit term.

  • FD typically offers higher interest rates compared to RD.

  • Example: FD - Deposit $1...read more

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Q7. What is the FLOATING RATE OF INTEREST?

Ans.

Floating rate of interest is a variable interest rate that changes periodically based on a benchmark rate.

  • Floating rate of interest is not fixed and can change over time.

  • It is typically tied to a benchmark rate, such as the prime rate or LIBOR.

  • The interest rate on a floating rate loan may adjust monthly, quarterly, annually, or at other intervals.

  • Floating rate loans are often used in financial products like adjustable-rate mortgages and floating rate bonds.

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Q8. How someone can source a file ?

Ans.

A file can be sourced by reaching out to relevant departments or individuals, utilizing online databases, or attending industry events.

  • Contacting relevant departments or individuals within the organization

  • Utilizing online databases or platforms to search for the file

  • Attending industry events or conferences where the file may be shared

  • Networking with professionals in the field to inquire about the file

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Q9. How to generate lead and grow sale

Ans.

To generate leads and grow sales, it is important to build strong relationships, utilize various marketing strategies, and provide exceptional customer service.

  • Build a strong network of contacts and maintain relationships with existing clients

  • Implement targeted marketing campaigns to reach potential customers

  • Utilize social media platforms and online advertising to increase brand visibility

  • Offer incentives or promotions to attract new leads

  • Provide exceptional customer service ...read more

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Q10. What is the full form of EMI

Ans.

EMI stands for Equated Monthly Installment.

  • EMI is a fixed amount of money paid by a borrower to a lender at a specified date each calendar month.

  • It is used to repay both the interest and principal each month, ensuring that the loan is paid off in full over a specified period.

  • EMI calculations are commonly used in loans such as home loans, car loans, and personal loans.

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Q11. What is the full form of RBI

Ans.

Reserve Bank of India

  • Reserve Bank of India

  • Regulates the monetary policy in India

  • Issues currency notes

  • Acts as a banker to the government

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Q12. How much current CTC?

Ans.

My current CTC is confidential.

  • I prefer not to disclose my current CTC as it is confidential.

  • I am open to discussing my salary expectations for this role.

  • I believe my skills and experience make me a strong candidate for this position.

  • I am looking for a competitive compensation package based on industry standards.

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Q13. Contact of connector or DSA

Ans.

Contact of connector or DSA refers to the person who connects potential customers with the bank for financial products.

  • Connector or DSA stands for Direct Selling Agent.

  • They act as intermediaries between the bank and the customers.

  • They help in generating leads and acquiring new customers.

  • They earn commission on successful sales.

  • Maintaining a good relationship with them is important for business growth.

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