Piramal Capital Housing Finance Interview Questions, Process, and Tips

Basic apti like maths , reasoning and English

Recent topics like GDP rate
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Layoff in it company

Q1. Tell me about your self Product knowledge Selling process About summer internship key responsibilities
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Q2. Family background Something relate to movie theatre
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Q3. What is nbfc.how they work Credit policy
Ans. 
NBFC stands for Non-Banking Financial Company. They operate like traditional banks but do not hold a banking license.
• NBFCs provide financial services like loans, credit facilities, and investments.

• They are regulated by the Reserve Bank of India (RBI) in India.

• NBFCs cannot accept demand deposits like banks.

• Credit policy of NBFCs includes assessing creditworthiness, setting interest rates, and managing risk.

• NBFCs may hav...read more
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Basic aptitude test and the prodduct knowledge

Q1. Disscusion on salary
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Q1. What is your experience
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I have over 5 years of experience in relationship management, with a focus on building and maintaining strong client relationships.
• Managed a portfolio of high net worth clients, ensuring their satisfaction and retention

• Developed and implemented strategies to increase client engagement and revenue

• Collaborated with cross-functional teams to deliver customized solutions to clients

• Provided regular reporting and analysis to...read more
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Q2. Why to system knowlege
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Q3. Share advice for job seekers
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Stay focused, network, tailor your resume, and prepare for interviews.
• Stay focused on your job search and don't get discouraged.

• Network with people in your desired industry and attend job fairs.

• Tailor your resume to each job you apply for.

• Prepare for interviews by researching the company and practicing common interview questions.
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Q1. Depends on responsibility
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Q2. Depends on responsibility
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Q1. Depends on roles and responsibilities
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Q2. Depends on roles and responsibilities
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Q1. How much work you done ??
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Q2. How you collect the business loan??
Ans. 
Business loans are collected through a thorough evaluation of the borrower's creditworthiness, financial statements, and collateral.
• Collecting business loans involves assessing the borrower's creditworthiness.

• Financial statements of the borrower are analyzed to determine their ability to repay the loan.

• Collateral may be required to secure the loan.

• The loan collection process may involve conducting background checks on ...read more
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Knowledgeable questions, maths related, company related

Q1. Company related questions,
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Q2. Myself and my studies related
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Q3. History of piramal finance
Ans. 
Piramal Finance is a financial services company in India offering various financial solutions.
• Piramal Finance is a part of Piramal Group, a diversified conglomerate in India.

• It provides financing solutions for real estate, infrastructure, and non-real estate sectors.

• The company offers various products such as debt financing, equity investments, and structured finance.

• Piramal Finance has a strong presence in the Indian ...read more
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Q4. Logical question
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Q5. Why piramal choose
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