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Probability of default and loss given default are important metrics used in credit risk analysis.
Probability of default (PD) is the likelihood of a borrower defaulting on their loan or credit obligation.
Loss given default (LGD) is the amount of money lost by the lender in the event of a borrower default.
PD and LGD are used to calculate expected credit losses (ECL) for financial reporting purposes.
ECL is an estimate of ...
Value at Risk (VaR) is a risk management technique that measures the potential loss in value of an investment or portfolio over a given time period.
VaR is calculated based on statistical models that take into account key economic drivers such as interest rates, market volatility, and asset prices.
It helps investors and financial institutions to understand the potential downside risk of their investments and make inform...
posted on 28 Mar 2023
I applied via Walk-in and was interviewed before Mar 2022. There were 2 interview rounds.
What people are saying about IDBI Bank
I applied via Approached by Company and was interviewed in Jul 2022. There were 3 interview rounds.
Legal with hole Etc...
Npa cases
IDBI Bank interview questions for popular designations
I applied via Company Website and was interviewed before Jun 2023. There was 1 interview round.
Get interview-ready with Top IDBI Bank Interview Questions
I applied via Company Website and was interviewed before Apr 2022. There were 2 interview rounds.
I will listen to the customer, empathize with their situation, and work towards finding a solution that meets their needs.
Listen actively to the customer's concerns and complaints
Empathize with the customer's situation and show understanding
Work collaboratively with the customer to find a solution that meets their needs
Communicate clearly and effectively throughout the process
Follow up with the customer to ensure their
I applied via Newspaper Ad and was interviewed before Mar 2023. There was 1 interview round.
Assessment methods for working capital for MSME clients include ratio analysis, cash flow analysis, and turnover ratios.
Ratio analysis: Analyzing current ratio, quick ratio, and debt-to-equity ratio to assess liquidity and financial health.
Cash flow analysis: Evaluating cash inflows and outflows to determine the ability to meet short-term obligations.
Turnover ratios: Calculating inventory turnover, accounts receivable ...
I applied via Campus Placement and was interviewed before Jul 2022. There were 4 interview rounds.
General english math & reasoning
Gd topics were given for discussion
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I applied via Newspaper Ad and was interviewed before Nov 2022. There was 1 interview round.
IMPS stands for Immediate Payment Service.
IMPS is a real-time interbank electronic fund transfer service in India.
It allows customers to transfer funds instantly 24x7 throughout the year.
IMPS transactions can be done through various channels like mobile banking, internet banking, ATMs, etc.
Banking involves financial services such as deposits, loans, and investments.
Banking is a financial institution that provides services such as accepting deposits, granting loans, and facilitating investments.
Core concepts include managing customer accounts, processing transactions, and providing financial advice.
Examples of banking services include savings accounts, mortgages, and credit cards.
The duration of IDBI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Manager
699
salaries
| ₹10 L/yr - ₹29 L/yr |
Assistant Manager
683
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| ₹6 L/yr - ₹18 L/yr |
Assistant General Manager
396
salaries
| ₹12 L/yr - ₹35 L/yr |
Senior Sales Executive
187
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| ₹1.6 L/yr - ₹4 L/yr |
Sales Executive
181
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| ₹1 L/yr - ₹3.5 L/yr |
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