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IDBI Bank AM - Finance & Accounts Interview Questions and Answers
IDBI Bank AM - Finance & Accounts Interview Experiences
1 interview found
(3 Questions)
- Q1. CMR ranks and personal CIBIL SCORE
- Q2. Probability of default and loss given default
- Ans.
Probability of default and loss given default are important metrics used in credit risk analysis.
Probability of default (PD) is the likelihood of a borrower defaulting on their loan or credit obligation.
Loss given default (LGD) is the amount of money lost by the lender in the event of a borrower default.
PD and LGD are used to calculate expected credit losses (ECL) for financial reporting purposes.
ECL is an estimate of ...
- Q3. Value at Risk and key economic drivers
- Ans.
Value at Risk (VaR) is a risk management technique that measures the potential loss in value of an investment or portfolio over a given time period.
VaR is calculated based on statistical models that take into account key economic drivers such as interest rates, market volatility, and asset prices.
It helps investors and financial institutions to understand the potential downside risk of their investments and make inform...
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Abhay Pandey
Selected
I applied via Walk-in and was interviewed in Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself?
- Q2. What you know about commercial vehicle Loan segment and Used Commercial vehicle loan segment?
- Ans.
Commercial vehicle loan segment involves financing for new commercial vehicles, while used commercial vehicle loan segment involves financing for pre-owned commercial vehicles.
Commercial vehicle loan segment typically involves financing for new trucks, vans, buses, etc.
Used commercial vehicle loan segment involves financing for pre-owned trucks, vans, buses, etc.
Interest rates for used commercial vehicle loans may be h...
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Selected
(2 Questions)
- Q1. E KYC FULL FORM
- Ans.
E KYC stands for Electronic Know Your Customer.
E KYC is a process where customer identity and address are verified electronically.
It helps in simplifying the KYC process for financial institutions and customers.
Examples of E KYC include Aadhaar-based KYC in India and biometric verification.
It reduces paperwork and speeds up the onboarding process for customers.
- Q2. Interest Calculation
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Equitas Small Finance Bank
Anonymous
posted on 9 Aug 2023
Selected
I applied via AmbitionBox and was interviewed in Jul 2023. There were 3 interview rounds.
Quantitative Aptitude,
Coding-Decoding Spelling Errors
Time & Distance,
(4 Questions)
- Q1. Introduction, banking
- Q2. Banking sector and currently status
- Q3. Banks have a lot of external software, external developers
- Q4. Banking refers to a financial activity to manage and safeguard your hard-earned money. Banks cater to all sorts of individuals, small businesses, and large corporations. Banks offer financial management pr...
Finance Executive Interview Questions & Answers
AU Small Finance Bank
Anonymous
posted on 21 Feb 2024
Selected
I applied via Naukri.com and was interviewed in Jan 2024. There was 1 interview round.
(6 Questions)
- Q1. Apna phla kha kame kiya hai
- Q2. Ape au finace sa kya selry chte hai
- Ans. Au finance ki tams an candican or policie ho salry ka liya wha mugha da mera expriyance ko dhkte hue
- Q3. Apna apni phli job au finance sa kyo chodi
- Ans. Sir mana isliya chodi kyoki wo 3rd party kaam tha or mugha diract on role au finace sa judna tha isliya mana wha sa kame chodha
- Q4. Ape phle au finace ma kya kaam karte the
- Ans. Sir ma au ma curant ac opning krwata tha
- Q5. Abhi apko konse dipartmant ma jana hai
- Ans. Sir sales ma or pl or bl ma
- Q6. Apko job ajmar ma hi chya
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IndusInd Bank
Anonymous
posted on 23 Apr 2022
I applied via Recruitment Consulltant and was interviewed in Mar 2022. There were 2 interview rounds.
(2 Questions)
- Q1. This is pure sales job
- Q2. This is target basis jod
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Jana Small Finance Bank
Anonymous
posted on 26 Mar 2022
I applied via Naukri.com and was interviewed in Feb 2022. There were 2 interview rounds.
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- Only personal information
Selected
I applied via Walk-in and was interviewed in Aug 2023. There was 1 interview round.
(1 Question)
- Q1. You can expect Finance questions like Bank Reconnect, Technical skills etc;
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Selected
I applied via Naukri.com and was interviewed in Mar 2024. There were 2 interview rounds.
Feedback and current work status..
His attitute and talking way..
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Equitas Small Finance Bank
Anonymous
posted on 23 Feb 2021
Interview Questionnaire
2 Questions
- Q1. Existing employee how many days back to work same as company
- Q2. If manager not supportable for rejoining employee same as company so what i do
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