Piramal Capital Housing Finance Interview Questions, Process, and Tips

Q1. What are legal policy
Ans. 
Legal policies are rules and regulations set by an organization to ensure compliance with laws and ethical standards.
• Legal policies outline the expectations and responsibilities of employees regarding legal matters.

• They help protect the organization from legal risks and liabilities.

• Examples include privacy policies, anti-discrimination policies, and intellectual property policies.
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Q2. What are our credit policy
Ans. 
Our credit policy is to conduct thorough credit checks on all potential customers before extending credit terms.
• We require customers to fill out a credit application form.

• We check the customer's credit history and score.

• We may require a personal guarantee or collateral for high-risk customers.

• We set credit limits based on the customer's creditworthiness.

• We regularly review and update credit limits based on payment hist
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Q3. What are our technical policy
Ans. 
Our technical policy focuses on utilizing cutting-edge technology to enhance sales processes and improve customer experience.
• Utilize CRM software to track customer interactions and sales progress

• Implement data analytics tools to identify trends and opportunities

• Regularly update and train sales team on new technologies and tools

• Ensure compliance with data security and privacy regulations
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Q4. What types our team
Ans. 
Our team consists of experienced sales professionals with diverse backgrounds and skill sets.
• Our team includes individuals with experience in B2B sales, retail sales, and account management.

• We have team members who specialize in cold calling, lead generation, and closing deals.

• Some of our team members have expertise in specific industries such as technology, healthcare, and finance.
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Q5. What types our customers
Ans. 
Our customers range from small businesses to large corporations in various industries.
• Small businesses

• Large corporations

• Various industries (e.g. technology, healthcare, retail)

• Local businesses

• International companies
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Q1. Last company experience
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Q1. Personal details
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Q2. Overall work experience
Ans. 
I have over 10 years of experience in managing clusters in various industries.
• Managed multiple clusters simultaneously

• Implemented strategies to improve cluster performance

• Led a team of cluster supervisors and coordinators

• Developed and maintained relationships with key stakeholders

• Resolved conflicts and issues within clusters
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Q1. Technical real estate
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Q2. Market dynamics
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Test 60 number
1.30 minutes time

Q1. About your shelf
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Q1. Human resources (HR) is the division of a business responsible for finding, recruiting , screening and training job applicants.
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Q2. Within a company, human resources is responsible for screening, recruiting and training employees, as well as implementing employee process.
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Q3. Human resources is the division of a business that is charged with finding, recruiting ,screening and training job applicants.
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Q1. The one-on-one interview is specifically designed to evaluate a candidate 's demeanor , behavioral traits, and potential fit within a team or alongside a particular person.
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