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Piramal Capital Housing Finance Branch Sales Manager Interview Questions and Answers

Updated 5 Jun 2024

Q1. How mach of connectors you know

Ans.

I have a strong knowledge of various types of connectors used in the industry.

  • Familiar with common connectors such as USB, HDMI, Ethernet, and audio jacks

  • Knowledge of specialized connectors like D-sub, coaxial, and fiber optic connectors

  • Experience with connector compatibility and troubleshooting issues

  • Awareness of emerging connector technologies and standards

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Q2. How many Verity of patta is doable

Ans.

The number of Verity of patta that is doable depends on various factors such as market demand, resources, and competition.

  • The number of Verity of patta that is doable can vary based on the target market and customer preferences.

  • Consider the resources available for production and distribution when determining the number of Verity of patta that is doable.

  • Analyze the competition in the market to understand the demand for different varieties of patta.

  • Conduct market research and s...read more

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Q3. What is nbfc.how they work Credit policy

Ans.

NBFC stands for Non-Banking Financial Company. They operate like traditional banks but do not hold a banking license.

  • NBFCs provide financial services like loans, credit facilities, and investments.

  • They are regulated by the Reserve Bank of India (RBI) in India.

  • NBFCs cannot accept demand deposits like banks.

  • Credit policy of NBFCs includes assessing creditworthiness, setting interest rates, and managing risk.

  • NBFCs may have different credit policies based on the type of financial...read more

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Q4. How to do business sourcing

Ans.

Business sourcing involves identifying potential clients, building relationships, and generating leads.

  • Identify target market and potential clients

  • Build relationships through networking and referrals

  • Utilize social media and online platforms for lead generation

  • Attend industry events and conferences to connect with potential clients

  • Utilize cold calling and email campaigns to reach out to prospects

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Discover Piramal Capital Housing Finance interview dos and don'ts from real experiences

Q5. What is rapo rate ?

Ans.

Repo rate is the rate at which the central bank lends money to commercial banks.

  • Repo rate is set by the central bank to control inflation and stimulate economic growth.

  • It is an instrument of monetary policy used to manage liquidity in the economy.

  • When the repo rate is high, borrowing becomes expensive and reduces spending and investment.

  • Conversely, a low repo rate encourages borrowing and stimulates economic activity.

  • For example, if the central bank sets the repo rate at 5%, ...read more

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Q6. How to calculate loan

Ans.

Loan calculation involves determining the total amount borrowed, interest rate, and loan term to calculate monthly payments.

  • Determine the total amount borrowed

  • Identify the interest rate

  • Calculate the loan term

  • Use a loan calculator or formula to determine monthly payments

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Q7. 8 year experience

Ans.

Yes

  • Yes, I have 8 years of experience in the sales field.

  • During my 8 years of experience, I have successfully managed branch sales teams and achieved sales targets.

  • I have developed and implemented effective sales strategies to increase revenue and market share.

  • I have built and maintained strong relationships with clients, resulting in repeat business and customer satisfaction.

  • I have trained and mentored sales staff to improve their performance and achieve their goals.

  • I have an...read more

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Interview Process at Piramal Capital Housing Finance Branch Sales Manager

based on 36 interviews
2 Interview rounds
Resume Shortlist Round
One-on-one Round
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