Piramal Capital Housing Finance Interview Questions, Process, and Tips

Aptitude, English proficiency, Coding test

Q1. Graphs traversal related leetcode medium question
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Q2. Binary search related leetcode medium question
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Q1. General hr questions
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Q2. Cv grilling and some core programming knowledge assessment
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Q1. Why are you left previous company
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Q2. Salary expected of our company
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Q3. Monthly disbursement amount of value
Ans. 
The monthly disbursement amount refers to the total value of funds distributed each month.
• The monthly disbursement amount can vary based on the organization's budget and financial goals.

• It is important to track and analyze the monthly disbursement amount to ensure financial stability.

• Examples of factors that can impact the monthly disbursement amount include economic conditions, fundraising efforts, and grant opportuni
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Q4. Which product u sell
Ans. 
I sell a variety of financial products and services to meet the needs of my clients.
• Investment products such as mutual funds, stocks, and bonds

• Insurance products including life, health, and property insurance

• Retirement planning services such as 401(k) accounts and IRAs

• Wealth management solutions tailored to individual client goals
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Q1. About your experience
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Q2. About your stability
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Q3. I have 10 months experience because I have my family medical issue and transfer was not being possible so I left job.
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Q4. I know very well piramal finance sales & services company is very well opportunities. And if again possible my joining then I will want to join again this organisation.
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Q1. Java Coding Question
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Q2. Resume related questions
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Q1. How many experience in home lone & lap
Ans. 
I have 5 years of experience in home loan and LAP sales.
• 5 years of experience in selling home loans and LAP products

• Strong understanding of the mortgage industry and loan processes

• Proven track record of meeting and exceeding sales targets

• Experience in building and maintaining relationships with clients and financial institutions
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Q2. Last company same
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Q1. Last company ctc
Ans. 
My last company's CTC was $80,000 per year.
• My last company offered a competitive salary package of $80,000 per year.

• The CTC included base salary, bonuses, and benefits.

• I was satisfied with the compensation package at my previous company.
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Q2. Where is your home town
Ans. 
My hometown is a small coastal town in Southern California known for its beautiful beaches and laid-back atmosphere.
• Located in Southern California

• Known for its beautiful beaches

• Has a laid-back atmosphere
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Q1. Monthly how logins
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Q2. Monthly how much db
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Q1. How msny dsa is there
Ans. 
The question is unclear and seems to contain a typo. It may be asking about the number of DSAs (Direct Selling Agents) in a sales team.
• It is important to clarify with the interviewer what they mean by 'dsa'

• If they are referring to Direct Selling Agents, you can provide an estimate based on the size of the sales team

• You can also mention the importance of having a sufficient number of DSAs to effectively reach customers
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Q2. How many Connecter is there
Ans. 
The number of Connecter is not specified in the question.
• The question is unclear and lacks context.

• It is important to ask for clarification or provide more information before answering.

• Without additional details, it is impossible to determine the exact number of Connecter.
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The questions were not really hard, you can easily crack the aptitude round.

Q1. Briefly introduce yourself
Ans. 
Experienced Relationship Manager with a background in finance and a passion for building strong client relationships.
• Over 5 years of experience in financial services industry

• Proven track record of exceeding sales targets

• Strong communication and interpersonal skills

• Expertise in financial products and services

• Passionate about helping clients achieve their financial goals
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Q2. Tell me about your educational background and interests
Ans. 
I have a Bachelor's degree in Business Administration and a strong interest in finance and relationship management.
• Bachelor's degree in Business Administration

• Strong interest in finance

• Experience in relationship management

• Continuing education in finance and management

• Participated in finance-related workshops and seminars
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Q3. Why you choose job instead of your further studies
Ans. 
I chose a job over further studies to gain practical experience and financial independence.
• Prefer hands-on experience over theoretical knowledge

• Opportunity to apply skills in real-world scenarios

• Desire for financial independence and stability

• Career advancement and growth potential in the job
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Topic on buy now pay kater

Q1. Tell me about yourself
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Q2. P’s of marketing
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