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Piramal Capital Housing Finance
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I applied via Job Portal and was interviewed in Apr 2024. There were 3 interview rounds.
Popular HTTP status codes and their meanings
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404 - Not Found: Resource not found
500 - Internal Server Error: Server error
401 - Unauthorized: Authentication required
302 - Found: Resource temporarily moved
503 - Service Unavailable: Server unavailable
I have designed reusable methods for data validation, logging, and error handling.
Created a data validation method that checks for required fields and data types
Implemented a logging method that records important events and errors
Developed an error handling method that gracefully handles exceptions and provides detailed error messages
An automation framework is a set of guidelines, best practices, and tools used for automated testing of software applications.
Choose a programming language for writing test scripts (e.g. Java, Python)
Select a testing tool for executing test scripts (e.g. Selenium, Appium)
Implement page object model for better code organization
Use data-driven testing for testing with multiple sets of data
Incorporate reporting tools for
I faced challenges in automating complex test scenarios, resolved by collaborating with developers and learning new tools.
Automating complex test scenarios
Collaborating with developers to understand code changes
Learning new tools and technologies to improve testing efficiency
Seeking new challenges, growth opportunities, and a better work-life balance.
Looking for a company with more innovative projects and technologies to work on
Interested in a company that values work-life balance and employee well-being
Seeking opportunities for career growth and advancement
All questions were 80 in which have pass marks were 50 so i was easily passed in apptitude Test exam and i get good results
ABB is a multinational corporation headquartered in Switzerland, specializing in robotics, power, heavy electrical equipment, and automation technology.
ABB stands for Asea Brown Boveri.
It is a Swedish-Swiss multinational corporation.
ABB operates mainly in robotics, power, heavy electrical equipment, and automation technology sectors.
The company was formed in 1988 through the merger of ASEA of Sweden and BBC Brown Bover
EMI stands for Equated Monthly Installment.
EMI is a fixed amount of money paid by a borrower to a lender at a specified date each calendar month.
It is used to repay both the interest and principal each month, ensuring that the loan is paid off in full over a specified period.
EMI calculations are commonly used in loans such as home loans, car loans, and personal loans.
FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.
FD requires a lump sum amount to be deposited at once, while RD requires regular fixed deposits.
FD has a fixed term for the deposit, while RD allows flexibility in the deposit term.
FD typically offers hig...
Reserve Bank of India
Reserve Bank of India
Regulates the monetary policy in India
Issues currency notes
Acts as a banker to the government
Floating rate of interest is a variable interest rate that changes periodically based on a benchmark rate.
Floating rate of interest is not fixed and can change over time.
It is typically tied to a benchmark rate, such as the prime rate or LIBOR.
The interest rate on a floating rate loan may adjust monthly, quarterly, annually, or at other intervals.
Floating rate loans are often used in financial products like adjustable-
I have worked at ABC Company and XYZ Company in the past.
ABC Company - Managed a portfolio of high net-worth clients, exceeding sales targets by 20%.
XYZ Company - Led a team of relationship managers, resulting in a 15% increase in client retention.
I chose Piramal Finance over other companies because of their strong reputation in the industry and their commitment to innovation and growth.
Piramal Finance has a solid reputation in the financial industry for their expertise and reliability.
They offer innovative financial solutions that cater to the diverse needs of clients.
Piramal Finance is known for their strong focus on growth and development, providing ample opp...
I expect a competitive salary structure based on my experience, skills, and the market standard.
I expect a salary that reflects my level of experience and expertise in the industry.
I am looking for a compensation package that includes a base salary, bonuses, and benefits.
I would like the opportunity for salary reviews and potential for growth within the company.
I am open to negotiation based on the overall package offe
I was interviewed in Nov 2024.
BKT1, BKT2, and BKT3 are commonly used abbreviations in the credit industry to categorize the payment behavior of borrowers.
BKT1 refers to borrowers who have never missed a payment and have a good credit history.
BKT2 refers to borrowers who have missed a few payments but are still considered low risk.
BKT3 refers to borrowers who have a history of missing payments and are considered high risk.
I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.
Piramal Capital Housing Finance interview questions for popular designations
I applied via Campus Placement and was interviewed in Jul 2024. There were 3 interview rounds.
Aptitude, English proficiency, Coding test
Get interview-ready with Top Piramal Capital Housing Finance Interview Questions
I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.
The monthly disbursement amount refers to the total value of funds distributed each month.
The monthly disbursement amount can vary based on the organization's budget and financial goals.
It is important to track and analyze the monthly disbursement amount to ensure financial stability.
Examples of factors that can impact the monthly disbursement amount include economic conditions, fundraising efforts, and grant opportuni
I sell a variety of financial products and services to meet the needs of my clients.
Investment products such as mutual funds, stocks, and bonds
Insurance products including life, health, and property insurance
Retirement planning services such as 401(k) accounts and IRAs
Wealth management solutions tailored to individual client goals
I applied via Instahyre and was interviewed in Jul 2024. There was 1 interview round.
I applied via Walk-in and was interviewed before Apr 2022. There were 4 interview rounds.
I have 5 years of experience in home loan and LAP sales.
5 years of experience in selling home loans and LAP products
Strong understanding of the mortgage industry and loan processes
Proven track record of meeting and exceeding sales targets
Experience in building and maintaining relationships with clients and financial institutions
My last company's CTC was $80,000 per year.
My last company offered a competitive salary package of $80,000 per year.
The CTC included base salary, bonuses, and benefits.
I was satisfied with the compensation package at my previous company.
My hometown is a small coastal town in Southern California known for its beautiful beaches and laid-back atmosphere.
Located in Southern California
Known for its beautiful beaches
Has a laid-back atmosphere
The question is unclear and seems to contain a typo. It may be asking about the number of DSAs (Direct Selling Agents) in a sales team.
It is important to clarify with the interviewer what they mean by 'dsa'
If they are referring to Direct Selling Agents, you can provide an estimate based on the size of the sales team
You can also mention the importance of having a sufficient number of DSAs to effectively reach customers
The number of Connecter is not specified in the question.
The question is unclear and lacks context.
It is important to ask for clarification or provide more information before answering.
Without additional details, it is impossible to determine the exact number of Connecter.
I applied via Campus Placement and was interviewed in Jul 2024. There were 2 interview rounds.
The questions were not really hard, you can easily crack the aptitude round.
Experienced Relationship Manager with a background in finance and a passion for building strong client relationships.
Over 5 years of experience in financial services industry
Proven track record of exceeding sales targets
Strong communication and interpersonal skills
Expertise in financial products and services
Passionate about helping clients achieve their financial goals
I have a Bachelor's degree in Business Administration and a strong interest in finance and relationship management.
Bachelor's degree in Business Administration
Strong interest in finance
Experience in relationship management
Continuing education in finance and management
Participated in finance-related workshops and seminars
I chose a job over further studies to gain practical experience and financial independence.
Prefer hands-on experience over theoretical knowledge
Opportunity to apply skills in real-world scenarios
Desire for financial independence and stability
Career advancement and growth potential in the job
Topic on buy now pay kater
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The duration of Piramal Capital Housing Finance interview process can vary, but typically it takes about less than 2 weeks to complete.
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Senior Relationship Manager
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Branch Sales Manager
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Credit Manager
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