10+ Piramal Capital Housing Finance Senior Relationship Manager Interview Questions and Answers

Yes, I have experience in handling DSA and Connector.

• I have worked with Direct Selling Agents (DSA) and Connectors in my previous roles.

• I am familiar with the process of onboarding and managing DSA and Connector relationships.

• I have experience in training and guiding DSA and Connector teams to achieve targets.

• I have also handled conflict resolution and issue escalation with DSA and Connector partners.

Yes, I have references in both builder and broker profiles.

• I have worked closely with several builders and brokers in my previous roles.

• I have successfully managed relationships with builders and brokers to achieve sales targets.

• One of my references is Mr. John Smith, a renowned builder in the industry.

• Another reference is Ms. Jane Doe, a top-performing broker with whom I have collaborated on multiple projects.

ABB is a multinational corporation headquartered in Switzerland, specializing in robotics, power, heavy electrical equipment, and automation technology.

• ABB stands for Asea Brown Boveri.

• It is a Swedish-Swiss multinational corporation.

• ABB operates mainly in robotics, power, heavy electrical equipment, and automation technology sectors.

• The company was formed in 1988 through the merger of ASEA of Sweden and BBC Brown Boveri of Switzerland.

Business loans are collected through a thorough evaluation of the borrower's creditworthiness, financial statements, and collateral.

• Collecting business loans involves assessing the borrower's creditworthiness.

• Financial statements of the borrower are analyzed to determine their ability to repay the loan.

• Collateral may be required to secure the loan.

• The loan collection process may involve conducting background checks on the borrower.

• Regular follow-ups and reminders are made to ...read more

Piramal Personal Loan can be sourced through various channels.

• Approach Piramal Directly

• Contact Piramal's Sales Team

• Partner with Piramal's Affiliate Network

• Utilize Online Aggregators

• Attend Piramal's Promotional Events

FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.

• FD requires a lump sum amount to be deposited at once, while RD requires regular fixed deposits.

• FD has a fixed term for the deposit, while RD allows flexibility in the deposit term.

• FD typically offers higher interest rates compared to RD.

• Example: FD - Deposit $1...read more

Floating rate of interest is a variable interest rate that changes periodically based on a benchmark rate.

• Floating rate of interest is not fixed and can change over time.

• It is typically tied to a benchmark rate, such as the prime rate or LIBOR.

• The interest rate on a floating rate loan may adjust monthly, quarterly, annually, or at other intervals.

• Floating rate loans are often used in financial products like adjustable-rate mortgages and floating rate bonds.

A file can be sourced by reaching out to relevant departments or individuals, utilizing online databases, or attending industry events.

• Contacting relevant departments or individuals within the organization

• Utilizing online databases or platforms to search for the file

• Attending industry events or conferences where the file may be shared

• Networking with professionals in the field to inquire about the file

To generate leads and grow sales, it is important to build strong relationships, utilize various marketing strategies, and provide exceptional customer service.

• Build a strong network of contacts and maintain relationships with existing clients

• Implement targeted marketing campaigns to reach potential customers

• Utilize social media platforms and online advertising to increase brand visibility

• Offer incentives or promotions to attract new leads

• Provide exceptional customer service ...read more

EMI stands for Equated Monthly Installment.

• EMI is a fixed amount of money paid by a borrower to a lender at a specified date each calendar month.

• It is used to repay both the interest and principal each month, ensuring that the loan is paid off in full over a specified period.

• EMI calculations are commonly used in loans such as home loans, car loans, and personal loans.

Reserve Bank of India

• Reserve Bank of India

• Regulates the monetary policy in India

• Issues currency notes

• Acts as a banker to the government

My current CTC is confidential.

• I prefer not to disclose my current CTC as it is confidential.

• I am open to discussing my salary expectations for this role.

• I believe my skills and experience make me a strong candidate for this position.

• I am looking for a competitive compensation package based on industry standards.