Piramal Capital Housing Finance Interview Questions, Process, and Tips

Aptitude, English proficiency, Coding test

Q1. Graphs traversal related leetcode medium question
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Q2. Binary search related leetcode medium question
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Q1. General hr questions
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Q2. Cv grilling and some core programming knowledge assessment
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Q1. Why are you left previous company
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Q2. Salary expected of our company
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Q3. Monthly disbursement amount of value
Ans. 
The monthly disbursement amount refers to the total value of funds distributed each month.
• The monthly disbursement amount can vary based on the organization's budget and financial goals.

• It is important to track and analyze the monthly disbursement amount to ensure financial stability.

• Examples of factors that can impact the monthly disbursement amount include economic conditions, fundraising efforts, and grant opportuni
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Q4. Which product u sell
Ans. 
I sell a variety of financial products and services to meet the needs of my clients.
• Investment products such as mutual funds, stocks, and bonds

• Insurance products including life, health, and property insurance

• Retirement planning services such as 401(k) accounts and IRAs

• Wealth management solutions tailored to individual client goals
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Q1. LC Medium DSA Question on Arrays
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Q2. Framework related questions
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Q3. All the popular status codes you know and there meaning
Ans. 
Popular HTTP status codes and their meanings
• 200 - OK: Request succeeded

• 404 - Not Found: Resource not found

• 500 - Internal Server Error: Server error

• 401 - Unauthorized: Authentication required

• 302 - Found: Resource temporarily moved

• 503 - Service Unavailable: Server unavailable
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Q4. What reusable methods have been designed by you and their impact
Ans. 
I have designed reusable methods for data validation, logging, and error handling.
• Created a data validation method that checks for required fields and data types

• Implemented a logging method that records important events and errors

• Developed an error handling method that gracefully handles exceptions and provides detailed error messages
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Q1. Design an Automation Framework
Ans. 
An automation framework is a set of guidelines, best practices, and tools used for automated testing of software applications.
• Choose a programming language for writing test scripts (e.g. Java, Python)

• Select a testing tool for executing test scripts (e.g. Selenium, Appium)

• Implement page object model for better code organization

• Use data-driven testing for testing with multiple sets of data

• Incorporate reporting tools for
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Q2. Mocking related questions
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Q3. Anything new I am learning, then questions on that
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Q4. Project Related questions
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Q1. What all challenges you faced and how did you solve them and things you learnt on the way
Ans. 
I faced challenges in automating complex test scenarios, resolved by collaborating with developers and learning new tools.
• Automating complex test scenarios

• Collaborating with developers to understand code changes

• Learning new tools and technologies to improve testing efficiency
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Q2. Why do you want to change the company
Ans. 
Seeking new challenges, growth opportunities, and a better work-life balance.
• Looking for a company with more innovative projects and technologies to work on

• Interested in a company that values work-life balance and employee well-being

• Seeking opportunities for career growth and advancement
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Q1. About your experience
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Q2. About your stability
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Q3. I have 10 months experience because I have my family medical issue and transfer was not being possible so I left job.
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Q4. I know very well piramal finance sales & services company is very well opportunities. And if again possible my joining then I will want to join again this organisation.
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Q1. Java Coding Question
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Q2. Resume related questions
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Q1. How many experience in home lone & lap
Ans. 
I have 5 years of experience in home loan and LAP sales.
• 5 years of experience in selling home loans and LAP products

• Strong understanding of the mortgage industry and loan processes

• Proven track record of meeting and exceeding sales targets

• Experience in building and maintaining relationships with clients and financial institutions
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Q2. Last company same
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Q1. Last company ctc
Ans. 
My last company's CTC was $80,000 per year.
• My last company offered a competitive salary package of $80,000 per year.

• The CTC included base salary, bonuses, and benefits.

• I was satisfied with the compensation package at my previous company.
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Q2. Where is your home town
Ans. 
My hometown is a small coastal town in Southern California known for its beautiful beaches and laid-back atmosphere.
• Located in Southern California

• Known for its beautiful beaches

• Has a laid-back atmosphere
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Q1. Monthly how logins
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Q2. Monthly how much db
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Q1. How msny dsa is there
Ans. 
The question is unclear and seems to contain a typo. It may be asking about the number of DSAs (Direct Selling Agents) in a sales team.
• It is important to clarify with the interviewer what they mean by 'dsa'

• If they are referring to Direct Selling Agents, you can provide an estimate based on the size of the sales team

• You can also mention the importance of having a sufficient number of DSAs to effectively reach customers
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Q2. How many Connecter is there
Ans. 
The number of Connecter is not specified in the question.
• The question is unclear and lacks context.

• It is important to ask for clarification or provide more information before answering.

• Without additional details, it is impossible to determine the exact number of Connecter.
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The questions were not really hard, you can easily crack the aptitude round.

Q1. Briefly introduce yourself
Ans. 
Experienced Relationship Manager with a background in finance and a passion for building strong client relationships.
• Over 5 years of experience in financial services industry

• Proven track record of exceeding sales targets

• Strong communication and interpersonal skills

• Expertise in financial products and services

• Passionate about helping clients achieve their financial goals
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Q2. Tell me about your educational background and interests
Ans. 
I have a Bachelor's degree in Business Administration and a strong interest in finance and relationship management.
• Bachelor's degree in Business Administration

• Strong interest in finance

• Experience in relationship management

• Continuing education in finance and management

• Participated in finance-related workshops and seminars
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Q3. Why you choose job instead of your further studies
Ans. 
I chose a job over further studies to gain practical experience and financial independence.
• Prefer hands-on experience over theoretical knowledge

• Opportunity to apply skills in real-world scenarios

• Desire for financial independence and stability

• Career advancement and growth potential in the job
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